Bedford Flood Risk
In Bedford, 888 of 97,097 properties (0.9%) are in areas at high or medium risk of flooding from rivers and the sea — at least a 1 in 100 chance in any year — per Environment Agency data updated 6 July 2026; that ranks 185th of 296 local authorities in England by number.
By bandProperties in Bedford by flood-risk band
| Risk band | Chance of flooding each year | All properties | Homes |
|---|---|---|---|
| High | 3.3% (1 in 30) or greater chance in any year | 474 | 292 |
| Medium | between 1% and 3.3% (1 in 100 to 1 in 30) chance in any year | 414 | 340 |
| Low | between 0.1% and 1% (1 in 1,000 to 1 in 100) chance in any year | 3,565 | 2,940 |
| Very low | less than 0.1% (1 in 1,000) chance in any year | 457 | 411 |
632 of the high- or medium-risk properties are homes and 115 are non-residential. 190 postcodes in Bedford have at least one property at high or medium risk.
Postcode districtsFlood risk across Bedford
Counts are for the part of each district inside Bedford.
Recorded floodsPast floods mapped in Bedford
The Environment Agency has mapped flood outlines on 7 dates in postcode districts that mostly lie in Bedford since 1947; the most recent started on 1 Jan 1998.
1940s 1 1980s 3 1990s 3
| Started | Place / name in the record | Source of flooding | Cause | Districts |
|---|---|---|---|---|
| 1 Jan 1998 – 31 Dec 1998 | — 36 outlines | Not recorded | Not recorded | MK40 MK41 MK42 MK44 |
| 1 Jan 1993 – 31 Dec 1993 | — 8 outlines | Not recorded | Not recorded | MK44 |
| 1 Jan 1992 – 31 Dec 1992 | — 8 outlines | Not recorded | Not recorded | MK42 MK44 |
| 1 Jan 1987 – 31 Dec 1987 | — 21 outlines | Not recorded | Channel capacity exceeded (no raised defences) | MK41 MK42 MK44 |
| 1 Jan 1983 – 31 Dec 1983 | — 7 outlines | Not recorded | Not recorded | MK40 MK43 |
| 1 Jan 1980 – 31 Dec 1980 | — 3 outlines | Not recorded | Not recorded | MK40 MK43 |
| 1 Jan 1947 – 31 Dec 1947 | — 44 outlines | Not recorded | Not recorded | MK40 MK41 MK42 MK44 |
What this page shows, and what it misses
The Environment Agency's count of properties in each postcode that sit in areas of land at very low, low, medium or high risk of flooding from rivers and the sea, allowing for flood defences and their condition, added up here by postcode district and local authority. Every property in England is counted once, so the share is of all properties in the area.
It misses: surface water (heavy rain), groundwater, sewer and reservoir flooding; Wales, Scotland and Northern Ireland; and anything about a single building. A band describes the land a property stands on, not its floor level or flood protection, so it is not a forecast for any one home. Past floods come from the EA's Recorded Flood Outlines and are placed in the postcode district whose centre is nearest (within 12 km), so a flood near a boundary can be listed under a neighbour. Older records are patchy, and a flood with no outline is not listed.
"Bedford" means the local authority area (ONS code E06000055), not only the town centre.
If you live in Bedford
- Check your own address on gov.uk; it also covers surface water.
- Sign up for free flood warnings: gov.uk/get-flood-warnings. Floodline: 0345 988 1188.
- What is in force now: flood warnings UK · river levels.
- Never walk or drive through flood water: why shallow water kills.
FAQQuestions people ask
Is Bedford at risk of flooding?
In Bedford, 888 of 97,097 properties (0.9%) are in areas at high or medium risk of flooding from rivers and the sea — at least a 1 in 100 chance in any year — per Environment Agency data updated 6 July 2026; that ranks 185th of 296 local authorities in England by number.
Which parts of Bedford have the most properties at flood risk?
Postcode district MK42 has the most: 274 properties at high or medium risk (1.0% of its properties in Bedford). The table on this page lists every district.
When did Bedford last flood?
The Environment Agency has mapped flood outlines on 7 dates in postcode districts that mostly lie in Bedford since 1947; the most recent started on 1 Jan 1998.
Does this include surface water flooding?
No. These counts cover flooding from rivers and the sea only. Surface water (heavy rain) flooding affects more properties in England; check it for one address on gov.uk's long-term flood risk service.
Flood risk counts: Environment Agency, Risk of Flooding from Rivers and Sea – Postcodes in Areas at Risk and Recorded Flood Outlines, used under the Open Government Licence v3.0. © Environment Agency copyright and/or database right 2025. All rights reserved. Some features of this information are based on digital spatial data from the Centre for Ecology & Hydrology, © NERC (CEH). © Crown Copyright and Database Rights 2025 OS AC0000807064. This product is produced in part from PAF® and Multiple Residence Data, the copyright in which is owned by Royal Mail Group Limited and/or Royal Mail Group plc. All rights reserved. Licence number AC0000807064.
Local authority of each postcode: Office for National Statistics postcode lookup (May 2026), licensed under the Open Government Licence v3.0. Contains OS data © Crown copyright and database right 2026. Contains Royal Mail data © Royal Mail copyright and database right 2026. District centres and place names: postcodes.io (ONS/OS open data). Totals, ranks and grouping are Global Incident Tracker's own calculations; the Environment Agency does not endorse them.