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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Citrus County, Florida: Natural Disaster Risk and History

Citrus County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 94.7 out of 100, higher than about 94% of US counties, with hurricanes, lightning and coastal flooding scoring highest of its 18 hazards and $112 million a year in expected losses.

OpenFEMA lists 39 federal disaster declarations that included Citrus County since 1968, not counting 2 for COVID-19; the latest is EM-3655-FL (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 52 tornadoes touching Citrus County from 1950 to 2025.

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Population 153,476 Buildings worth $24 billion Area 970 sq mi Risk rank in Florida 20 of 67 FIPS 12017

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneVery High 98.8 $82 million about once every 3.7 years 95
LightningRelatively High 95.5 $1.3 million about 92 a year 562,328 strikes
Coastal floodingRelatively High 92.6 $5.3 million about 3.7 a year —
WildfireRelatively Moderate 90.5 $1.0 million about once every 325 years —
TornadoRelatively Moderate 89.0 $4.5 million about once every 1.6 years 31
Inland floodingRelatively Moderate 83.2 $15 million about once every 1.3 years 21
Heat waveRelatively Low 75.9 $815,005 about 2.7 a year 27
Strong windRelatively Moderate 70.3 $662,599 about once every 1.1 years 25
Cold waveRelatively Low 59.5 $931,947 about 3.3 a year 42
EarthquakeVery Low 38.6 $94,723 rarer than once in 1,000 years —
LandslideVery Low 33.0 $261 about once every 15 years —
DroughtVery Low 18.6 $1,944 about 18 a year 616
HailVery Low 9.0 $18,050 about 1.7 a year 70
Winter weatherVery Low 1.2 — rarer than once in 1,000 years 0
AvalancheNot Applicable — — — —
Ice stormNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 39

Most common: Hurricane 21, Tropical Storm 6, Severe Storm 6, Freezing 3.

DecadeDeclarationsIncident types
1960s1Hurricane
1970s1Freezing
1990s5Severe Storm ×2, Fire, Tornado, Freezing
2000s9Hurricane ×5, Severe Storm ×2, Freezing, Fire
2010s7Hurricane ×6, Severe Storm
2020s16Hurricane ×9, Tropical Storm ×6, Severe Storm

The last 10

Hurricane Isaias EM-3655-FL · Tropical Storm · declared 9 Oct 2026
Hurricane Milton DR-4834-FL · Hurricane · declared 11 Oct 2024 · households could apply
Hurricane Milton EM-3622-FL · Hurricane · declared 7 Oct 2024
Hurricane Helene DR-4828-FL · Hurricane · declared 28 Sep 2024 · households could apply
Tropical Storm Helene EM-3615-FL · Tropical Storm · declared 24 Sep 2024
Hurricane Debby DR-4806-FL · Tropical Storm · declared 10 Aug 2024 · households could apply
Tropical Storm Debby EM-3605-FL · Tropical Storm · declared 3 Aug 2024
Hurricane Idalia DR-4734-FL · Hurricane · declared 31 Aug 2023 · households could apply
Tropical Storm Idalia EM-3596-FL · Tropical Storm · declared 28 Aug 2023
Hurricane Nicole DR-4680-FL · Hurricane · declared 13 Dec 2022 · households could apply

Widest declarations that included Citrus County

  • Hurricane Ian (2022, DR-4673-FL): 67 Florida counties designated.
  • Tropical Storm Ian (2022, EM-3584-FL): 67 Florida counties designated.
  • Hurricane Dorian (2019, EM-3419-FL): 67 Florida counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Milton (2024), Hurricane Helene (2024), Tropical Storm Helene (2024), Hurricane Debby (2024), Tropical Storm Debby (2024), Hurricane Idalia (2023), Tropical Storm Idalia (2023), Hurricane Nicole (2022), Tropical Storm Nicole (2022), Hurricane Ian (2022), Tropical Storm Ian (2022), Tropical Storm Fred (2021), Tropical Storm Elsa (2021), Hurricane Eta (2020), Hurricane Dorian (2019), Hurricane Michael (2018), Hurricane Irma (2017), Hurricane Matthew (2016), Hurricane Hermine (2016), Tropical Storm Debby (2012), Tropical Storm Fay (2008), Hurricane Katrina (2005), Hurricane Jeanne (2004), Hurricane Ivan (2004), Hurricane Frances (2004), Tropical Storm Bonnie (2004), Tropical Storm Josephine (1996), Hurricane Gladys (1968).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Florida also had 31 statewide declarations with no county list.

Tornado record since 1950 52

Tornadoes touching the county52
Strongest-rated(E)F3 ×1
Peak monthJuly (11)
Deadliest9 Apr 1983, F3, 10 mi path, 3 killed, 2 injured
Longest path6 Feb 1975, F1, 54.9 mi path, 0 killed, 5 injured
Most recent16 Jun 2024, unrated
Deaths / injuries on those paths3 / 15
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count331431001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count0271517623

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Citrus County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Citrus County (this page)—Relatively High94.7 Hurricane
Hernando County 33 kmRelatively Moderate88.0 Hurricane
Sumter County 41 kmRelatively Moderate87.6 Hurricane
Marion County 56 kmRelatively High94.7 Lightning
Levy County 59 kmRelatively Low66.1 Hurricane
Pasco County 61 kmRelatively High96.0 Tornado

Nearest by distance between county centres. Every county in Florida, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 82.3
Community resilienceVery Low 6.8
Community risk factor1.55
Expected annual loss, all hazards$112 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Citrus County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Citrus County

What natural disasters is Citrus County, Florida most at risk from?

Citrus County, Florida has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 94.7 out of 100, higher than about 94% of US counties, with hurricanes, lightning and coastal flooding scoring highest of its 18 hazards and $112 million a year in expected losses.

How many federal disaster declarations has Citrus County had?

OpenFEMA lists 39 federal disaster declarations that included Citrus County since 1968, not counting 2 for COVID-19; the latest is EM-3655-FL (Hurricane Isaias, declared 9 October 2026). Another 31 Florida declarations were made statewide without a county list.

How many tornadoes have hit Citrus County?

NOAA's Storm Prediction Center recorded 52 tornadoes touching Citrus County from 1950 to 2025. The deadliest: 9 Apr 1983, F3, 10 mi path, 3 killed, 2 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.