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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Garrett County, Maryland: Natural Disaster Risk and History

Garrett County, Maryland has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 16.0 out of 100, higher than about 16% of US counties, with landslides, winter storms and hurricanes scoring highest of its 18 hazards and $5.8 million a year in expected losses.

OpenFEMA lists 12 federal disaster declarations that included Garrett County since 1993, not counting 2 for COVID-19; the latest is EM-3634-MD (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 7 tornadoes touching Garrett County from 1950 to 2025.

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Population 28,794 Buildings worth $8.0 billion Area 664 sq mi Risk rank in Maryland 24 of 24 FIPS 24023

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Low 77.3 $11,073 about once every 1.2 years —
Winter weatherRelatively Moderate 64.3 $98,123 about 29 a year 553
HurricaneRelatively Low 63.8 $291,777 about once every 43 years 6
DroughtRelatively Low 56.7 $212,276 about 3.5 a year 105
AvalancheVery Low 55.8 $919 about once every 100 years 0
HailRelatively Low 48.3 $227,695 about 2.1 a year 80
LightningRelatively Low 39.6 $147,263 about 41 a year 69,538 strikes
Inland floodingVery Low 34.7 $3.8 million about 2 a year 55
EarthquakeVery Low 32.4 $88,515 rarer than once in 1,000 years —
WildfireVery Low 31.9 $15,014 rarer than once in 1,000 years —
Strong windRelatively Low 31.1 $281,843 about 2.3 a year 88
Cold waveRelatively Low 29.8 $386,255 about 5.4 a year 102
TornadoVery Low 21.2 $245,606 about once every 6.6 years 6
Ice stormVery Low 20.2 $15,305 about once every 2.8 years 24
Heat waveVery Low 3.9 $3,620 about once every 19 years 1
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 12

Most common: Hurricane 5, Snowstorm 4, Winter Storm 1, Severe Storm 1.

DecadeDeclarationsIncident types
1990s4Snowstorm ×2, Hurricane, Flood
2000s3Hurricane ×2, Severe Storm
2010s4Snowstorm ×2, Hurricane ×2
2020s1Winter Storm

The last 10

Severe Winter Storm EM-3634-MD · Winter Storm · declared 24 Jan 2026
Severe Winter Storm and Snowstorm DR-4261-MD · Snowstorm · declared 4 Mar 2016
Hurricane Sandy DR-4091-MD · Hurricane · declared 20 Nov 2012 · households could apply
Hurricane Sandy EM-3349-MD · Hurricane · declared 28 Oct 2012
Severe Winter Storms and Snowstorms DR-1910-MD · Snowstorm · declared 6 May 2010
Hurricane Katrina Evacuation EM-3251-MD · Hurricane · declared 13 Sep 2005
Hurricane Isabel DR-1492-MD · Hurricane · declared 19 Sep 2003 · households could apply
Snow EM-3179-MD · Severe Storm · declared 14 Mar 2003
Severe Storms and Flooding Assoc With Tropical Storm Fran DR-1139-MD · Hurricane · declared 17 Sep 1996 · households could apply
Severe Storms and Flooding DR-1094-MD · Flood · declared 23 Jan 1996 · households could apply

Widest declarations that included Garrett County

  • Severe Winter Storm (2026, EM-3634-MD): 24 Maryland counties designated.
  • Hurricane Sandy (2012, DR-4091-MD): 24 Maryland counties designated.
  • Hurricane Sandy (2012, EM-3349-MD): 24 Maryland counties designated.

Named storms in its declarations: Hurricane Sandy (2012), Hurricane Katrina (2005), Hurricane Isabel (2003), Tropical Storm Fran (1996).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Maryland also had 1 statewide declaration with no county list.

Tornado record since 1950 7

Tornadoes touching the county7
Strongest-rated(E)F3 ×1
Peak monthMay (3)
Deadliest19 May 1967, F3, 0.3 mi path, 1 killed, 0 injured
Longest path13 Jul 1971, F1, 14.9 mi path
Most recent11 May 2024, EF1, 3.1 mi path
Deaths / injuries on those paths1 / 8
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1501000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11200102

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Garrett County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Garrett County (this page)—Very Low16.0 Landslide
Mineral County, WV 31 kmRelatively Low52.8 Landslide
Preston County, WV 35 kmVery Low33.8 Landslide
Grant County, WV 48 kmVery Low33.2 Landslide
Allegany County 50 kmRelatively Low58.5 Landslide
Tucker County, WV 53 kmVery Low12.6 Landslide

Nearest by distance between county centres. Every county in Maryland, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 48.4
Community resilienceRelatively Moderate 57.1
Community risk factor1.12
Expected annual loss, all hazards$5.8 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Garrett County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Garrett County

What natural disasters is Garrett County, Maryland most at risk from?

Garrett County, Maryland has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 16.0 out of 100, higher than about 16% of US counties, with landslides, winter storms and hurricanes scoring highest of its 18 hazards and $5.8 million a year in expected losses.

How many federal disaster declarations has Garrett County had?

OpenFEMA lists 12 federal disaster declarations that included Garrett County since 1993, not counting 2 for COVID-19; the latest is EM-3634-MD (Severe Winter Storm, declared 24 January 2026). Another 1 Maryland declarations were made statewide without a county list.

How many tornadoes have hit Garrett County?

NOAA's Storm Prediction Center recorded 7 tornadoes touching Garrett County from 1950 to 2025. The deadliest: 19 May 1967, F3, 0.3 mi path, 1 killed, 0 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.