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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Middlesex County, Massachusetts: Natural Disaster Risk and History

Middlesex County, Massachusetts has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 96.9 out of 100, higher than about 96% of US counties, with ice storms, inland (river and flash) flooding and lightning scoring highest of its 18 hazards and $322 million a year in expected losses.

OpenFEMA lists 33 federal disaster declarations that included Middlesex County since 1985, not counting 2 for COVID-19; the latest is EM-3599-MA (Hurricane Lee, declared 15 September 2023). NOAA's Storm Prediction Center recorded 21 tornadoes touching Middlesex County from 1950 to 2025.

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Population 1,629,857 Buildings worth $343 billion Area 856 sq mi Risk rank in Massachusetts 1 of 14 FIPS 25017

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormVery High 99.7 $7.9 million about 2.7 a year 182
Inland floodingRelatively High 98.5 $224 million about 4.3 a year 119
LightningRelatively High 96.3 $2.8 million about 22 a year 500,790 strikes
EarthquakeRelatively Moderate 96.1 $24 million about once every 508 years —
Heat waveRelatively Moderate 95.7 $8.5 million about 5.7 a year 96
HurricaneRelatively High 95.5 $30 million about once every 6.2 years 60
Strong windRelatively High 94.1 $3.4 million about once a year 37
Cold waveRelatively High 90.2 $9.1 million about 1.9 a year 35
TornadoRelatively Moderate 90.1 $9.0 million about once every 5.7 years 10
DroughtRelatively Moderate 86.8 $1.7 million about 7.1 a year 266
WildfireRelatively Low 72.8 $268,163 rarer than once in 1,000 years —
Winter weatherRelatively Moderate 67.2 $146,838 about 17 a year 326
Coastal floodingRelatively Low 56.2 $417,996 about 6.2 a year —
LandslideVery Low 54.6 $2,319 about once every 1.8 years —
HailVery Low 23.6 $106,995 about 2.3 a year 87
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 33

Most common: Severe Storm 9, Snowstorm 8, Hurricane 7, Flood 5.

DecadeDeclarationsIncident types
1980s2Flood, Hurricane
1990s7Flood ×3, Snowstorm ×2, Coastal Storm, Hurricane
2000s11Severe Storm ×4, Snowstorm ×4, Severe Ice Storm, Hurricane, Flood
2010s12Severe Storm ×5, Hurricane ×3, Snowstorm ×2, Terrorist, Other
2020s1Hurricane

The last 10

Hurricane Lee EM-3599-MA · Hurricane · declared 15 Sep 2023
Severe Winter Storm and Snowstorm DR-4379-MA · Snowstorm · declared 19 Jul 2018
Severe Winter Storm, Snowstorm, and Flooding DR-4214-MA · Severe Storm · declared 13 Apr 2015
Severe Winter Storm, Snowstorm, and Flooding DR-4110-MA · Severe Storm · declared 19 Apr 2013
Explosions EM-3362-MA · Terrorist · declared 17 Apr 2013
Hurricane Sandy EM-3350-MA · Hurricane · declared 28 Oct 2012
Severe Storm and Snowstorm DR-4051-MA · Severe Storm · declared 6 Jan 2012
Severe Storm EM-3343-MA · Severe Storm · declared 1 Nov 2011
Hurricane Irene EM-3330-MA · Hurricane · declared 26 Aug 2011
Severe Winter Storm and Snowstorm DR-1959-MA · Snowstorm · declared 7 Mar 2011

Widest declarations that included Middlesex County

  • Hurricane Lee (2023, EM-3599-MA): 14 Massachusetts counties designated.
  • Severe Winter Storm, Snowstorm, and Flooding (2013, DR-4110-MA): 14 Massachusetts counties designated.
  • Hurricane Sandy (2012, EM-3350-MA): 14 Massachusetts counties designated.

Named storms in its declarations: Hurricane Lee (2023), Hurricane Sandy (2012), Hurricane Irene (2011), Hurricane Earl (2010), Hurricane Katrina (2005), Hurricane Bob (1991), Hurricane Gloria (1985).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Massachusetts also had 6 statewide declarations with no county list.

Tornado record since 1950 21

Tornadoes touching the county21
Strongest-rated(E)F3 ×2
Peak monthJuly (7)
Deadliest3 Oct 1970, F3, 35.4 mi path, 1 killed, 0 injured
Longest path3 Oct 1970, F3, 35.4 mi path, 1 killed, 0 injured
Most recent6 Sep 2025, EF0, 2.4 mi path
Deaths / injuries on those paths1 / 6
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count51042000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count53630013

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Middlesex County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Middlesex County (this page)—Relatively High96.9 Ice storm
Suffolk County 31 kmRelatively Moderate93.5 Lightning
Norfolk County 39 kmRelatively Moderate92.0 Inland flooding
Essex County 41 kmRelatively High95.6 Coastal flooding
Worcester County 45 kmRelatively Moderate93.5 Ice storm
Hillsborough County, NH 55 kmRelatively Moderate89.8 Ice storm

Nearest by distance between county centres. Every county in Massachusetts, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 15.8
Community resilienceVery High 89.8
Community risk factor0.84
Expected annual loss, all hazards$322 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Middlesex County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Middlesex County

What natural disasters is Middlesex County, Massachusetts most at risk from?

Middlesex County, Massachusetts has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 96.9 out of 100, higher than about 96% of US counties, with ice storms, inland (river and flash) flooding and lightning scoring highest of its 18 hazards and $322 million a year in expected losses.

How many federal disaster declarations has Middlesex County had?

OpenFEMA lists 33 federal disaster declarations that included Middlesex County since 1985, not counting 2 for COVID-19; the latest is EM-3599-MA (Hurricane Lee, declared 15 September 2023). Another 6 Massachusetts declarations were made statewide without a county list.

How many tornadoes have hit Middlesex County?

NOAA's Storm Prediction Center recorded 21 tornadoes touching Middlesex County from 1950 to 2025. The deadliest: 3 Oct 1970, F3, 35.4 mi path, 1 killed, 0 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.