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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Avery County, North Carolina: Natural Disaster Risk and History

Avery County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 47.5 out of 100, higher than about 47% of US counties, with landslides, lightning and ice storms scoring highest of its 18 hazards and $11 million a year in expected losses.

OpenFEMA lists 20 federal disaster declarations that included Avery County since 1977, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 2 tornadoes touching Avery County from 1950 to 2025.

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Population 17,798 Buildings worth $7.8 billion Area 250 sq mi Risk rank in North Carolina 80 of 100 FIPS 37011

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 96.9 $205,335 about once every 1.3 years —
LightningRelatively Moderate 72.6 $408,094 about 53 a year 55,135 strikes
Ice stormRelatively Moderate 72.3 $187,950 about once every 1.4 years 49
Inland floodingRelatively Low 64.4 $7.9 million about 1.1 a year 32
Cold waveRelatively Low 62.2 $1.2 million about 5 a year 94
HurricaneRelatively Low 61.5 $179,992 about once every 35 years 8
EarthquakeVery Low 51.5 $224,019 about once every 633 years —
Strong windRelatively Low 39.5 $309,086 about 2.8 a year 105
TornadoRelatively Low 38.6 $601,290 about once every 14 years 2
WildfireVery Low 34.3 $13,901 about once every 826 years —
Winter weatherRelatively Low 31.6 $24,015 about 26 a year 490
HailVery Low 27.6 $80,440 about 4 a year 153
DroughtNo Rating 0.0 — about 25 a year 756
Heat waveNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 20

Most common: Hurricane 9, Flood 4, Tropical Storm 2, Severe Storm 2.

DecadeDeclarationsIncident types
1970s1Flood
1980s1Hurricane
1990s4Snowstorm ×2, Severe Storm, Flood
2000s3Hurricane ×3
2010s5Hurricane ×2, Flood ×2, Severe Storm
2020s6Hurricane ×3, Tropical Storm ×2, Winter Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Tropical Storm Helene DR-4827-NC · Tropical Storm · declared 28 Sep 2024 · households could apply
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Remnants of Tropical Storm Fred DR-4617-NC · Hurricane · declared 8 Sep 2021 · households could apply
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Hurricane Florence EM-3401-NC · Hurricane · declared 10 Sep 2018
Severe Storms, Flooding, Landslides, Mudslides DR-4153-NC · Flood · declared 29 Oct 2013
Severe Storms, Flooding, Landslides, and Mudslides DR-4146-NC · Flood · declared 25 Sep 2013

Widest declarations that included Avery County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Helene (2024), Hurricane Ian (2022), Tropical Storm Fred (2021), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Katrina (2005), Hurricane Ivan (2004), Tropical Storm Frances (2004), Hurricane Hugo (1989).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 2

Tornadoes touching the county2
Strongest-rated(E)F2 ×1
Peak monthApril (1)
Deadliest9 Apr 1965, F2, 0.5 mi path, 0 killed, 1 injured
Longest path14 Aug 2023, EF1, 3 mi path
Most recent14 Aug 2023, EF1, 3 mi path
Deaths / injuries on those paths0 / 1
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count0110000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01000001

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Avery County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Avery County (this page)—Relatively Low47.5 Landslide
Mitchell County 23 kmVery Low24.0 Landslide
Watauga County 27 kmRelatively Low71.9 Landslide
Carter County, TN 30 kmRelatively Low63.2 Landslide
Caldwell County 37 kmRelatively Low67.4 Landslide
Yancey County 40 kmVery Low42.2 Landslide

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 76.7
Community resilienceRelatively Moderate 50.3
Community risk factor1.39
Expected annual loss, all hazards$11 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Avery County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Avery County

What natural disasters is Avery County, North Carolina most at risk from?

Avery County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 47.5 out of 100, higher than about 47% of US counties, with landslides, lightning and ice storms scoring highest of its 18 hazards and $11 million a year in expected losses.

How many federal disaster declarations has Avery County had?

OpenFEMA lists 20 federal disaster declarations that included Avery County since 1977, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Avery County?

NOAA's Storm Prediction Center recorded 2 tornadoes touching Avery County from 1950 to 2025. The deadliest: 9 Apr 1965, F2, 0.5 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.