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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Hamilton County, Nebraska: Natural Disaster Risk and History

Hamilton County, Nebraska has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 42.6 out of 100, higher than about 42% of US counties, with hail, strong winds and drought scoring highest of its 18 hazards and $20 million a year in expected losses.

OpenFEMA lists 21 federal disaster declarations that included Hamilton County since 1967, not counting 2 for COVID-19; the latest is DR-4868-NE (Severe Winter Storm and Straight-Line Winds, declared 21 May 2025). NOAA's Storm Prediction Center recorded 67 tornadoes touching Hamilton County from 1950 to 2025.

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Population 9,418 Buildings worth $3.5 billion Area 550 sq mi Risk rank in Nebraska 20 of 93 FIPS 31081

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HailRelatively High 97.5 $7.6 million about 7.2 a year 274
Strong windRelatively High 95.6 $4.9 million about 4.2 a year 158
DroughtRelatively Moderate 84.4 $1.8 million about 42 a year 1,309
Ice stormRelatively Moderate 65.5 $262,726 about once every 1.7 years 39
Winter weatherRelatively Low 57.5 $128,207 about 14 a year 263
TornadoRelatively Low 50.7 $1.9 million about once every 2.0 years 49
LightningRelatively Low 36.8 $218,002 about 43 a year 66,481 strikes
WildfireVery Low 28.4 $19,626 rarer than once in 1,000 years —
Heat waveVery Low 22.3 $114,568 about 5.2 a year 86
Cold waveVery Low 17.7 $285,438 about 4.7 a year 89
Inland floodingVery Low 16.9 $3.1 million about once every 1.6 years 17
EarthquakeVery Low 11.5 $17,897 rarer than once in 1,000 years —
LandslideVery Low 4.6 $10 about once every 14 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 21

Most common: Severe Storm 14, Flood 2, Winter Storm 1, Snowstorm 1.

DecadeDeclarationsIncident types
1960s1Flood
1970s1Severe Ice Storm
1980s1Tornado
1990s3Severe Storm ×2, Flood
2000s6Severe Storm ×5, Hurricane
2010s5Severe Storm ×4, Snowstorm
2020s4Severe Storm ×3, Winter Storm

The last 10

Severe Winter Storm and Straight-Line Winds DR-4868-NE · Winter Storm · declared 21 May 2025
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4808-NE · Severe Storm · declared 20 Aug 2024
Severe Storms, Straight-Line Winds, and Tornadoes DR-4641-NE · Severe Storm · declared 23 Feb 2022
Severe Storms and Straight-Line Winds DR-4616-NE · Severe Storm · declared 6 Sep 2021
Severe Winter Storm and Straight-Line Winds DR-4375-NE · Snowstorm · declared 29 Jun 2018
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4225-NE · Severe Storm · declared 25 Jun 2015
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4185-NE · Severe Storm · declared 28 Jul 2014
Severe Storms, Tornadoes, Straight Line Winds, and Flooding DR-4014-NE · Severe Storm · declared 12 Aug 2011
Severe Winter Storms and Snowstorm DR-1878-NE · Severe Storm · declared 25 Feb 2010
Severe Storms, Flooding, and Tornadoes DR-1853-NE · Severe Storm · declared 31 Jul 2009

Widest declarations that included Hamilton County

  • Hurricane Katrina Evacuees (2005, EM-3245-NE): 93 Nebraska counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1770-NE): 62 Nebraska counties designated.
  • Severe Winter Storms (2007, DR-1674-NE): 59 Nebraska counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Nebraska also had 6 statewide declarations with no county list.

Tornado record since 1950 67

Tornadoes touching the county67
Strongest-rated(E)F5 ×1
Peak monthMay (27)
Deadliest5 May 1964, F5, 79.7 mi path, 4 killed, 50 injured
Longest path5 May 1964, F5, 79.7 mi path, 4 killed, 50 injured
Most recent2 Jun 2023, unrated, 4.9 mi path
Deaths / injuries on those paths4 / 53
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count301994113
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count769791379

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Hamilton County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Hamilton County (this page)—Very Low42.6 Hail
Merrick County 33 kmRelatively Low42.9 Hail
York County 36 kmRelatively Low52.3 Hail
Clay County 39 kmRelatively Low56.0 Hail
Hall County 40 kmRelatively Low74.2 Hail
Polk County 52 kmVery Low25.7 Hail

Nearest by distance between county centres. Every county in Nebraska, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceRelatively High 78.8
Community risk factor0.68
Expected annual loss, all hazards$20 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Hamilton County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Hamilton County

What natural disasters is Hamilton County, Nebraska most at risk from?

Hamilton County, Nebraska has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 42.6 out of 100, higher than about 42% of US counties, with hail, strong winds and drought scoring highest of its 18 hazards and $20 million a year in expected losses.

How many federal disaster declarations has Hamilton County had?

OpenFEMA lists 21 federal disaster declarations that included Hamilton County since 1967, not counting 2 for COVID-19; the latest is DR-4868-NE (Severe Winter Storm and Straight-Line Winds, declared 21 May 2025). Another 6 Nebraska declarations were made statewide without a county list.

How many tornadoes have hit Hamilton County?

NOAA's Storm Prediction Center recorded 67 tornadoes touching Hamilton County from 1950 to 2025. The deadliest: 5 May 1964, F5, 79.7 mi path, 4 killed, 50 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.