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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Custer County, Montana: Natural Disaster Risk and History

Custer County, Montana has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 42.1 out of 100, higher than about 42% of US counties, with cold waves, winter storms and wildfires scoring highest of its 18 hazards and $10 million a year in expected losses.

OpenFEMA lists 7 federal disaster declarations that included Custer County since 2000, not counting 2 for COVID-19; the latest is FM-5345-MT (Snider/Rice Fire Complex, declared 3 September 2020). NOAA's Storm Prediction Center recorded 10 tornadoes touching Custer County from 1950 to 2025.

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Population 11,841 Buildings worth $3.5 billion Area 3,832 sq mi Risk rank in Montana 23 of 56 FIPS 30017

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Cold waveRelatively Moderate 87.0 $4.3 million about 6.3 a year 120
Winter weatherRelatively High 86.0 $229,939 about 16 a year 300
WildfireRelatively Low 85.4 $550,222 about once every 189 years —
LightningRelatively Moderate 76.8 $493,015 about 31 a year 47,479 strikes
Strong windRelatively Moderate 60.6 $575,081 about once a year 38
LandslideVery Low 59.0 $1,966 about 2.9 a year —
HailRelatively Low 47.6 $183,804 about 1.8 a year 68
Inland floodingRelatively Low 38.3 $3.5 million about once every 1.1 years 26
Heat waveVery Low 38.3 $161,907 about 2.2 a year 20
EarthquakeVery Low 31.4 $67,637 rarer than once in 1,000 years —
DroughtVery Low 26.9 $12,815 about 61 a year 1,554
TornadoVery Low 16.2 $126,261 about once every 3.8 years 9
Ice stormVery Low 10.0 $3,963 about once every 67 years 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 7

Most common: Fire 2, Flood 2, Severe Storm 2, Hurricane 1.

DecadeDeclarationsIncident types
2000s3Severe Storm, Hurricane, Fire
2010s3Flood ×2, Severe Storm
2020s1Fire

The last 7

Snider/Rice Fire Complex FM-5345-MT · Fire · declared 3 Sep 2020
Flooding DR-4405-MT · Flood · declared 31 Oct 2018
Flooding DR-4127-MT · Flood · declared 10 Jul 2013
Severe Storms and Flooding DR-1996-MT · Severe Storm · declared 17 Jun 2011 · households could apply
Severe Winter Storm DR-1767-MT · Severe Storm · declared 13 Jun 2008
Hurricane Katrina Evacuation EM-3253-MT · Hurricane · declared 13 Sep 2005
Wildfires DR-1340-MT · Fire · declared 30 Aug 2000 · households could apply

Widest declarations that included Custer County

  • Hurricane Katrina Evacuation (2005, EM-3253-MT): 56 Montana counties designated.
  • Severe Storms and Flooding (2011, DR-1996-MT): 49 Montana counties designated.
  • Wildfires (2000, DR-1340-MT): 48 Montana counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Montana also had 18 statewide declarations with no county list.

Tornado record since 1950 10

Tornadoes touching the county10
Strongest-rated(E)F2 ×3
Peak monthJuly (4)
Deadliest—
Longest path18 Jul 1962, F2, 40.6 mi path
Most recent31 May 2014, EF0, 0.1 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count6130000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count02123020

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Custer County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Custer County (this page)—Very Low42.1 Cold wave
Prairie County 69 kmVery Low4.2 Cold wave
Fallon County 89 kmVery Low5.4 Cold wave
Rosebud County 89 kmRelatively Low49.7 Wildfire
Powder River County 96 kmVery Low4.0 Wildfire
Carter County 115 kmVery Low1.7 Wildfire

Nearest by distance between county centres. Every county in Montana, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 70.8
Community resilienceRelatively Low 27.1
Community risk factor1.35
Expected annual loss, all hazards$10 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Custer County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Custer County

What natural disasters is Custer County, Montana most at risk from?

Custer County, Montana has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 42.1 out of 100, higher than about 42% of US counties, with cold waves, winter storms and wildfires scoring highest of its 18 hazards and $10 million a year in expected losses.

How many federal disaster declarations has Custer County had?

OpenFEMA lists 7 federal disaster declarations that included Custer County since 2000, not counting 2 for COVID-19; the latest is FM-5345-MT (Snider/Rice Fire Complex, declared 3 September 2020). Another 18 Montana declarations were made statewide without a county list.

How many tornadoes have hit Custer County?

NOAA's Storm Prediction Center recorded 10 tornadoes touching Custer County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.