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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

O'Brien County, Iowa: Natural Disaster Risk and History

O'Brien County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 16.4 out of 100, higher than about 16% of US counties, with hail, drought and winter storms scoring highest of its 18 hazards and $11 million a year in expected losses.

OpenFEMA lists 13 federal disaster declarations that included O'Brien County since 1965, not counting 2 for COVID-19; the latest is DR-4796-IA (Severe Storms, Flooding, Straight-Line Winds, and Tornadoes, declared 24 June 2024). NOAA's Storm Prediction Center recorded 36 tornadoes touching O'Brien County from 1950 to 2025.

Live weather alerts for Iowa All official warnings Latest FEMA declarations

Population 14,182 Buildings worth $5.3 billion Area 579 sq mi Risk rank in Iowa 91 of 99 FIPS 19141

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HailRelatively Moderate 82.2 $1.8 million about 6.1 a year 233
DroughtRelatively Moderate 67.1 $769,134 about 23 a year 630
Winter weatherRelatively Moderate 66.3 $198,330 about 17 a year 329
TornadoRelatively Low 48.7 $2.1 million about once every 2.1 years 26
Cold waveRelatively Low 47.3 $1.5 million about 9.4 a year 179
Ice stormRelatively Low 42.7 $106,634 about once every 1.2 years 58
Strong windRelatively Low 29.6 $510,608 about 4.3 a year 166
Heat waveVery Low 21.0 $119,497 about 5.2 a year 84
LightningVery Low 18.6 $111,816 about 4 a year 67,511 strikes
Inland floodingVery Low 18.5 $3.9 million about 1.5 a year 41
LandslideVery Low 14.2 $98 about once every 16 years —
WildfireVery Low 12.7 $7,460 rarer than once in 1,000 years —
EarthquakeVery Low 9.8 $16,951 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 13

Most common: Severe Storm 6, Flood 4, Snowstorm 1, Hurricane 1.

DecadeDeclarationsIncident types
1960s2Flood ×2
1990s2Flood, Severe Ice Storm
2000s2Snowstorm, Hurricane
2010s6Severe Storm ×5, Flood
2020s1Severe Storm

The last 10

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes DR-4796-IA · Severe Storm · declared 24 Jun 2024 · households could apply
Severe Storms and Flooding DR-4421-IA · Flood · declared 23 Mar 2019 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4386-IA · Severe Storm · declared 20 Aug 2018
Severe Storms, Tornadoes, and Flooding DR-4126-IA · Severe Storm · declared 2 Jul 2013
Severe Winter Storm DR-4114-IA · Severe Storm · declared 6 May 2013
Severe Storms, Flooding, and Tornadoes DR-1930-IA · Severe Storm · declared 29 Jul 2010 · households could apply
Severe Winter Storms and Snowstorm DR-1877-IA · Severe Storm · declared 25 Feb 2010
Snow EM-3275-IA · Snowstorm · declared 30 Mar 2007
Hurricane Katrina Evacuation EM-3239-IA · Hurricane · declared 10 Sep 2005
Severe Storms & Flooding DR-996-IA · Flood · declared 9 Jul 1993 · households could apply

Widest declarations that included O'Brien County

  • Hurricane Katrina Evacuation (2005, EM-3239-IA): 99 Iowa counties designated.
  • Severe Storms & Flooding (1993, DR-996-IA): 99 Iowa counties designated.
  • Severe Storms and Flooding (2019, DR-4421-IA): 80 Iowa counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Iowa also had 7 statewide declarations with no county list.

Tornado record since 1950 36

Tornadoes touching the county36
Strongest-rated(E)F3 ×2
Peak monthJune (15)
Deadliest5 May 1964, F3, 67 mi path, 0 killed, 7 injured
Longest path5 May 1964, F3, 67 mi path, 0 killed, 7 injured
Most recent20 Jul 2024, unrated, 0.6 mi path
Deaths / injuries on those paths0 / 9
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count181142001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count152431173

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How O'Brien County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
O'Brien County (this page)—Very Low16.4 Hail
Osceola County 33 kmVery Low14.9 Hail
Clay County 38 kmVery Low36.4 Hail
Cherokee County 39 kmVery Low34.1 Hail
Sioux County 45 kmRelatively Low52.4 Hail
Dickinson County 50 kmVery Low36.3 Winter weather

Nearest by distance between county centres. Every county in Iowa, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceVery High 96.3
Community risk factor0.59
Expected annual loss, all hazards$11 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for O'Brien County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about O'Brien County

What natural disasters is O'Brien County, Iowa most at risk from?

O'Brien County, Iowa has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 16.4 out of 100, higher than about 16% of US counties, with hail, drought and winter storms scoring highest of its 18 hazards and $11 million a year in expected losses.

How many federal disaster declarations has O'Brien County had?

OpenFEMA lists 13 federal disaster declarations that included O'Brien County since 1965, not counting 2 for COVID-19; the latest is DR-4796-IA (Severe Storms, Flooding, Straight-Line Winds, and Tornadoes, declared 24 June 2024). Another 7 Iowa declarations were made statewide without a county list.

How many tornadoes have hit O'Brien County?

NOAA's Storm Prediction Center recorded 36 tornadoes touching O'Brien County from 1950 to 2025. The deadliest: 5 May 1964, F3, 67 mi path, 0 killed, 7 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.