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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Baltimore City, Maryland: Natural Disaster Risk and History

Baltimore City, Maryland has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 95.0 out of 100, higher than about 95% of US counties, with heat waves, winter storms and cold waves scoring highest of its 18 hazards and $136 million a year in expected losses.

OpenFEMA lists 20 federal disaster declarations that included Baltimore City since 1971, not counting 2 for COVID-19; the latest is EM-3634-MD (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 6 tornadoes touching Baltimore City from 1950 to 2025.

Live weather alerts for Maryland All official warnings Latest FEMA declarations

Population 585,581 Buildings worth $117 billion Area 93 sq mi Risk rank in Maryland 1 of 24 FIPS 24510

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Heat waveRelatively High 99.4 $38 million about 6.8 a year 100
Winter weatherVery High 97.8 $943,692 about 11 a year 184
Cold waveRelatively High 96.9 $12 million about 1.5 a year 25
Strong windRelatively High 96.2 $2.7 million about 8.1 a year 309
TornadoRelatively High 95.4 $10 million about once every 14 years 7
Inland floodingRelatively High 94.3 $52 million about 1.9 a year 53
EarthquakeRelatively Moderate 93.0 $6.9 million about once every 926 years —
HurricaneRelatively Moderate 92.3 $9.7 million about once every 9.6 years 24
LightningRelatively High 92.1 $1.1 million about 39 a year 387,568 strikes
HailRelatively Moderate 88.2 $1.2 million about 3.6 a year 154
Ice stormRelatively Moderate 76.5 $248,125 about once a year 64
Coastal floodingRelatively Moderate 64.0 $559,270 about 3.7 a year —
LandslideVery Low 35.6 $371 about once every 25 years —
WildfireVery Low 24.0 $7,783 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — about 6.1 a year 161
AvalancheNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 20

Most common: Snowstorm 6, Hurricane 6, Severe Storm 4, Flood 3.

DecadeDeclarationsIncident types
1970s5Flood ×3, Severe Storm, Snowstorm
1990s2Snowstorm ×2
2000s4Hurricane ×2, Severe Storm ×2
2010s8Hurricane ×4, Snowstorm ×3, Severe Storm
2020s1Winter Storm

The last 10

Severe Winter Storm EM-3634-MD · Winter Storm · declared 24 Jan 2026
Severe Winter Storm and Snowstorm DR-4261-MD · Snowstorm · declared 4 Mar 2016
Hurricane Sandy DR-4091-MD · Hurricane · declared 20 Nov 2012 · households could apply
Hurricane Sandy EM-3349-MD · Hurricane · declared 28 Oct 2012
Severe Storms and Straight-Line Winds DR-4075-MD · Severe Storm · declared 2 Aug 2012
Hurricane Irene DR-4034-MD · Hurricane · declared 16 Sep 2011
Hurricane Irene EM-3335-MD · Hurricane · declared 27 Aug 2011
Severe Winter Storms and Snowstorms DR-1910-MD · Snowstorm · declared 6 May 2010
Severe Winter Storm and Snowstorm DR-1875-MD · Snowstorm · declared 19 Feb 2010
Hurricane Katrina Evacuation EM-3251-MD · Hurricane · declared 13 Sep 2005

Widest declarations that included Baltimore City

  • Severe Winter Storm (2026, EM-3634-MD): 24 Maryland counties designated.
  • Hurricane Sandy (2012, DR-4091-MD): 24 Maryland counties designated.
  • Hurricane Sandy (2012, EM-3349-MD): 24 Maryland counties designated.

Named storms in its declarations: Hurricane Sandy (2012), Hurricane Irene (2011), Hurricane Katrina (2005), Hurricane Isabel (2003), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Maryland also had 1 statewide declaration with no county list.

Tornado record since 1950 6

Tornadoes touching the county6
Strongest-rated(E)F1 ×4
Peak monthJune (2)
Deadliest2 Nov 2018, EF1, 2.7 mi path, 2 killed, 1 injured
Longest path16 May 2025, EF1, 4.3 mi path
Most recent16 May 2025, EF1, 4.3 mi path
Deaths / injuries on those paths2 / 4
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2400000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00001023

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Baltimore City compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Baltimore City (this page)—Relatively High95.0 Heat wave
Baltimore County 18 kmRelatively Moderate94.0 Winter weather
Howard County 28 kmRelatively Low72.4 Winter weather
Anne Arundel County 34 kmRelatively Moderate81.9 Winter weather
Harford County 38 kmRelatively Low72.5 Winter weather
Carroll County 45 kmRelatively Low59.5 Strong wind

Nearest by distance between county centres. Every county in Maryland, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 74.0
Community resilienceRelatively High 78.8
Community risk factor1.33
Expected annual loss, all hazards$136 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Baltimore City's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Baltimore City

What natural disasters is Baltimore City, Maryland most at risk from?

Baltimore City, Maryland has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 95.0 out of 100, higher than about 95% of US counties, with heat waves, winter storms and cold waves scoring highest of its 18 hazards and $136 million a year in expected losses.

How many federal disaster declarations has Baltimore City had?

OpenFEMA lists 20 federal disaster declarations that included Baltimore City since 1971, not counting 2 for COVID-19; the latest is EM-3634-MD (Severe Winter Storm, declared 24 January 2026). Another 1 Maryland declarations were made statewide without a county list.

How many tornadoes have hit Baltimore City?

NOAA's Storm Prediction Center recorded 6 tornadoes touching Baltimore City from 1950 to 2025. The deadliest: 2 Nov 2018, EF1, 2.7 mi path, 2 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.