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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Jefferson County, Florida: Natural Disaster Risk and History

Jefferson County, Florida has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 39.0 out of 100, higher than about 39% of US counties, with hurricanes, wildfires and cold waves scoring highest of its 18 hazards and $7.3 million a year in expected losses.

OpenFEMA lists 39 federal disaster declarations that included Jefferson County since 1973, not counting 2 for COVID-19; the latest is DR-4955-FL (Hurricane Isaias, declared 27 October 2026). NOAA's Storm Prediction Center recorded 17 tornadoes touching Jefferson County from 1950 to 2025.

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Population 14,359 Buildings worth $2.6 billion Area 679 sq mi Risk rank in Florida 60 of 67 FIPS 12065

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively Moderate 86.7 $2.9 million about once every 3.8 years 91
WildfireRelatively Low 71.3 $114,342 about once every 909 years —
Cold waveRelatively Low 60.8 $864,591 about 1.5 a year 28
TornadoRelatively Low 57.3 $946,767 about once every 3.1 years 10
LightningRelatively Low 53.6 $160,360 about 79 a year 58,726 strikes
Heat waveRelatively Low 44.7 $172,222 about 6.4 a year 104
Coastal floodingVery Low 39.4 $8,855 about 3.8 a year —
EarthquakeVery Low 30.8 $49,549 rarer than once in 1,000 years —
DroughtVery Low 30.0 $15,382 about 19 a year 630
Inland floodingVery Low 28.1 $2.0 million about once every 2.5 years 11
Strong windRelatively Low 17.3 $90,344 about 1.3 a year 45
LandslideVery Low 14.9 $37 about once every 12 years —
Winter weatherVery Low 10.2 $4,671 about once every 3.6 years 5.3
HailVery Low 8.8 $15,474 about once a year 36
AvalancheNot Applicable — — — —
Ice stormNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 39

Most common: Hurricane 22, Severe Storm 8, Tropical Storm 6, Fire 2.

DecadeDeclarationsIncident types
1970s1Flood
1980s1Hurricane
1990s3Fire ×2, Hurricane
2000s11Hurricane ×6, Severe Storm ×5
2010s7Hurricane ×6, Severe Storm
2020s16Hurricane ×8, Tropical Storm ×6, Severe Storm ×2

The last 10

Hurricane Isaias DR-4955-FL · Hurricane · declared 27 Oct 2026 · households could apply
Hurricane Isaias EM-3655-FL · Tropical Storm · declared 9 Oct 2026
Hurricane Helene DR-4828-FL · Hurricane · declared 28 Sep 2024 · households could apply
Tropical Storm Helene EM-3615-FL · Tropical Storm · declared 24 Sep 2024
Hurricane Debby DR-4806-FL · Tropical Storm · declared 10 Aug 2024 · households could apply
Tropical Storm Debby EM-3605-FL · Tropical Storm · declared 3 Aug 2024
Severe Storms, Straight-Line Winds, and Tornadoes DR-4794-FL · Severe Storm · declared 17 Jun 2024 · households could apply
Hurricane Idalia DR-4734-FL · Hurricane · declared 31 Aug 2023 · households could apply
Tropical Storm Idalia EM-3596-FL · Tropical Storm · declared 28 Aug 2023
Hurricane Nicole DR-4680-FL · Hurricane · declared 13 Dec 2022 · households could apply

Widest declarations that included Jefferson County

  • Hurricane Ian (2022, DR-4673-FL): 67 Florida counties designated.
  • Tropical Storm Ian (2022, EM-3584-FL): 67 Florida counties designated.
  • Hurricane Dorian (2019, EM-3419-FL): 67 Florida counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Tropical Storm Helene (2024), Hurricane Debby (2024), Tropical Storm Debby (2024), Hurricane Idalia (2023), Tropical Storm Idalia (2023), Hurricane Nicole (2022), Tropical Storm Nicole (2022), Hurricane Ian (2022), Tropical Storm Ian (2022), Tropical Storm Fred (2021), Tropical Storm Elsa (2021), Hurricane Sally (2020), Hurricane Dorian (2019), Hurricane Michael (2018), Hurricane Irma (2017), Hurricane Hermine (2016), Tropical Storm Debby (2012), Tropical Storm Fay (2008), Hurricane Katrina (2005), Hurricane Dennis (2005), Hurricane Jeanne (2004), Hurricane Ivan (2004), Hurricane Frances (2004), Tropical Storm Bonnie (2004), Tropical Storm Allison (2001), Tropical Storm Helene (2000), Hurricane Georges (1998), Hurricane Kate (1985).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Florida also had 31 statewide declarations with no county list.

Tornado record since 1950 17

Tornadoes touching the county17
Strongest-rated(E)F3 ×1
Peak monthMarch (4)
Deadliest27 Oct 1972, F1, 0.3 mi path, 0 killed, 1 injured
Longest path10 May 2024, EF1, 37.5 mi path
Most recent10 May 2024, EF1, 37.5 mi path
Deaths / injuries on those paths0 / 1
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count8801000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01400615

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Jefferson County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Jefferson County (this page)—Very Low39.0 Hurricane
Leon County 37 kmRelatively Moderate93.4 Cold wave
Madison County 41 kmRelatively Low47.4 Hurricane
Thomas County, GA 47 kmRelatively Low66.0 Hurricane
Taylor County 52 kmRelatively Low65.4 Hurricane
Brooks County, GA 54 kmVery Low42.1 Lightning

Nearest by distance between county centres. Every county in Florida, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 97.9
Community resilienceRelatively Low 32.2
Community risk factor1.74
Expected annual loss, all hazards$7.3 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Jefferson County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Jefferson County

What natural disasters is Jefferson County, Florida most at risk from?

Jefferson County, Florida has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 39.0 out of 100, higher than about 39% of US counties, with hurricanes, wildfires and cold waves scoring highest of its 18 hazards and $7.3 million a year in expected losses.

How many federal disaster declarations has Jefferson County had?

OpenFEMA lists 39 federal disaster declarations that included Jefferson County since 1973, not counting 2 for COVID-19; the latest is DR-4955-FL (Hurricane Isaias, declared 27 October 2026). Another 31 Florida declarations were made statewide without a county list.

How many tornadoes have hit Jefferson County?

NOAA's Storm Prediction Center recorded 17 tornadoes touching Jefferson County from 1950 to 2025. The deadliest: 27 Oct 1972, F1, 0.3 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.