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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Louisa County, Iowa: Natural Disaster Risk and History

Louisa County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 17.5 out of 100, higher than about 17% of US counties, with strong winds, drought and hail scoring highest of its 18 hazards and $8.4 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Louisa County since 1965, not counting 2 for COVID-19; the latest is DR-4421-IA (Severe Storms and Flooding, declared 23 March 2019). NOAA's Storm Prediction Center recorded 17 tornadoes touching Louisa County from 1950 to 2025.

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Population 10,837 Buildings worth $3.4 billion Area 422 sq mi Risk rank in Iowa 90 of 99 FIPS 19115

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively Moderate 77.3 $1.5 million about 6.3 a year 240
DroughtRelatively Moderate 77.3 $1.0 million about 9.9 a year 301
HailRelatively Low 67.9 $648,094 about 4.4 a year 166
LandslideRelatively Low 64.7 $4,783 about once every 9.6 years —
Heat waveRelatively Low 52.2 $531,712 about 8.2 a year 121
Ice stormRelatively Low 49.2 $105,148 about once every 2.0 years 34
WildfireVery Low 35.2 $24,786 rarer than once in 1,000 years —
TornadoRelatively Low 34.2 $827,849 about once every 2.7 years 14
EarthquakeVery Low 30.2 $98,993 about once every 855 years —
LightningRelatively Low 30.1 $137,727 about 45 a year 52,798 strikes
Winter weatherVery Low 22.3 $25,595 about 14 a year 261
Inland floodingVery Low 20.9 $3.2 million about 2.3 a year 63
Cold waveVery Low 20.3 $293,246 about 5.3 a year 100
HurricaneVery Low 11.8 $3,288 about once every 128 years 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Flood 11, Severe Storm 6, Hurricane 1.

DecadeDeclarationsIncident types
1960s3Flood ×3
1970s2Flood ×2
1990s5Flood ×4, Severe Storm
2000s6Severe Storm ×4, Hurricane, Flood
2010s2Flood, Severe Storm

The last 10

Severe Storms and Flooding DR-4421-IA · Flood · declared 23 Mar 2019 · households could apply
Severe Storms, Tornadoes, and Flooding DR-4126-IA · Severe Storm · declared 2 Jul 2013
Severe Storms, Tornadoes, and Flooding DR-1763-IA · Severe Storm · declared 27 May 2008 · households could apply
Severe Winter Storms DR-1688-IA · Severe Storm · declared 14 Mar 2007
Hurricane Katrina Evacuation EM-3239-IA · Hurricane · declared 10 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1518-IA · Severe Storm · declared 25 May 2004 · households could apply
Severe Storms and Flooding DR-1420-IA · Flood · declared 19 Jun 2002 · households could apply
Severe Storms, Tornadoes and Flooding DR-1367-IA · Severe Storm · declared 2 May 2001 · households could apply
Severe Storms, Tornadoes and Flooding DR-1230-IA · Flood · declared 2 Jul 1998 · households could apply
Severe Storms and Flooding DR-1121-IA · Severe Storm · declared 24 Jun 1996

Widest declarations that included Louisa County

  • Hurricane Katrina Evacuation (2005, EM-3239-IA): 99 Iowa counties designated.
  • Severe Storms & Flooding (1993, DR-996-IA): 99 Iowa counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1763-IA): 85 Iowa counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Iowa also had 7 statewide declarations with no county list.

Tornado record since 1950 17

Tornadoes touching the county17
Strongest-rated(E)F3 ×1
Peak monthMay (6)
Deadliest1 Jun 2007, EF3, 15.8 mi path, 0 killed, 7 injured
Longest path3 Apr 1981, F0, 103.5 mi path
Most recent16 Apr 2024, EF2, 41.7 mi path
Deaths / injuries on those paths0 / 10
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count5561000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count12233321

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Louisa County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Louisa County (this page)—Very Low17.5 Strong wind
Muscatine County 32 kmRelatively Low57.8 Hail
Des Moines County 33 kmRelatively Low55.8 Hail
Henry County 35 kmVery Low30.9 Heat wave
Washington County 40 kmRelatively Low44.2 Strong wind
Mercer County, IL 43 kmVery Low8.8 Drought

Nearest by distance between county centres. Every county in Iowa, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 13.6
Community resilienceRelatively Moderate 58.2
Community risk factor0.82
Expected annual loss, all hazards$8.4 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Louisa County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Louisa County

What natural disasters is Louisa County, Iowa most at risk from?

Louisa County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 17.5 out of 100, higher than about 17% of US counties, with strong winds, drought and hail scoring highest of its 18 hazards and $8.4 million a year in expected losses.

How many federal disaster declarations has Louisa County had?

OpenFEMA lists 18 federal disaster declarations that included Louisa County since 1965, not counting 2 for COVID-19; the latest is DR-4421-IA (Severe Storms and Flooding, declared 23 March 2019). Another 7 Iowa declarations were made statewide without a county list.

How many tornadoes have hit Louisa County?

NOAA's Storm Prediction Center recorded 17 tornadoes touching Louisa County from 1950 to 2025. The deadliest: 1 Jun 2007, EF3, 15.8 mi path, 0 killed, 7 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.