Cumberland County, New Jersey: Natural Disaster Risk and History
Cumberland County, New Jersey has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 82.6 out of 100, higher than about 82% of US counties, with winter storms, hurricanes and coastal flooding scoring highest of its 18 hazards and $44 million a year in expected losses.
OpenFEMA lists 29 federal disaster declarations that included Cumberland County since 1965, not counting 2 for COVID-19; the latest is DR-4614-NJ (Remnants of Hurricane Ida, declared 5 September 2021). NOAA's Storm Prediction Center recorded 10 tornadoes touching Cumberland County from 1950 to 2025.
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Population 154,088 Buildings worth $33 billion Area 685 sq mi Risk rank in New Jersey 17 of 21 FIPS 34011
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Winter weather | Relatively High | 94.7 | $574,230 | about 8.5 a year | 119 |
| Hurricane | Relatively Moderate | 91.9 | $10 million | about once every 7.1 years | 34 |
| Coastal flooding | Relatively High | 88.4 | $4.5 million | about 3.7 a year | — |
| Heat wave | Relatively Moderate | 88.2 | $2.4 million | about 4.9 a year | 57 |
| Earthquake | Relatively Low | 87.2 | $3.1 million | about once every 685 years | — |
| Cold wave | Relatively Moderate | 86.8 | $5.0 million | about once every 1.3 years | 11 |
| Strong wind | Relatively High | 86.4 | $1.5 million | about 4.7 a year | 133 |
| Wildfire | Relatively Low | 85.8 | $673,064 | about once every 581 years | — |
| Drought | Relatively Moderate | 84.0 | $1.1 million | about 9 a year | 266 |
| Lightning | Relatively Moderate | 79.0 | $622,804 | about 32 a year | 123,294 strikes |
| Inland flooding | Relatively Low | 72.2 | $13 million | about 1.9 a year | 53 |
| Ice storm | Relatively Moderate | 70.2 | $200,257 | about once every 2.0 years | 25 |
| Tornado | Relatively Low | 54.0 | $1.3 million | about once every 4.0 years | 7 |
| Hail | Relatively Low | 48.4 | $221,252 | about 1.6 a year | 60 |
| Landslide | Very Low | 28.2 | $240 | about once every 13 years | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Insufficient Data | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 29
Most common: Hurricane 10, Snowstorm 6, Severe Storm 5, Flood 3.
| Decade | Declarations | Incident types |
|---|---|---|
| 1960s | 1 | Drought |
| 1970s | 3 | Flood ×2, Severe Ice Storm |
| 1980s | 2 | Hurricane, Drought |
| 1990s | 5 | Snowstorm ×2, Hurricane, Flood, Severe Storm |
| 2000s | 4 | Hurricane, Snowstorm, Fire, Other |
| 2010s | 11 | Severe Storm ×4, Hurricane ×4, Snowstorm ×3 |
| 2020s | 3 | Hurricane ×3 |
The last 10
Widest declarations that included Cumberland County
- Remnants of Hurricane Ida (2021, DR-4614-NJ): 21 New Jersey counties designated.
- Remnants of Hurricane Ida (2021, EM-3573-NJ): 21 New Jersey counties designated.
- Hurricane Sandy (2012, DR-4086-NJ): 21 New Jersey counties designated.
Named storms in its declarations: Hurricane Ida (2021), Tropical Storm Isaias (2020), Hurricane Sandy (2012), Hurricane Irene (2011), Hurricane Katrina (2005), Hurricane Floyd (1999), Hurricane Gloria (1985).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. New Jersey also had 2 statewide declarations with no county list.
Tornado record since 1950 10
| Tornadoes touching the county | 10 |
|---|---|
| Strongest-rated | (E)F2 ×2 |
| Peak month | July (4) |
| Deadliest | 10 Aug 1977, F0, 0.1 mi path, 0 killed, 1 injured |
| Longest path | 13 Jul 1975, F2, 1.5 mi path |
| Most recent | 7 Aug 2019, EF0, 0.1 mi path |
| Deaths / injuries on those paths | 0 / 2 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 5 | 3 | 2 | 0 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 0 | 4 | 2 | 3 | 0 | 1 | 0 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Cumberland County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Cumberland County (this page) | — | Relatively Moderate | 82.6 | Winter weather |
| Salem County | 31 km | Relatively Low | 76.5 | Coastal flooding |
| Cape May County | 36 km | Relatively Moderate | 91.0 | Coastal flooding |
| Gloucester County | 38 km | Relatively Moderate | 86.6 | Strong wind |
| Atlantic County | 39 km | Relatively Moderate | 93.0 | Strong wind |
| Camden County | 50 km | Relatively Moderate | 93.2 | Winter weather |
Nearest by distance between county centres. Every county in New Jersey, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively Moderate 54.1 |
|---|---|
| Community resilience | Relatively High 65.1 |
| Community risk factor | 1.16 |
| Expected annual loss, all hazards | $44 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Cumberland County's main hazards
- Right now: National Weather Service alerts for New Jersey · all official warnings on Global Incident Tracker.
- Winter weather: Power outages now · Carbon monoxide in winter
- Hurricane: Is there a hurricane now? · Cyclone preparation
- Coastal flooding: Flood safety: why shallow water kills · Hurricanes and storms now
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Cumberland County
What natural disasters is Cumberland County, New Jersey most at risk from?
Cumberland County, New Jersey has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 82.6 out of 100, higher than about 82% of US counties, with winter storms, hurricanes and coastal flooding scoring highest of its 18 hazards and $44 million a year in expected losses.
How many federal disaster declarations has Cumberland County had?
OpenFEMA lists 29 federal disaster declarations that included Cumberland County since 1965, not counting 2 for COVID-19; the latest is DR-4614-NJ (Remnants of Hurricane Ida, declared 5 September 2021). Another 2 New Jersey declarations were made statewide without a county list.
How many tornadoes have hit Cumberland County?
NOAA's Storm Prediction Center recorded 10 tornadoes touching Cumberland County from 1950 to 2025. The deadliest: 10 Aug 1977, F0, 0.1 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.