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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Harlan County, Kentucky: Natural Disaster Risk and History

Harlan County, Kentucky has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 65.7 out of 100, higher than about 65% of US counties, with landslides, strong winds and inland (river and flash) flooding scoring highest of its 18 hazards and $18 million a year in expected losses.

OpenFEMA lists 31 federal disaster declarations that included Harlan County since 1967, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 2 tornadoes touching Harlan County from 1950 to 2025.

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Population 26,728 Buildings worth $4.0 billion Area 473 sq mi Risk rank in Kentucky 28 of 120 FIPS 21095

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 90.5 $41,613 about 1.6 a year —
Strong windRelatively High 86.9 $1.2 million about 4.9 a year 187
Inland floodingRelatively Moderate 79.9 $14 million about 1.5 a year 42
AvalancheRelatively Low 75.3 $11,285 about once every 100 years 0
Winter weatherRelatively Moderate 73.3 $108,502 about 18 a year 333
WildfireRelatively Low 69.8 $121,247 about once every 185 years —
Cold waveRelatively Low 65.4 $1.2 million about once every 1.1 years 18
EarthquakeVery Low 56.2 $269,189 about once every 450 years —
HailRelatively Low 47.9 $168,632 about 3.1 a year 117
HurricaneVery Low 42.6 $26,205 about once every 73 years 4
Heat waveRelatively Low 39.7 $159,411 about 2.4 a year 40
TornadoRelatively Low 39.5 $588,343 about once every 9.5 years 2
Ice stormVery Low 24.1 $16,063 about once every 7.5 years 9
LightningVery Low 16.4 $39,564 about 52 a year 92,835 strikes
DroughtNo Rating 0.0 — about 11 a year 357
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 31

Most common: Severe Storm 11, Flood 9, Snowstorm 4, Fire 3.

DecadeDeclarationsIncident types
1960s1Flood
1970s3Flood ×3
1980s1Severe Storm
1990s3Snowstorm ×3
2000s6Severe Storm ×3, Fire ×2, Hurricane
2010s6Severe Storm ×2, Flood ×2, Fire, Snowstorm
2020s11Severe Storm ×5, Flood ×3, Winter Storm, Tropical Storm, Severe Ice Storm

The last 10

Severe Winter Storm EM-3633-KY · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3626-KY · Severe Storm · declared 3 Apr 2025
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides DR-4860-KY · Severe Storm · declared 24 Feb 2025 · households could apply
Severe Storms, Straight-Line Winds, Flooding, and Landslides EM-3624-KY · Severe Storm · declared 16 Feb 2025
Remnants of Hurricane Helene DR-4848-KY · Tropical Storm · declared 26 Nov 2024
Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides DR-4804-KY · Severe Storm · declared 23 Jul 2024 · households could apply
Severe Storms, Flooding, Landslides, and Mudslides DR-4663-KY · Flood · declared 29 Jul 2022 · households could apply
Severe, Storms, Flooding, Landslides, and Mudslides DR-4595-KY · Flood · declared 23 Apr 2021 · households could apply
Severe Winter Storms, Landslides, and Mudslides DR-4592-KY · Severe Ice Storm · declared 31 Mar 2021

Widest declarations that included Harlan County

  • Severe Winter Storm (2026, EM-3633-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3626-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Flooding, and Landslides (2025, EM-3624-KY): 120 Kentucky counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Kentucky also had 4 statewide declarations with no county list.

Tornado record since 1950 2

Tornadoes touching the county2
Strongest-rated(E)F0 ×2
Peak monthApril (2)
Deadliest—
Longest path3 Apr 2007, EF0, 1.2 mi path
Most recent3 Apr 2007, EF0, 0.3 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2000000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00000200

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Harlan County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Harlan County (this page)—Relatively Low65.7 Landslide
Lee County, VA 19 kmRelatively Low57.3 Landslide
Leslie County 30 kmVery Low31.7 Landslide
Hancock County, TN 37 kmVery Low11.9 Landslide
Bell County 43 kmRelatively Low68.0 Landslide
Perry County 43 kmRelatively Low73.2 Landslide

Nearest by distance between county centres. Every county in Kentucky, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 80.0
Community resilienceVery Low 13.7
Community risk factor1.48
Expected annual loss, all hazards$18 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Harlan County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Harlan County

What natural disasters is Harlan County, Kentucky most at risk from?

Harlan County, Kentucky has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 65.7 out of 100, higher than about 65% of US counties, with landslides, strong winds and inland (river and flash) flooding scoring highest of its 18 hazards and $18 million a year in expected losses.

How many federal disaster declarations has Harlan County had?

OpenFEMA lists 31 federal disaster declarations that included Harlan County since 1967, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). Another 4 Kentucky declarations were made statewide without a county list.

How many tornadoes have hit Harlan County?

NOAA's Storm Prediction Center recorded 2 tornadoes touching Harlan County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.