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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Washington County, Kentucky: Natural Disaster Risk and History

Washington County, Kentucky has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 16.7 out of 100, higher than about 16% of US counties, with hail, ice storms and tornadoes scoring highest of its 18 hazards and $6.8 million a year in expected losses.

OpenFEMA lists 27 federal disaster declarations that included Washington County since 1989, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 10 tornadoes touching Washington County from 1950 to 2025.

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Population 11,998 Buildings worth $3.3 billion Area 304 sq mi Risk rank in Kentucky 105 of 120 FIPS 21229

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HailRelatively Low 54.8 $336,194 about 3.5 a year 132
Ice stormRelatively Low 54.0 $105,637 about once every 1.1 years 60
TornadoRelatively Low 53.3 $1.4 million about once every 5.3 years 9
Strong windRelatively Low 50.7 $588,912 about 7.3 a year 279
EarthquakeVery Low 48.8 $270,132 about once every 500 years —
LandslideVery Low 48.7 $1,313 about once every 1.3 years —
Winter weatherRelatively Low 28.3 $28,878 about 9.7 a year 185
LightningRelatively Low 27.9 $105,503 about 53 a year 30,876 strikes
Inland floodingVery Low 27.8 $3.4 million about once every 2.0 years 14
Cold waveRelatively Low 27.8 $388,821 about 1.1 a year 20
HurricaneVery Low 25.8 $10,361 about once every 83 years 4
DroughtVery Low 23.2 $8,763 about 1.9 a year 56
Heat waveVery Low 20.1 $65,242 about 3.2 a year 51
WildfireVery Low 11.5 $3,952 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 27

Most common: Severe Storm 15, Snowstorm 4, Flood 3, Severe Ice Storm 2.

DecadeDeclarationsIncident types
1980s1Flood
1990s4Snowstorm ×3, Severe Storm
2000s8Severe Storm ×5, Severe Ice Storm ×2, Hurricane
2010s7Severe Storm ×4, Flood ×2, Snowstorm
2020s7Severe Storm ×5, Winter Storm, Tropical Storm

The last 10

Severe Winter Storm EM-3633-KY · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides DR-4864-KY · Severe Storm · declared 24 Apr 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3626-KY · Severe Storm · declared 3 Apr 2025
Severe Storms, Straight-Line Winds, Flooding, and Landslides EM-3624-KY · Severe Storm · declared 16 Feb 2025
Remnants of Hurricane Helene DR-4848-KY · Tropical Storm · declared 26 Nov 2024
Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides DR-4804-KY · Severe Storm · declared 23 Jul 2024 · households could apply
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides DR-4428-KY · Severe Storm · declared 17 Apr 2019
Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides DR-4361-KY · Flood · declared 26 Apr 2018
Severe Storms, Tornadoes, Straight-Line Winds, Flooding, Landslides, and Mudslide DR-4239-KY · Severe Storm · declared 12 Aug 2015 · households could apply

Widest declarations that included Washington County

  • Severe Winter Storm (2026, EM-3633-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3626-KY): 120 Kentucky counties designated.
  • Severe Storms, Straight-Line Winds, Flooding, and Landslides (2025, EM-3624-KY): 120 Kentucky counties designated.

Named storms in its declarations: Hurricane Helene (2024), Tropical Depression Ike (2008), Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Kentucky also had 4 statewide declarations with no county list.

Tornado record since 1950 10

Tornadoes touching the county10
Strongest-rated(E)F2 ×3
Peak monthFebruary (2)
Deadliest30 May 2025, EF2, 5.5 mi path, 1 killed, 14 injured
Longest path2 Aug 1954, F2, 15.1 mi path
Most recent30 May 2025, EF2, 5.5 mi path, 1 killed, 14 injured
Deaths / injuries on those paths1 / 19
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2530000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10002502

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Washington County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Washington County (this page)—Very Low16.7 Hail
Marion County 24 kmVery Low30.2 Hail
Nelson County 26 kmRelatively Low55.2 Strong wind
Mercer County 27 kmVery Low41.4 Strong wind
Boyle County 31 kmVery Low41.6 Strong wind
Anderson County 32 kmVery Low26.3 Ice storm

Nearest by distance between county centres. Every county in Kentucky, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 33.0
Community resilienceRelatively High 71.2
Community risk factor1.00
Expected annual loss, all hazards$6.8 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Washington County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Washington County

What natural disasters is Washington County, Kentucky most at risk from?

Washington County, Kentucky has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 16.7 out of 100, higher than about 16% of US counties, with hail, ice storms and tornadoes scoring highest of its 18 hazards and $6.8 million a year in expected losses.

How many federal disaster declarations has Washington County had?

OpenFEMA lists 27 federal disaster declarations that included Washington County since 1989, not counting 2 for COVID-19; the latest is EM-3633-KY (Severe Winter Storm, declared 24 January 2026). Another 4 Kentucky declarations were made statewide without a county list.

How many tornadoes have hit Washington County?

NOAA's Storm Prediction Center recorded 10 tornadoes touching Washington County from 1950 to 2025. The deadliest: 30 May 2025, EF2, 5.5 mi path, 1 killed, 14 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.