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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Webster County, Nebraska: Natural Disaster Risk and History

Webster County, Nebraska has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 55.5 out of 100, higher than about 55% of US counties, with hail, drought and strong winds scoring highest of its 18 hazards and $14 million a year in expected losses.

OpenFEMA lists 14 federal disaster declarations that included Webster County since 1973, not counting 2 for COVID-19; the latest is DR-4896-NE (Severe Storms, Straight-Line Winds, and Flooding, declared 22 October 2025). NOAA's Storm Prediction Center recorded 37 tornadoes touching Webster County from 1950 to 2025.

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Population 3,393 Buildings worth $1.4 billion Area 581 sq mi Risk rank in Nebraska 14 of 93 FIPS 31181

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HailRelatively High 98.9 $7.3 million about 7.5 a year 285
DroughtRelatively High 92.7 $1.5 million about 36 a year 959
Strong windRelatively High 92.0 $1.7 million about 4.5 a year 170
LightningRelatively Moderate 78.1 $495,004 about 44 a year 41,848 strikes
Ice stormRelatively Moderate 65.8 $130,837 about once every 1.5 years 45
Winter weatherRelatively Moderate 61.1 $70,236 about 13 a year 241
WildfireVery Low 42.7 $22,803 rarer than once in 1,000 years —
TornadoRelatively Low 42.5 $709,398 about once every 1.7 years 28
Heat waveVery Low 23.1 $61,312 about 6.1 a year 99
Inland floodingVery Low 18.6 $1.7 million about once every 3.1 years 9
EarthquakeVery Low 10.3 $7,534 rarer than once in 1,000 years —
LandslideVery Low 10.3 $21 about once every 5.4 years —
Cold waveVery Low 7.1 $30,259 about 3.7 a year 70
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 14

Most common: Severe Storm 7, Flood 3, Winter Storm 1, Snowstorm 1.

DecadeDeclarationsIncident types
1970s2Severe Ice Storm, Flood
1990s2Severe Storm, Flood
2000s4Severe Storm ×3, Hurricane
2010s3Flood, Snowstorm, Severe Storm
2020s3Severe Storm ×2, Winter Storm

The last 10

Severe Storms, Straight-Line Winds, and Flooding DR-4896-NE · Severe Storm · declared 22 Oct 2025
Severe Winter Storm and Straight-Line Winds DR-4868-NE · Winter Storm · declared 21 May 2025
Severe Storms, Straight-Line Winds, and Tornadoes DR-4641-NE · Severe Storm · declared 23 Feb 2022
Severe Winter Storm, Straight-Line Winds, and Flooding DR-4420-NE · Flood · declared 21 Mar 2019 · households could apply
Severe Winter Storm and Straight-Line Winds DR-4375-NE · Snowstorm · declared 29 Jun 2018
Severe Storms and Flooding DR-1924-NE · Severe Storm · declared 15 Jul 2010
Severe Storms, Tornadoes, and Flooding DR-1770-NE · Severe Storm · declared 20 Jun 2008 · households could apply
Severe Winter Storms DR-1674-NE · Severe Storm · declared 7 Jan 2007
Hurricane Katrina Evacuees EM-3245-NE · Hurricane · declared 13 Sep 2005
Severe Storms, Tornadoes and Flooding DR-1517-NE · Severe Storm · declared 25 May 2004 · households could apply

Widest declarations that included Webster County

  • Hurricane Katrina Evacuees (2005, EM-3245-NE): 93 Nebraska counties designated.
  • Severe Winter Storm, Straight-Line Winds, and Flooding (2019, DR-4420-NE): 84 Nebraska counties designated.
  • Severe Storms, Tornadoes, and Flooding (2008, DR-1770-NE): 62 Nebraska counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Nebraska also had 6 statewide declarations with no county list.

Tornado record since 1950 37

Tornadoes touching the county37
Strongest-rated(E)F4 ×1
Peak monthJune (12)
Deadliest13 Mar 1990, F4, 131 mi path, 0 killed, 8 injured
Longest path13 Mar 1990, F4, 131 mi path, 0 killed, 8 injured
Most recent6 May 2024, EF0, 7 mi path
Deaths / injuries on those paths0 / 8
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count161541100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count23579425

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Webster County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Webster County (this page)—Relatively Low55.5 Hail
Franklin County 38 kmVery Low32.2 Hail
Nuckolls County 38 kmVery Low22.5 Hail
Adams County 39 kmRelatively Low64.3 Hail
Jewell County, KS 50 kmVery Low25.3 Hail
Smith County, KS 50 kmVery Low21.2 Hail

Nearest by distance between county centres. Every county in Nebraska, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 77.8
Community resilienceRelatively Moderate 50.5
Community risk factor1.40
Expected annual loss, all hazards$14 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Webster County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Webster County

What natural disasters is Webster County, Nebraska most at risk from?

Webster County, Nebraska has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 55.5 out of 100, higher than about 55% of US counties, with hail, drought and strong winds scoring highest of its 18 hazards and $14 million a year in expected losses.

How many federal disaster declarations has Webster County had?

OpenFEMA lists 14 federal disaster declarations that included Webster County since 1973, not counting 2 for COVID-19; the latest is DR-4896-NE (Severe Storms, Straight-Line Winds, and Flooding, declared 22 October 2025). Another 6 Nebraska declarations were made statewide without a county list.

How many tornadoes have hit Webster County?

NOAA's Storm Prediction Center recorded 37 tornadoes touching Webster County from 1950 to 2025. The deadliest: 13 Mar 1990, F4, 131 mi path, 0 killed, 8 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.