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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Smith County, Mississippi: Natural Disaster Risk and History

Smith County, Mississippi has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 47.2 out of 100, higher than about 47% of US counties, with hurricanes, hail and tornadoes scoring highest of its 18 hazards and $9.8 million a year in expected losses.

OpenFEMA lists 23 federal disaster declarations that included Smith County since 1969, not counting 2 for COVID-19; the latest is DR-4899-MS (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 94 tornadoes touching Smith County from 1950 to 2025.

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Population 14,181 Buildings worth $4.3 billion Area 644 sq mi Risk rank in Mississippi 48 of 82 FIPS 28129

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively Moderate 83.9 $2.1 million about once every 7.8 years 44
HailRelatively Moderate 81.9 $648,285 about 4.8 a year 182
TornadoRelatively Moderate 71.2 $1.7 million about once a year 77
LandslideRelatively Low 64.3 $2,393 about once every 2.2 years —
Strong windRelatively Moderate 62.1 $504,448 about 3.9 a year 149
DroughtRelatively Low 60.8 $193,776 about 14 a year 434
Heat waveRelatively Low 56.0 $320,973 about 12 a year 179
Ice stormRelatively Low 53.6 $64,747 about once a year 68
LightningRelatively Low 52.3 $166,277 about 74 a year 68,565 strikes
EarthquakeVery Low 49.0 $169,228 about once every 571 years —
WildfireVery Low 47.3 $26,462 rarer than once in 1,000 years —
Cold waveRelatively Low 47.0 $551,161 about once every 1.3 years 15
Inland floodingRelatively Low 40.8 $3.3 million about 1.1 a year 30
Winter weatherRelatively Low 32.5 $21,730 about 2.2 a year 42
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 23

Most common: Severe Storm 8, Hurricane 8, Winter Storm 2, Tornado 2.

DecadeDeclarationsIncident types
1960s1Hurricane
1970s3Tornado, Snowstorm, Flood
1990s2Tornado, Severe Storm
2000s5Hurricane ×4, Severe Storm
2010s3Severe Storm ×2, Hurricane
2020s9Severe Storm ×4, Winter Storm ×2, Hurricane ×2, Severe Ice Storm

The last 10

Severe Winter Storm DR-4899-MS · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3640-MS · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4874-MS · Severe Storm · declared 21 May 2025 · households could apply
Severe Storms, Straight-Line Winds, and Tornadoes. DR-4727-MS · Severe Storm · declared 12 Aug 2023 · households could apply
Hurricane Ida DR-4626-MS · Hurricane · declared 22 Oct 2021 · households could apply
Hurricane Ida EM-3569-MS · Hurricane · declared 28 Aug 2021
Severe Winter Storms DR-4598-MS · Severe Ice Storm · declared 4 May 2021
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4551-MS · Severe Storm · declared 9 Jul 2020
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4536-MS · Severe Storm · declared 16 Apr 2020 · households could apply
Severe Storm, Straight-Line Winds, and Flooding DR-4470-MS · Severe Storm · declared 6 Dec 2019

Widest declarations that included Smith County

  • Severe Winter Storm (2026, DR-4899-MS): 82 Mississippi counties designated.
  • Severe Winter Storm (2026, EM-3640-MS): 82 Mississippi counties designated.
  • Hurricane Ida (2021, DR-4626-MS): 82 Mississippi counties designated.

Named storms in its declarations: Hurricane Ida (2021), Hurricane Isaac (2012), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Dennis (2005), Hurricane Ivan (2004), Hurricane Camille (1969).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Mississippi also had 3 statewide declarations with no county list.

Tornado record since 1950 94

Tornadoes touching the county94
Strongest-rated(E)F4 ×2
Peak monthApril (23)
Deadliest27 Nov 1994, F3, 40 mi path, 2 killed, 0 injured
Longest path29 Mar 1976, F4, 126.5 mi path, 0 killed, 8 injured
Most recent6 Apr 2025, EF2, 3.2 mi path
Deaths / injuries on those paths5 / 177
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2643167200
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count95835242317

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Smith County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Smith County (this page)—Relatively Low47.2 Hurricane
Jasper County 37 kmVery Low38.9 Hurricane
Simpson County 41 kmRelatively Low51.0 Hurricane
Covington County 43 kmRelatively Low50.8 Hurricane
Scott County 43 kmRelatively Low55.9 Hail
Rankin County 50 kmRelatively Moderate85.0 Hail

Nearest by distance between county centres. Every county in Mississippi, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 87.3
Community resilienceVery Low 13.3
Community risk factor1.60
Expected annual loss, all hazards$9.8 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Smith County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Smith County

What natural disasters is Smith County, Mississippi most at risk from?

Smith County, Mississippi has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 47.2 out of 100, higher than about 47% of US counties, with hurricanes, hail and tornadoes scoring highest of its 18 hazards and $9.8 million a year in expected losses.

How many federal disaster declarations has Smith County had?

OpenFEMA lists 23 federal disaster declarations that included Smith County since 1969, not counting 2 for COVID-19; the latest is DR-4899-MS (Severe Winter Storm, declared 6 February 2026). Another 3 Mississippi declarations were made statewide without a county list.

How many tornadoes have hit Smith County?

NOAA's Storm Prediction Center recorded 94 tornadoes touching Smith County from 1950 to 2025. The deadliest: 27 Nov 1994, F3, 40 mi path, 2 killed, 0 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.