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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Hertford County, North Carolina: Natural Disaster Risk and History

Hertford County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 68.2 out of 100, higher than about 68% of US counties, with hurricanes, drought and winter storms scoring highest of its 18 hazards and $17 million a year in expected losses.

OpenFEMA lists 26 federal disaster declarations that included Hertford County since 1968, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 17 tornadoes touching Hertford County from 1950 to 2025.

Live weather alerts for North Carolina All official warnings Latest FEMA declarations

Population 21,546 Buildings worth $5.8 billion Area 364 sq mi Risk rank in North Carolina 54 of 100 FIPS 37091

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively High 93.6 $9.8 million about once every 3.8 years 73
DroughtRelatively Moderate 82.8 $692,007 about 3.4 a year 119
Winter weatherRelatively Moderate 82.4 $150,014 about 3.6 a year 68
Heat waveRelatively Low 62.4 $412,180 about 6.6 a year 98
EarthquakeVery Low 53.9 $213,704 about once every 935 years —
Inland floodingRelatively Low 50.9 $4.3 million about once every 1.8 years 16
TornadoRelatively Low 47.6 $723,082 about once every 4.8 years 15
HailRelatively Low 47.4 $149,526 about 2.3 a year 90
Strong windRelatively Low 46.9 $318,207 about once every 1.3 years 31
LightningRelatively Low 40.4 $102,559 about 47 a year 43,206 strikes
Ice stormRelatively Low 39.7 $32,955 about once every 1.5 years 46
Coastal floodingVery Low 39.6 $9,549 about 3.6 a year —
Cold waveRelatively Low 32.5 $299,450 about once every 1.9 years 10
WildfireVery Low 31.4 $9,827 rarer than once in 1,000 years —
LandslideVery Low 21.9 $90 about once every 15 years —
AvalancheNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 26

Most common: Hurricane 16, Severe Storm 3, Tropical Storm 2, Snowstorm 2.

DecadeDeclarationsIncident types
1960s1Severe Ice Storm
1980s1Tornado
1990s5Hurricane ×3, Snowstorm ×2
2000s3Hurricane ×3
2010s9Hurricane ×7, Severe Storm ×2
2020s7Hurricane ×3, Tropical Storm ×2, Winter Storm, Severe Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Tropical Storm Debby EM-3608-NC · Tropical Storm · declared 6 Aug 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Tropical Storm Eta DR-4588-NC · Severe Storm · declared 3 Mar 2021
Hurricane Isaias DR-4568-NC · Hurricane · declared 14 Oct 2020
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Hurricane Florence EM-3401-NC · Hurricane · declared 10 Sep 2018
Hurricane Matthew DR-4285-NC · Hurricane · declared 10 Oct 2016 · households could apply

Widest declarations that included Hertford County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Hurricane Helene (2024), Tropical Storm Debby (2024), Hurricane Ian (2022), Tropical Storm Eta (2021), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Matthew (2016), Hurricane Irene (2011), Hurricane Earl (2010), Hurricane Ophelia (2005), Hurricane Katrina (2005), Hurricane Isabel (2003), Hurricane Floyd (1999), Hurricane Fran (1996).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 17

Tornadoes touching the county17
Strongest-rated(E)F3 ×1
Peak monthMay (4)
Deadliest16 Apr 2011, EF3, 17.9 mi path, 12 killed, 58 injured
Longest path16 Apr 2011, EF3, 17.9 mi path, 12 killed, 58 injured
Most recent8 Jul 2021, EF0, 2.8 mi path
Deaths / injuries on those paths12 / 78
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count6641000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00142343

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Hertford County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Hertford County (this page)—Relatively Low68.2 Hurricane
Gates County 27 kmVery Low10.5 Hurricane
Bertie County 33 kmRelatively Low66.4 Hurricane
Franklin City, VA 36 kmVery Low7.5 Hurricane
Northampton County 38 kmRelatively Low44.2 Drought
Chowan County 41 kmVery Low34.3 Hurricane

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 92.3
Community resilienceRelatively Low 24.8
Community risk factor1.65
Expected annual loss, all hazards$17 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Hertford County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Hertford County

What natural disasters is Hertford County, North Carolina most at risk from?

Hertford County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 68.2 out of 100, higher than about 68% of US counties, with hurricanes, drought and winter storms scoring highest of its 18 hazards and $17 million a year in expected losses.

How many federal disaster declarations has Hertford County had?

OpenFEMA lists 26 federal disaster declarations that included Hertford County since 1968, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Hertford County?

NOAA's Storm Prediction Center recorded 17 tornadoes touching Hertford County from 1950 to 2025. The deadliest: 16 Apr 2011, EF3, 17.9 mi path, 12 killed, 58 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.