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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Kane County, Illinois: Natural Disaster Risk and History

Kane County, Illinois has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 94.6 out of 100, higher than about 94% of US counties, with cold waves, tornadoes and inland (river and flash) flooding scoring highest of its 18 hazards and $198 million a year in expected losses.

OpenFEMA lists 14 federal disaster declarations that included Kane County since 1967, not counting 2 for COVID-19; the latest is DR-4116-IL (Severe Storms, Straight-Line Winds, and Flooding, declared 10 May 2013). NOAA's Storm Prediction Center recorded 46 tornadoes touching Kane County from 1950 to 2025.

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Population 516,173 Buildings worth $124 billion Area 530 sq mi Risk rank in Illinois 6 of 102 FIPS 17089

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Cold waveVery High 99.2 $50 million about 5.9 a year 111
TornadoRelatively High 98.6 $38 million about once every 2.4 years 30
Inland floodingRelatively High 95.5 $99 million about 1.8 a year 50
Heat waveRelatively Moderate 90.0 $3.7 million about 3.2 a year 50
LightningRelatively High 88.0 $1.3 million about 42 a year 439,768 strikes
EarthquakeRelatively Low 86.4 $3.9 million about once every 735 years —
Winter weatherRelatively Moderate 77.4 $222,069 about 14 a year 271
Strong windRelatively Moderate 77.3 $1.4 million about 6.7 a year 254
DroughtRelatively Moderate 65.7 $495,117 about 8 a year 210
HailRelatively Low 63.6 $520,627 about 4.7 a year 178
Ice stormRelatively Moderate 63.6 $191,780 about once every 1.9 years 37
LandslideVery Low 51.1 $1,741 about once every 11 years —
WildfireVery Low 32.7 $20,754 rarer than once in 1,000 years —
HurricaneVery Low 21.2 $8,071 about once every 100 years 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 14

Most common: Flood 4, Snowstorm 4, Severe Storm 3, Tornado 2.

DecadeDeclarationsIncident types
1960s1Tornado
1970s3Flood ×2, Snowstorm
1980s1Flood
1990s3Snowstorm, Severe Storm, Tornado
2000s4Severe Storm ×2, Hurricane, Snowstorm
2010s2Flood, Snowstorm

The last 10

Severe Storms, Straight-Line Winds, and Flooding DR-4116-IL · Flood · declared 10 May 2013 · households could apply
Severe Winter Storm and Snowstorm DR-1960-IL · Snowstorm · declared 17 Mar 2011
Severe Storms and Flooding DR-1800-IL · Severe Storm · declared 3 Oct 2008 · households could apply
Severe Storms and Flooding DR-1729-IL · Severe Storm · declared 25 Sep 2007 · households could apply
Hurricane Katrina Evacuation EM-3230-IL · Hurricane · declared 7 Sep 2005
Illinois Winter Snow Storms EM-3161-IL · Snowstorm · declared 17 Jan 2001
Il-Winter Storm 1/1/99 EM-3134-IL · Snowstorm · declared 8 Jan 1999
Severe Storms and Flooding DR-1129-IL · Severe Storm · declared 25 Jul 1996 · households could apply
Tornadoes DR-878-IL · Tornado · declared 29 Aug 1990 · households could apply
Severe Storms & Flooding DR-776-IL · Flood · declared 7 Oct 1986 · households could apply

Widest declarations that included Kane County

  • Hurricane Katrina Evacuation (2005, EM-3230-IL): 102 Illinois counties designated.
  • Severe Winter Storm and Snowstorm (2011, DR-1960-IL): 65 Illinois counties designated.
  • Il-Winter Storm 1/1/99 (1999, EM-3134-IL): 52 Illinois counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Illinois also had 2 statewide declarations with no county list.

Tornado record since 1950 46

Tornadoes touching the county46
Strongest-rated(E)F2 ×5
Peak monthAugust (12)
Deadliest21 Apr 1967, F2, 2.7 mi path, 0 killed, 5 injured
Longest path12 Jul 2023, EF1, 10.9 mi path
Most recent15 Jul 2024, unrated, 1.8 mi path
Deaths / injuries on those paths0 / 11
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count241550002
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count452326222

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Kane County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Kane County (this page)—Relatively High94.6 Cold wave
DeKalb County 29 kmRelatively Low80.8 Cold wave
DuPage County 30 kmRelatively High97.6 Cold wave
Kendall County 39 kmRelatively Low80.2 Cold wave
McHenry County 43 kmRelatively Moderate90.8 Cold wave
Cook County 52 kmVery High100.0 Cold wave

Nearest by distance between county centres. Every county in Illinois, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 17.0
Community resilienceRelatively High 63.7
Community risk factor0.86
Expected annual loss, all hazards$198 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Kane County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Kane County

What natural disasters is Kane County, Illinois most at risk from?

Kane County, Illinois has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 94.6 out of 100, higher than about 94% of US counties, with cold waves, tornadoes and inland (river and flash) flooding scoring highest of its 18 hazards and $198 million a year in expected losses.

How many federal disaster declarations has Kane County had?

OpenFEMA lists 14 federal disaster declarations that included Kane County since 1967, not counting 2 for COVID-19; the latest is DR-4116-IL (Severe Storms, Straight-Line Winds, and Flooding, declared 10 May 2013). Another 2 Illinois declarations were made statewide without a county list.

How many tornadoes have hit Kane County?

NOAA's Storm Prediction Center recorded 46 tornadoes touching Kane County from 1950 to 2025. The deadliest: 21 Apr 1967, F2, 2.7 mi path, 0 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.