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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Carteret County, North Carolina: Natural Disaster Risk and History

Carteret County, North Carolina has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 93.5 out of 100, higher than about 93% of US counties, with hurricanes, winter storms and wildfires scoring highest of its 18 hazards and $129 million a year in expected losses.

OpenFEMA lists 28 federal disaster declarations that included Carteret County since 1993, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 81 tornadoes touching Carteret County from 1950 to 2025.

Live weather alerts for North Carolina All official warnings Latest FEMA declarations

Population 67,625 Buildings worth $20 billion Area 1,344 sq mi Risk rank in North Carolina 7 of 100 FIPS 37031

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneVery High 98.7 $109 million about once every 2.2 years 175
Winter weatherRelatively High 94.6 $584,791 about 2.2 a year 18
WildfireRelatively Low 88.6 $1.0 million about once every 376 years —
Coastal floodingRelatively High 88.2 $4.5 million about 3.3 a year —
LightningRelatively Moderate 79.6 $655,306 about 52 a year 155,935 strikes
Ice stormRelatively Moderate 74.3 $256,741 about once every 1.9 years 21
Heat waveRelatively Low 71.0 $878,791 about 6.8 a year 49
Inland floodingRelatively Low 64.2 $9.6 million about 1.1 a year 32
Strong windRelatively Low 48.1 $482,719 about once every 1.2 years 19
TornadoRelatively Low 45.4 $989,134 about once every 1.7 years 70
EarthquakeVery Low 42.4 $161,859 rarer than once in 1,000 years —
Cold waveRelatively Low 37.1 $540,059 about once every 2.6 years 3.1
LandslideVery Low 28.7 $260 about once every 18 years —
DroughtVery Low 26.5 $14,492 about 2.4 a year 84
HailVery Low 23.5 $79,151 about 1.6 a year 86
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 28

Most common: Hurricane 23, Tropical Storm 3, Winter Storm 1, Snowstorm 1.

DecadeDeclarationsIncident types
1990s8Hurricane ×7, Snowstorm
2000s4Hurricane ×4
2010s9Hurricane ×9
2020s7Tropical Storm ×3, Hurricane ×3, Winter Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Potential Tropical Cyclone Eight DR-4837-NC · Tropical Storm · declared 19 Oct 2024
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Tropical Storm Debby EM-3608-NC · Tropical Storm · declared 6 Aug 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Hurricane Isaias DR-4568-NC · Hurricane · declared 14 Oct 2020
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Hurricane Dorian DR-4465-NC · Hurricane · declared 4 Oct 2019
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Hurricane Florence DR-4393-NC · Hurricane · declared 14 Sep 2018 · households could apply

Widest declarations that included Carteret County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Hurricane Helene (2024), Tropical Storm Debby (2024), Hurricane Ian (2022), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Matthew (2016), Hurricane Irene (2011), Hurricane Earl (2010), Hurricane Ophelia (2005), Hurricane Katrina (2005), Hurricane Isabel (2003), Hurricane Floyd (1999), Hurricane Dennis (1999), Hurricane Bonnie (1998), Hurricane Fran (1996), Hurricane Bertha (1996).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 81

Tornadoes touching the county81
Strongest-rated(E)F2 ×8
Peak monthSeptember (20)
Deadliest13 Aug 2004, F1, 0.3 mi path, 0 killed, 3 injured
Longest path2 Jun 1998, F0, 17 mi path
Most recent16 Sep 2024, EF0, 0.4 mi path
Deaths / injuries on those paths0 / 11
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count433080000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count03741530184

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Carteret County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Carteret County (this page)—Relatively Moderate93.5 Hurricane
Pamlico County 35 kmRelatively Low72.4 Hurricane
Craven County 51 kmRelatively Moderate93.6 Hurricane
Jones County 66 kmRelatively Low64.5 Hurricane
Onslow County 70 kmRelatively High95.0 Hurricane
Beaufort County 76 kmRelatively Moderate88.2 Hurricane

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 52.4
Community resilienceVery High 92.0
Community risk factor1.13
Expected annual loss, all hazards$129 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Carteret County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Carteret County

What natural disasters is Carteret County, North Carolina most at risk from?

Carteret County, North Carolina has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 93.5 out of 100, higher than about 93% of US counties, with hurricanes, winter storms and wildfires scoring highest of its 18 hazards and $129 million a year in expected losses.

How many federal disaster declarations has Carteret County had?

OpenFEMA lists 28 federal disaster declarations that included Carteret County since 1993, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Carteret County?

NOAA's Storm Prediction Center recorded 81 tornadoes touching Carteret County from 1950 to 2025. The deadliest: 13 Aug 2004, F1, 0.3 mi path, 0 killed, 3 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.