Garfield County, Montana: Natural Disaster Risk and History
Garfield County, Montana has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 2.5 out of 100, higher than about 2% of US counties, with wildfires, cold waves and landslides scoring highest of its 18 hazards and $2.6 million a year in expected losses.
OpenFEMA lists 11 federal disaster declarations that included Garfield County since 1986, not counting 2 for COVID-19; the latest is DR-4902-MT (Severe Winter Storm and Straight-Line Winds, declared 7 April 2026). NOAA's Storm Prediction Center recorded 12 tornadoes touching Garfield County from 1950 to 2025.
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Population 1,171 Buildings worth $1.0 billion Area 4,898 sq mi Risk rank in Montana 51 of 56 FIPS 30033
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Wildfire | Relatively Low | 78.3 | $398,227 | about once every 275 years | — |
| Cold wave | Relatively Low | 44.1 | $885,514 | about 12 a year | 218 |
| Landslide | Very Low | 38.7 | $687 | about 2.2 a year | — |
| Lightning | Relatively Low | 35.8 | $158,004 | about 28 a year | 37,933 strikes |
| Hail | Very Low | 22.9 | $96,307 | about 1.4 a year | 54 |
| Drought | Very Low | 21.7 | $6,992 | about 61 a year | 1,533 |
| Winter weather | Very Low | 19.9 | $20,009 | about 18 a year | 345 |
| Strong wind | Very Low | 16.0 | $157,578 | about 1.2 a year | 47 |
| Heat wave | Very Low | 10.6 | $22,655 | about 3 a year | 36 |
| Earthquake | Very Low | 6.4 | $7,144 | rarer than once in 1,000 years | — |
| Inland flooding | Very Low | 5.4 | $875,739 | about 1.1 a year | 30 |
| Tornado | Very Low | 4.2 | $15,795 | about once every 2.9 years | 11 |
| Ice storm | Very Low | 2.2 | $985 | about once every 67 years | 0 |
| Avalanche | Very Low | 1.3 | — | about once every 100 years | 0 |
| Coastal flooding | Not Applicable | — | — | — | — |
| Hurricane | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 11
Most common: Fire 4, Flood 3, Straight-Line Winds 1, Other 1.
| Decade | Declarations | Incident types |
|---|---|---|
| 1980s | 1 | Flood |
| 2000s | 3 | Fire ×2, Hurricane |
| 2010s | 3 | Fire, Flood, Severe Storm |
| 2020s | 4 | Straight-Line Winds, Flood, Other, Fire |
The last 10
Widest declarations that included Garfield County
- Hurricane Katrina Evacuation (2005, EM-3253-MT): 56 Montana counties designated.
- Severe Storms and Flooding (2011, DR-1996-MT): 49 Montana counties designated.
- Wildfires (2000, DR-1340-MT): 48 Montana counties designated.
Named storms in its declarations: Hurricane Katrina (2005).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Montana also had 18 statewide declarations with no county list.
Tornado record since 1950 12
| Tornadoes touching the county | 12 |
|---|---|
| Strongest-rated | (E)F0 ×12 |
| Peak month | July (5) |
| Deadliest | — |
| Longest path | 20 Jul 2001, F0, 28 mi path |
| Most recent | 17 Jun 2014, EF0, 0.1 mi path |
| Deaths / injuries on those paths | 0 / 0 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 12 | 0 | 0 | 0 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 0 | 1 | 1 | 4 | 5 | 1 | 0 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Garfield County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Garfield County (this page) | — | Very Low | 2.5 | Wildfire |
| Petroleum County | 97 km | Very Low | 1.3 | Lightning |
| McCone County | 99 km | Very Low | 5.2 | Cold wave |
| Rosebud County | 118 km | Relatively Low | 49.7 | Wildfire |
| Treasure County | 121 km | Very Low | 0.5 | Wildfire |
| Valley County | 124 km | Very Low | 35.9 | Hail |
Nearest by distance between county centres. Every county in Montana, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively Low 21.9 |
|---|---|
| Community resilience | Relatively High 65.9 |
| Community risk factor | 0.91 |
| Expected annual loss, all hazards | $2.6 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Garfield County's main hazards
- Right now: National Weather Service alerts for Montana · all official warnings on Global Incident Tracker.
- Wildfire: US wildfires now · Wildfire smoke: what protects you
- Cold wave: Carbon monoxide in winter · Power outages now
- Landslide: Landslides recorded
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Garfield County
What natural disasters is Garfield County, Montana most at risk from?
Garfield County, Montana has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 2.5 out of 100, higher than about 2% of US counties, with wildfires, cold waves and landslides scoring highest of its 18 hazards and $2.6 million a year in expected losses.
How many federal disaster declarations has Garfield County had?
OpenFEMA lists 11 federal disaster declarations that included Garfield County since 1986, not counting 2 for COVID-19; the latest is DR-4902-MT (Severe Winter Storm and Straight-Line Winds, declared 7 April 2026). Another 18 Montana declarations were made statewide without a county list.
How many tornadoes have hit Garfield County?
NOAA's Storm Prediction Center recorded 12 tornadoes touching Garfield County from 1950 to 2025.
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.