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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Gem County, Idaho: Natural Disaster Risk and History

Gem County, Idaho has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 34.4 out of 100, higher than about 34% of US counties, with wildfires, winter storms and earthquakes scoring highest of its 18 hazards and $11 million a year in expected losses.

OpenFEMA lists 5 federal disaster declarations that included Gem County since 1964, not counting 2 for COVID-19; the latest is FM-5449-ID (Four Corners Fire, declared 19 August 2022). NOAA's Storm Prediction Center recorded 2 tornadoes touching Gem County from 1950 to 2025.

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Population 19,098 Buildings worth $3.4 billion Area 570 sq mi Risk rank in Idaho 24 of 44 FIPS 16045

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
WildfireRelatively Moderate 96.5 $5.9 million about once every 65 years —
Winter weatherRelatively Low 53.9 $73,952 about 12 a year 224
EarthquakeVery Low 51.0 $295,026 about once every 360 years —
AvalancheVery Low 49.9 $540 about once every 30 years 1
LandslideVery Low 47.4 $1,174 about once every 2.2 years —
Volcanic activityVery Low 45.0 $9 rarer than once in 1,000 years 2
Heat waveRelatively Low 44.3 $284,227 about 3.5 a year 32
Inland floodingRelatively Low 35.7 $4.2 million about once every 2.8 years 10
Strong windRelatively Low 24.5 $233,285 about once every 3.1 years 13
Ice stormVery Low 23.4 $21,567 about once every 28 years 2
LightningVery Low 19.9 $68,737 about 21 a year 20,870 strikes
DroughtVery Low 13.2 $77 about 13 a year 469
Cold waveVery Low 6.4 $33,920 about once every 19 years 1
TornadoVery Low 5.9 $25,733 about once every 36 years 4
HailVery Low 5.0 $12,053 about once every 4.3 years 8.9
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 5

Most common: Severe Storm 2, Fire 1, Hurricane 1, Flood 1.

DecadeDeclarationsIncident types
1960s1Flood
1990s1Severe Storm
2000s1Hurricane
2010s1Severe Storm
2020s1Fire

The last 5

Four Corners Fire FM-5449-ID · Fire · declared 19 Aug 2022
Severe Storms and Flooding DR-1927-ID · Severe Storm · declared 27 Jul 2010
Hurricane Katrina EM-3244-ID · Hurricane · declared 13 Sep 2005
Severe Storms, Flooding, Mud and Landslides DR-1154-ID · Severe Storm · declared 4 Jan 1997 · households could apply
Heavy Rains & Flooding DR-186-ID · Flood · declared 31 Dec 1964 · households could apply

Widest declarations that included Gem County

  • Hurricane Katrina (2005, EM-3244-ID): 44 Idaho counties designated.
  • Heavy Rains & Flooding (1964, DR-186-ID): 27 Idaho counties designated.
  • Severe Storms, Flooding, Mud and Landslides (1997, DR-1154-ID): 18 Idaho counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Idaho also had 8 statewide declarations with no county list.

Tornado record since 1950 2

Tornadoes touching the county2
Strongest-rated(E)F1 ×1
Peak monthJune (1)
Deadliest—
Longest path19 Jun 1991, F1, 0.1 mi path
Most recent25 Aug 2004, F0
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1100000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00001100

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Gem County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Gem County (this page)—Very Low34.4 Wildfire
Payette County 30 kmVery Low17.1 Wildfire
Washington County 53 kmVery Low30.3 Wildfire
Boise County 54 kmRelatively Low48.9 Landslide
Canyon County 55 kmRelatively Low71.7 Winter weather
Ada County 69 kmRelatively Moderate87.8 Winter weather

Nearest by distance between county centres. Every county in Idaho, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 36.1
Community resilienceRelatively Low 29.2
Community risk factor1.03
Expected annual loss, all hazards$11 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Gem County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Gem County

What natural disasters is Gem County, Idaho most at risk from?

Gem County, Idaho has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 34.4 out of 100, higher than about 34% of US counties, with wildfires, winter storms and earthquakes scoring highest of its 18 hazards and $11 million a year in expected losses.

How many federal disaster declarations has Gem County had?

OpenFEMA lists 5 federal disaster declarations that included Gem County since 1964, not counting 2 for COVID-19; the latest is FM-5449-ID (Four Corners Fire, declared 19 August 2022). Another 8 Idaho declarations were made statewide without a county list.

How many tornadoes have hit Gem County?

NOAA's Storm Prediction Center recorded 2 tornadoes touching Gem County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.