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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Clay County, Mississippi: Natural Disaster Risk and History

Clay County, Mississippi has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 42.5 out of 100, higher than about 42% of US counties, with earthquakes, tornadoes and hurricanes scoring highest of its 18 hazards and $8.8 million a year in expected losses.

OpenFEMA lists 25 federal disaster declarations that included Clay County since 1973, not counting 2 for COVID-19; the latest is DR-4899-MS (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 19 tornadoes touching Clay County from 1950 to 2025.

Live weather alerts for Mississippi All official warnings Latest FEMA declarations

Population 18,616 Buildings worth $3.7 billion Area 420 sq mi Risk rank in Mississippi 52 of 82 FIPS 28025

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
EarthquakeRelatively Low 79.5 $1.0 million about once every 324 years —
TornadoRelatively Moderate 75.1 $2.1 million about once every 2.6 years 16
HurricaneRelatively Low 69.7 $376,579 about once every 15 years 24
Cold waveRelatively Moderate 69.3 $1.4 million about 1.2 a year 22
Heat waveRelatively Low 62.1 $419,853 about 12 a year 180
DroughtRelatively Low 61.9 $208,787 about 14 a year 413
LightningRelatively Moderate 60.0 $219,965 about 67 a year 59,070 strikes
HailRelatively Low 53.6 $203,233 about 3.5 a year 134
Ice stormRelatively Low 52.7 $63,446 about once every 1.1 years 63
Strong windRelatively Low 38.7 $263,563 about 2 a year 77
Inland floodingVery Low 33.8 $2.6 million about once every 1.5 years 19
WildfireVery Low 26.3 $7,625 rarer than once in 1,000 years —
LandslideVery Low 25.6 $133 about once every 7.2 years —
Winter weatherVery Low 8.4 $4,089 about 2.8 a year 54
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 25

Most common: Severe Storm 14, Hurricane 6, Winter Storm 2, Severe Ice Storm 2.

DecadeDeclarationsIncident types
1970s2Severe Storm ×2
1990s4Severe Storm ×2, Severe Ice Storm, Flood
2000s7Hurricane ×4, Severe Storm ×3
2010s4Severe Storm ×4
2020s8Severe Storm ×3, Winter Storm ×2, Hurricane ×2, Severe Ice Storm

The last 10

Severe Winter Storm DR-4899-MS · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3640-MS · Winter Storm · declared 24 Jan 2026
Hurricane Ida DR-4626-MS · Hurricane · declared 22 Oct 2021 · households could apply
Hurricane Ida EM-3569-MS · Hurricane · declared 28 Aug 2021
Severe Winter Storms DR-4598-MS · Severe Ice Storm · declared 4 May 2021
Severe Storms, Flooding, and Mudslides DR-4538-MS · Severe Storm · declared 23 Apr 2020
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4536-MS · Severe Storm · declared 16 Apr 2020 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4478-MS · Severe Storm · declared 12 Mar 2020
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4450-MS · Severe Storm · declared 20 Jun 2019
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4429-MS · Severe Storm · declared 23 Apr 2019 · households could apply

Widest declarations that included Clay County

  • Severe Winter Storm (2026, DR-4899-MS): 82 Mississippi counties designated.
  • Severe Winter Storm (2026, EM-3640-MS): 82 Mississippi counties designated.
  • Hurricane Ida (2021, DR-4626-MS): 82 Mississippi counties designated.

Named storms in its declarations: Hurricane Ida (2021), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Dennis (2005), Hurricane Ivan (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Mississippi also had 3 statewide declarations with no county list.

Tornado record since 1950 19

Tornadoes touching the county19
Strongest-rated(E)F3 ×4
Peak monthMarch (5)
Deadliest20 Mar 1976, F3, 49.4 mi path, 1 killed, 9 injured
Longest path27 Apr 2011, EF3, 58.7 mi path, 0 killed, 25 injured
Most recent28 Dec 2024, EF0, 4.6 mi path
Deaths / injuries on those paths2 / 42
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count5644000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count51230242

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Clay County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Clay County (this page)—Very Low42.5 Earthquake
Oktibbeha County 27 kmRelatively Low62.8 Earthquake
Chickasaw County 33 kmRelatively Low43.9 Strong wind
Lowndes County 37 kmRelatively Low80.9 Tornado
Monroe County 38 kmRelatively Low68.5 Cold wave
Webster County 47 kmVery Low12.6 Earthquake

Nearest by distance between county centres. Every county in Mississippi, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 92.4
Community resilienceRelatively Moderate 56.5
Community risk factor1.58
Expected annual loss, all hazards$8.8 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Clay County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Clay County

What natural disasters is Clay County, Mississippi most at risk from?

Clay County, Mississippi has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 42.5 out of 100, higher than about 42% of US counties, with earthquakes, tornadoes and hurricanes scoring highest of its 18 hazards and $8.8 million a year in expected losses.

How many federal disaster declarations has Clay County had?

OpenFEMA lists 25 federal disaster declarations that included Clay County since 1973, not counting 2 for COVID-19; the latest is DR-4899-MS (Severe Winter Storm, declared 6 February 2026). Another 3 Mississippi declarations were made statewide without a county list.

How many tornadoes have hit Clay County?

NOAA's Storm Prediction Center recorded 19 tornadoes touching Clay County from 1950 to 2025. The deadliest: 20 Mar 1976, F3, 49.4 mi path, 1 killed, 9 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.