Graham County, North Carolina: Natural Disaster Risk and History
Graham County, North Carolina has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 20.1 out of 100, higher than about 20% of US counties, with landslides, cold waves and earthquakes scoring highest of its 18 hazards and $5.5 million a year in expected losses.
OpenFEMA lists 15 federal disaster declarations that included Graham County since 1974, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 1 tornado touching Graham County from 1950 to 2025.
Live weather alerts for North Carolina All official warnings Latest FEMA declarations
Population 8,013 Buildings worth $1.9 billion Area 305 sq mi Risk rank in North Carolina 97 of 100 FIPS 37075
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Landslide | Relatively Moderate | 94.0 | $78,645 | about 1.4 a year | — |
| Cold wave | Relatively Low | 60.5 | $1.1 million | about 3.6 a year | 68 |
| Earthquake | Very Low | 51.2 | $225,402 | about once every 268 years | — |
| Wildfire | Very Low | 49.6 | $35,030 | about once every 377 years | — |
| Hurricane | Very Low | 42.6 | $28,441 | about once every 43 years | 5 |
| Inland flooding | Relatively Low | 38.0 | $3.4 million | about once every 2.8 years | 10 |
| Lightning | Relatively Low | 27.1 | $74,492 | about 58 a year | 45,191 strikes |
| Strong wind | Relatively Low | 26.9 | $196,818 | about 4 a year | 152 |
| Tornado | Relatively Low | 26.8 | $311,011 | about once every 9.5 years | 1 |
| Winter weather | Very Low | 19.8 | $13,224 | about 21 a year | 391 |
| Ice storm | Very Low | 19.2 | $11,919 | about once every 3.8 years | 18 |
| Hail | Very Low | 11.1 | $27,329 | about 3.4 a year | 130 |
| Drought | No Rating | 0.0 | — | about 3 a year | 784 |
| Heat wave | No Rating | 0.0 | — | — | 0 |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 15
Most common: Hurricane 7, Tropical Storm 2, Snowstorm 2, Winter Storm 1.
| Decade | Declarations | Incident types |
|---|---|---|
| 1970s | 1 | Tornado |
| 1990s | 3 | Snowstorm ×2, Flood |
| 2000s | 2 | Hurricane ×2 |
| 2010s | 2 | Hurricane ×2 |
| 2020s | 7 | Hurricane ×3, Tropical Storm ×2, Winter Storm, Severe Storm |
The last 10
Widest declarations that included Graham County
- Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
- Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
- Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.
Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Helene (2024), Hurricane Ian (2022), Tropical Storm Fred (2021), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Katrina (2005), Hurricane Ivan (2004).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.
Tornado record since 1950 1
| Tornadoes touching the county | 1 |
|---|---|
| Strongest-rated | (E)F2 ×1 |
| Peak month | April (1) |
| Deadliest | 3 Apr 1974, F2, 24.1 mi path, 2 killed, 11 injured |
| Longest path | 3 Apr 1974, F2, 24.1 mi path, 2 killed, 11 injured |
| Most recent | 3 Apr 1974, F2, 24.1 mi path, 2 killed, 11 injured |
| Deaths / injuries on those paths | 2 / 11 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Graham County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Graham County (this page) | — | Very Low | 20.1 | Landslide |
| Cherokee County | 32 km | Relatively Low | 56.7 | Landslide |
| Clay County | 33 km | Very Low | 26.9 | Landslide |
| Swain County | 34 km | Relatively Low | 49.1 | Landslide |
| Blount County, TN | 38 km | Relatively Low | 74.2 | Landslide |
| Monroe County, TN | 39 km | Relatively Low | 60.9 | Landslide |
Nearest by distance between county centres. Every county in North Carolina, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively High 71.8 |
|---|---|
| Community resilience | Relatively Low 21.6 |
| Community risk factor | 1.37 |
| Expected annual loss, all hazards | $5.5 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Graham County's main hazards
- Right now: National Weather Service alerts for North Carolina · all official warnings on Global Incident Tracker.
- Landslide: Landslides recorded
- Cold wave: Carbon monoxide in winter · Power outages now
- Earthquake: Earthquakes today · Earthquake safety guide
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Graham County
What natural disasters is Graham County, North Carolina most at risk from?
Graham County, North Carolina has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 20.1 out of 100, higher than about 20% of US counties, with landslides, cold waves and earthquakes scoring highest of its 18 hazards and $5.5 million a year in expected losses.
How many federal disaster declarations has Graham County had?
OpenFEMA lists 15 federal disaster declarations that included Graham County since 1974, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.
How many tornadoes have hit Graham County?
NOAA's Storm Prediction Center recorded 1 tornado touching Graham County from 1950 to 2025. The deadliest: 3 Apr 1974, F2, 24.1 mi path, 2 killed, 11 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.