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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Henry County, Kentucky: Natural Disaster Risk and History

Henry County, Kentucky has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 15.7 out of 100, higher than about 15% of US counties, with strong winds, tornadoes and earthquakes scoring highest of its 18 hazards and $6.2 million a year in expected losses.

OpenFEMA lists 21 federal disaster declarations that included Henry County since 1974, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 18 tornadoes touching Henry County from 1950 to 2025.

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Population 15,661 Buildings worth $3.1 billion Area 294 sq mi Risk rank in Kentucky 107 of 120 FIPS 21103

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively Moderate 65.9 $865,348 about 6 a year 228
TornadoRelatively Low 50.2 $1.3 million about once every 5.2 years 15
EarthquakeVery Low 43.2 $186,774 about once every 490 years —
LightningRelatively Low 38.8 $154,337 about 51 a year 34,093 strikes
Ice stormRelatively Low 33.7 $39,178 about once every 1.1 years 61
LandslideVery Low 28.6 $281 about once every 2.3 years —
Cold waveRelatively Low 27.4 $368,933 about 1.4 a year 26
Inland floodingVery Low 27.3 $3.2 million about once every 1.3 years 22
DroughtVery Low 22.5 $7,042 about 2.9 a year 91
Heat waveVery Low 20.8 $67,136 about 4.4 a year 65
Winter weatherVery Low 15.9 $13,210 about 1 a year 198
HailVery Low 13.0 $43,435 about 3.5 a year 134
HurricaneVery Low 9.7 $1,762 about once every 132 years 2
WildfireVery Low 5.9 $1,879 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 21

Most common: Severe Storm 12, Flood 3, Severe Ice Storm 2, Winter Storm 1.

DecadeDeclarationsIncident types
1970s2Flood, Tornado
1980s1Flood
1990s2Severe Storm, Snowstorm
2000s4Severe Ice Storm ×2, Hurricane, Severe Storm
2010s5Severe Storm ×4, Flood
2020s7Severe Storm ×6, Winter Storm

The last 10

Severe Winter Storm EM-3633-KY · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides DR-4864-KY · Severe Storm · declared 24 Apr 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3626-KY · Severe Storm · declared 3 Apr 2025
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides DR-4860-KY · Severe Storm · declared 24 Feb 2025 · households could apply
Severe Storms, Straight-Line Winds, Flooding, and Landslides EM-3624-KY · Severe Storm · declared 16 Feb 2025
Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides DR-4782-KY · Severe Storm · declared 22 May 2024 · households could apply
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides DR-4428-KY · Severe Storm · declared 17 Apr 2019
Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides DR-4361-KY · Flood · declared 26 Apr 2018
Severe Storms, Tornadoes, Straight-Line Winds, Flooding, Landslides, and Mudslide DR-4239-KY · Severe Storm · declared 12 Aug 2015 · households could apply

Widest declarations that included Henry County

  • Severe Winter Storm (2026, EM-3633-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3626-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Flooding, and Landslides (2025, EM-3624-KY): 120 Kentucky counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Kentucky also had 4 statewide declarations with no county list.

Tornado record since 1950 18

Tornadoes touching the county18
Strongest-rated(E)F3 ×3
Peak monthApril (4)
Deadliest1 Apr 1974, F3, 3.3 mi path, 1 killed, 20 injured
Longest path25 Mar 1964, F2, 38.4 mi path, 0 killed, 1 injured
Most recent2 Apr 2024, EF1, 7.8 mi path
Deaths / injuries on those paths1 / 47
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count3933000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01306143

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Henry County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Henry County (this page)—Very Low15.7 Strong wind
Carroll County 24 kmVery Low23.4 Tornado
Trimble County 26 kmVery Low11.9 Strong wind
Owen County 27 kmVery Low15.2 Landslide
Shelby County 27 kmRelatively Low61.9 Strong wind
Oldham County 29 kmRelatively Low56.0 Strong wind

Nearest by distance between county centres. Every county in Kentucky, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 37.8
Community resilienceRelatively Moderate 51.5
Community risk factor1.04
Expected annual loss, all hazards$6.2 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Henry County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Henry County

What natural disasters is Henry County, Kentucky most at risk from?

Henry County, Kentucky has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 15.7 out of 100, higher than about 15% of US counties, with strong winds, tornadoes and earthquakes scoring highest of its 18 hazards and $6.2 million a year in expected losses.

How many federal disaster declarations has Henry County had?

OpenFEMA lists 21 federal disaster declarations that included Henry County since 1974, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). Another 4 Kentucky declarations were made statewide without a county list.

How many tornadoes have hit Henry County?

NOAA's Storm Prediction Center recorded 18 tornadoes touching Henry County from 1950 to 2025. The deadliest: 1 Apr 1974, F3, 3.3 mi path, 1 killed, 20 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.