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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Mecklenburg County, North Carolina: Natural Disaster Risk and History

Mecklenburg County, North Carolina has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 97.1 out of 100, higher than about 97% of US counties, with inland (river and flash) flooding, tornadoes and lightning scoring highest of its 18 hazards and $318 million a year in expected losses.

OpenFEMA lists 16 federal disaster declarations that included Mecklenburg County since 1977, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 26 tornadoes touching Mecklenburg County from 1950 to 2025.

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Population 1,114,693 Buildings worth $233 billion Area 552 sq mi Risk rank in North Carolina 1 of 100 FIPS 37119

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Inland floodingRelatively High 99.0 $256 million about 3.5 a year 98
TornadoRelatively High 97.4 $24 million about once every 3.5 years 18
LightningRelatively High 94.9 $2.2 million about 52 a year 640,403 strikes
Ice stormRelatively High 94.9 $2.0 million about 2.1 a year 141
HailRelatively High 94.6 $3.3 million about 4.8 a year 183
Heat waveRelatively Moderate 94.3 $6.3 million about 3 a year 47
EarthquakeRelatively Moderate 93.2 $11 million about once every 500 years —
Strong windRelatively High 91.7 $2.7 million about 2.7 a year 104
Winter weatherRelatively High 85.4 $344,680 about 5.3 a year 100
HurricaneRelatively Moderate 84.2 $4.0 million about once every 12 years 28
Cold waveRelatively Moderate 82.2 $5.1 million about once every 3.2 years 6
LandslideRelatively Low 71.7 $8,455 about once every 2.5 years —
WildfireVery Low 62.2 $118,745 rarer than once in 1,000 years —
DroughtVery Low 28.6 $24,842 about 24 a year 903
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 16

Most common: Hurricane 7, Tropical Storm 3, Snowstorm 2, Winter Storm 1.

DecadeDeclarationsIncident types
1970s2Drought, Snowstorm
1980s1Hurricane
1990s1Snowstorm
2000s4Hurricane ×2, Severe Ice Storm, Severe Storm
2010s2Hurricane ×2
2020s6Tropical Storm ×3, Hurricane ×2, Winter Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Tropical Storm Helene DR-4827-NC · Tropical Storm · declared 28 Sep 2024 · households could apply
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Tropical Storm Debby EM-3608-NC · Tropical Storm · declared 6 Aug 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Hurricane Florence EM-3401-NC · Hurricane · declared 10 Sep 2018
Hurricane Katrina Evacuation EM-3222-NC · Hurricane · declared 5 Sep 2005
Tropical Storm Frances DR-1546-NC · Hurricane · declared 10 Sep 2004 · households could apply

Widest declarations that included Mecklenburg County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Helene (2024), Tropical Storm Debby (2024), Hurricane Ian (2022), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Katrina (2005), Tropical Storm Frances (2004), Hurricane Hugo (1989).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 26

Tornadoes touching the county26
Strongest-rated(E)F2 ×6
Peak monthMay (6)
Deadliest10 Mar 1992, F2, 3.4 mi path, 0 killed, 18 injured
Longest path6 Apr 1956, F1, 56.4 mi path
Most recent29 Dec 2024, EF0, 1.7 mi path
Deaths / injuries on those paths0 / 23
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count81260000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count15515234

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Mecklenburg County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Mecklenburg County (this page)—Relatively High97.1 Inland flooding
Cabarrus County 30 kmRelatively Moderate87.1 Ice storm
Gaston County 32 kmRelatively Moderate84.9 Ice storm
Union County 40 kmRelatively Moderate89.1 Ice storm
York County, SC 44 kmRelatively Moderate88.7 Ice storm
Lincoln County 44 kmRelatively Low73.8 Ice storm

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 17.9
Community resilienceRelatively Moderate 59.7
Community risk factor0.87
Expected annual loss, all hazards$318 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Mecklenburg County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Mecklenburg County

What natural disasters is Mecklenburg County, North Carolina most at risk from?

Mecklenburg County, North Carolina has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 97.1 out of 100, higher than about 97% of US counties, with inland (river and flash) flooding, tornadoes and lightning scoring highest of its 18 hazards and $318 million a year in expected losses.

How many federal disaster declarations has Mecklenburg County had?

OpenFEMA lists 16 federal disaster declarations that included Mecklenburg County since 1977, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Mecklenburg County?

NOAA's Storm Prediction Center recorded 26 tornadoes touching Mecklenburg County from 1950 to 2025. The deadliest: 10 Mar 1992, F2, 3.4 mi path, 0 killed, 18 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.