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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Monona County, Iowa: Natural Disaster Risk and History

Monona County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 25.1 out of 100, higher than about 25% of US counties, with drought, hail and landslides scoring highest of its 18 hazards and $8.7 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Monona County since 1965, not counting 2 for COVID-19; the latest is DR-4870-IA (Severe Winter Storm, declared 21 May 2025). NOAA's Storm Prediction Center recorded 28 tornadoes touching Monona County from 1950 to 2025.

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Population 8,738 Buildings worth $2.8 billion Area 706 sq mi Risk rank in Iowa 75 of 99 FIPS 19133

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 89.3 $1.6 million about 27 a year 994
HailRelatively Moderate 82.6 $1.0 million about 6.1 a year 231
LandslideRelatively Low 76.8 $11,418 about once every 3.4 years —
WildfireRelatively Low 63.5 $111,715 about once every 291 years —
TornadoRelatively Low 58.0 $1.7 million about once every 1.8 years 20
Ice stormRelatively Low 43.2 $63,696 about once every 1.2 years 57
Strong windRelatively Low 39.0 $411,983 about 4.3 a year 163
Cold waveRelatively Low 33.6 $509,174 about 6.1 a year 116
Heat waveVery Low 31.7 $153,357 about 5.6 a year 85
Inland floodingVery Low 25.0 $3.0 million about once every 1.6 years 18
EarthquakeVery Low 14.0 $14,966 rarer than once in 1,000 years —
LightningVery Low 11.8 $41,140 about 44 a year 74,358 strikes
Winter weatherVery Low 10.8 $8,599 about 14 a year 272
HurricaneNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Severe Storm 8, Flood 7, Winter Storm 1, Snowstorm 1.

DecadeDeclarationsIncident types
1960s1Flood
1970s1Flood
1990s4Flood ×3, Severe Storm
2000s4Severe Storm ×2, Snowstorm, Hurricane
2010s6Severe Storm ×4, Flood ×2
2020s2Winter Storm, Severe Storm

The last 10

Severe Winter Storm DR-4870-IA · Winter Storm · declared 21 May 2025
Severe Storms, Flooding, Straight-Line Winds, and Tornadoes DR-4796-IA · Severe Storm · declared 24 Jun 2024 · households could apply
Severe Storms and Flooding DR-4421-IA · Flood · declared 23 Mar 2019 · households could apply
Severe Storms, Tornadoes, and Flooding DR-4126-IA · Severe Storm · declared 2 Jul 2013
Flooding DR-1998-IA · Flood · declared 27 Jun 2011 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds DR-1977-IA · Severe Storm · declared 5 May 2011
Severe Winter Storm DR-1880-IA · Severe Storm · declared 2 Mar 2010
Severe Winter Storms and Snowstorm DR-1877-IA · Severe Storm · declared 25 Feb 2010
Severe Storms, Tornadoes, and Flooding DR-1763-IA · Severe Storm · declared 27 May 2008 · households could apply
Severe Storms, Flooding, and Tornadoes DR-1705-IA · Severe Storm · declared 25 May 2007 · households could apply

Widest declarations that included Monona County

  • Hurricane Katrina Evacuation (2005, EM-3239-IA): 99 Iowa counties designated.
  • Severe Storms & Flooding (1993, DR-996-IA): 99 Iowa counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1763-IA): 85 Iowa counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Iowa also had 7 statewide declarations with no county list.

Tornado record since 1950 28

Tornadoes touching the county28
Strongest-rated(E)F3 ×2
Peak monthJune (10)
Deadliest11 Jun 2008, EF3, 13 mi path, 4 killed, 48 injured
Longest path16 May 1999, F2, 22.5 mi path
Most recent26 Apr 2024, EF1, 9.1 mi path
Deaths / injuries on those paths4 / 62
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count14842000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count16117633

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Monona County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Monona County (this page)—Very Low25.1 Drought
Burt County, NE 38 kmVery Low20.7 Drought
Woodbury County 38 kmRelatively Moderate83.3 Tornado
Harrison County 43 kmVery Low31.3 Drought
Crawford County 48 kmRelatively Low60.8 Drought
Thurston County, NE 50 kmVery Low26.4 Wildfire

Nearest by distance between county centres. Every county in Iowa, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 36.8
Community resilienceVery High 82.0
Community risk factor1.02
Expected annual loss, all hazards$8.7 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Monona County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Monona County

What natural disasters is Monona County, Iowa most at risk from?

Monona County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 25.1 out of 100, higher than about 25% of US counties, with drought, hail and landslides scoring highest of its 18 hazards and $8.7 million a year in expected losses.

How many federal disaster declarations has Monona County had?

OpenFEMA lists 18 federal disaster declarations that included Monona County since 1965, not counting 2 for COVID-19; the latest is DR-4870-IA (Severe Winter Storm, declared 21 May 2025). Another 7 Iowa declarations were made statewide without a county list.

How many tornadoes have hit Monona County?

NOAA's Storm Prediction Center recorded 28 tornadoes touching Monona County from 1950 to 2025. The deadliest: 11 Jun 2008, EF3, 13 mi path, 4 killed, 48 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.