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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Wicomico County, Maryland: Natural Disaster Risk and History

Wicomico County, Maryland has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 60.8 out of 100, higher than about 60% of US counties, with hurricanes, wildfires and winter storms scoring highest of its 18 hazards and $24 million a year in expected losses.

OpenFEMA lists 12 federal disaster declarations that included Wicomico County since 1972, not counting 2 for COVID-19; the latest is EM-3634-MD (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 11 tornadoes touching Wicomico County from 1950 to 2025.

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Population 103,542 Buildings worth $18 billion Area 404 sq mi Risk rank in Maryland 11 of 24 FIPS 24045

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively Moderate 91.6 $11 million about once every 4.6 years 70
WildfireRelatively Low 80.9 $482,090 about once every 408 years —
Winter weatherRelatively Moderate 78.7 $216,950 about 6 a year 113
DroughtRelatively Moderate 75.6 $792,806 about 4.1 a year 119
LightningRelatively Moderate 70.1 $555,762 about 35 a year 109,830 strikes
Heat waveRelatively Low 63.4 $746,947 about 4.2 a year 64
Ice stormRelatively Moderate 60.6 $154,245 about once every 2.9 years 24
EarthquakeRelatively Low 60.4 $509,712 rarer than once in 1,000 years —
Cold waveRelatively Low 59.7 $1.5 million about 1.1 a year 20
Coastal floodingRelatively Low 57.8 $432,400 about 3.7 a year —
Inland floodingRelatively Low 44.2 $6.2 million about once every 1.4 years 20
Strong windRelatively Low 36.1 $398,447 about 1.6 a year 63
TornadoRelatively Low 33.7 $701,333 about once every 8.2 years 9
LandslideVery Low 24.2 $194 about once every 19 years —
HailVery Low 23.8 $96,086 about once every 1.2 years 33
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 12

Most common: Hurricane 6, Snowstorm 4, Winter Storm 1, Flood 1.

DecadeDeclarationsIncident types
1970s2Snowstorm, Flood
1990s2Snowstorm ×2
2000s2Hurricane ×2
2010s5Hurricane ×4, Snowstorm
2020s1Winter Storm

The last 10

Severe Winter Storm EM-3634-MD · Winter Storm · declared 24 Jan 2026
Hurricane Sandy DR-4091-MD · Hurricane · declared 20 Nov 2012 · households could apply
Hurricane Sandy EM-3349-MD · Hurricane · declared 28 Oct 2012
Hurricane Irene DR-4034-MD · Hurricane · declared 16 Sep 2011
Hurricane Irene EM-3335-MD · Hurricane · declared 27 Aug 2011
Severe Winter Storms and Snowstorms DR-1910-MD · Snowstorm · declared 6 May 2010
Hurricane Katrina Evacuation EM-3251-MD · Hurricane · declared 13 Sep 2005
Hurricane Isabel DR-1492-MD · Hurricane · declared 19 Sep 2003 · households could apply
Blizzard of 96 (Severe Snow Storm) DR-1081-MD · Snowstorm · declared 11 Jan 1996
Severe Snowfall & Winter Storm EM-3100-MD · Snowstorm · declared 16 Mar 1993

Widest declarations that included Wicomico County

  • Severe Winter Storm (2026, EM-3634-MD): 24 Maryland counties designated.
  • Hurricane Sandy (2012, DR-4091-MD): 24 Maryland counties designated.
  • Hurricane Sandy (2012, EM-3349-MD): 24 Maryland counties designated.

Named storms in its declarations: Hurricane Sandy (2012), Hurricane Irene (2011), Hurricane Katrina (2005), Hurricane Isabel (2003), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Maryland also had 1 statewide declaration with no county list.

Tornado record since 1950 11

Tornadoes touching the county11
Strongest-rated(E)F2 ×1
Peak monthAugust (4)
Deadliest10 May 1990, F1, 0.1 mi path, 0 killed, 2 injured
Longest path28 Apr 2002, F0, 4 mi path
Most recent4 Aug 2020, EF2, 1.3 mi path
Deaths / injuries on those paths0 / 2
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count5510000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count02103212

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Wicomico County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Wicomico County (this page)—Relatively Low60.8 Hurricane
Worcester County 28 kmRelatively Low68.2 Hurricane
Somerset County 30 kmRelatively Low59.6 Coastal flooding
Dorchester County 36 kmRelatively Low53.8 Coastal flooding
Sussex County, DE 37 kmRelatively Moderate94.1 Cold wave
Caroline County 59 kmRelatively Low45.7 Drought

Nearest by distance between county centres. Every county in Maryland, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 26.9
Community resilienceRelatively High 76.9
Community risk factor0.94
Expected annual loss, all hazards$24 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Wicomico County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Wicomico County

What natural disasters is Wicomico County, Maryland most at risk from?

Wicomico County, Maryland has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 60.8 out of 100, higher than about 60% of US counties, with hurricanes, wildfires and winter storms scoring highest of its 18 hazards and $24 million a year in expected losses.

How many federal disaster declarations has Wicomico County had?

OpenFEMA lists 12 federal disaster declarations that included Wicomico County since 1972, not counting 2 for COVID-19; the latest is EM-3634-MD (Severe Winter Storm, declared 24 January 2026). Another 1 Maryland declarations were made statewide without a county list.

How many tornadoes have hit Wicomico County?

NOAA's Storm Prediction Center recorded 11 tornadoes touching Wicomico County from 1950 to 2025. The deadliest: 10 May 1990, F1, 0.1 mi path, 0 killed, 2 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.