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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lorain County, Ohio: Natural Disaster Risk and History

Lorain County, Ohio has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 86.3 out of 100, higher than about 86% of US counties, with strong winds, ice storms and hail scoring highest of its 18 hazards and $66 million a year in expected losses.

OpenFEMA lists 17 federal disaster declarations that included Lorain County since 1965, not counting 2 for COVID-19; the latest is EM-3346-OH (Severe Storms, declared 30 June 2012). NOAA's Storm Prediction Center recorded 35 tornadoes touching Lorain County from 1950 to 2025.

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Population 312,902 Buildings worth $71 billion Area 932 sq mi Risk rank in Ohio 9 of 88 FIPS 39093

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively High 92.7 $2.7 million about 2 a year 41
Ice stormRelatively High 92.5 $1.3 million about once every 1.3 years 29
HailRelatively Moderate 91.3 $2.1 million about 3.6 a year 137
TornadoRelatively High 90.9 $8.4 million about once every 2.9 years 22
Winter weatherRelatively High 90.5 $451,681 about 12 a year 234
Inland floodingRelatively Moderate 90.2 $43 million about 2.2 a year 62
Cold waveRelatively Moderate 85.1 $5.5 million about 4.1 a year 78
LightningRelatively Moderate 77.2 $697,654 about 41 a year 249,790 strikes
EarthquakeRelatively Low 74.6 $1.2 million rarer than once in 1,000 years —
Heat waveRelatively Low 64.1 $763,468 about 2.2 a year 37
HurricaneVery Low 50.6 $82,954 about once every 63 years 4
WildfireVery Low 45.9 $39,512 rarer than once in 1,000 years —
LandslideVery Low 41.6 $796 about once every 11 years —
Coastal floodingVery Low 31.8 $6,431 about once every 64 years —
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 17

Most common: Severe Storm 7, Flood 4, Snowstorm 2, Tornado 2.

DecadeDeclarationsIncident types
1960s2Tornado ×2
1970s5Flood ×3, Snowstorm ×2
1980s1Flood
1990s2Severe Storm ×2
2000s6Severe Storm ×4, Hurricane, Other
2010s1Severe Storm

The last 10

Severe Storms EM-3346-OH · Severe Storm · declared 30 Jun 2012
Hurricane Katrina Evacuation EM-3250-OH · Hurricane · declared 13 Sep 2005
Severe Winter Storms, Flooding, and Mudslides DR-1580-OH · Severe Storm · declared 15 Feb 2005 · households could apply
Severe Storms and Flooding DR-1556-OH · Severe Storm · declared 19 Sep 2004 · households could apply
Severe Storms and Flooding DR-1519-OH · Severe Storm · declared 3 Jun 2004 · households could apply
Power Outage EM-3187-OH · Other · declared 23 Sep 2003
Severe Storms and Tornadoes DR-1444-OH · Severe Storm · declared 18 Nov 2002 · households could apply
Severe Storms and Flooding DR-1065-OH · Severe Storm · declared 25 Aug 1995 · households could apply
Severe Storms, Tornadoes & Flooding DR-951-OH · Severe Storm · declared 4 Aug 1992 · households could apply
Severe Storms & Flooding DR-831-OH · Flood · declared 10 Jun 1989 · households could apply

Widest declarations that included Lorain County

  • Severe Storms (2012, EM-3346-OH): 88 Ohio counties designated.
  • Hurricane Katrina Evacuation (2005, EM-3250-OH): 88 Ohio counties designated.
  • Severe Storms and Flooding (2004, DR-1556-OH): 88 Ohio counties designated.

Named storms in its declarations: Hurricane Katrina (2005), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Ohio also had 3 statewide declarations with no county list.

Tornado record since 1950 35

Tornadoes touching the county35
Strongest-rated(E)F4 ×1
Peak monthJuly (10)
Deadliest11 Apr 1965, F4, 22 mi path, 18 killed, 200 injured
Longest path11 Apr 1965, F4, 22 mi path, 18 killed, 200 injured
Most recent18 Jun 2025, EF1, 9.3 mi path
Deaths / injuries on those paths18 / 213
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count171430100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count23819327

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lorain County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lorain County (this page)—Relatively Moderate86.3 Strong wind
Medina County 29 kmRelatively Low69.0 Winter weather
Erie County 40 kmRelatively Low61.4 Winter weather
Huron County 41 kmRelatively Low50.3 Lightning
Cuyahoga County 44 kmRelatively High98.0 Cold wave
Ashland County 51 kmRelatively Low46.3 Hail

Nearest by distance between county centres. Every county in Ohio, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 30.1
Community resilienceVery High 95.9
Community risk factor0.96
Expected annual loss, all hazards$66 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lorain County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lorain County

What natural disasters is Lorain County, Ohio most at risk from?

Lorain County, Ohio has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 86.3 out of 100, higher than about 86% of US counties, with strong winds, ice storms and hail scoring highest of its 18 hazards and $66 million a year in expected losses.

How many federal disaster declarations has Lorain County had?

OpenFEMA lists 17 federal disaster declarations that included Lorain County since 1965, not counting 2 for COVID-19; the latest is EM-3346-OH (Severe Storms, declared 30 June 2012). Another 3 Ohio declarations were made statewide without a county list.

How many tornadoes have hit Lorain County?

NOAA's Storm Prediction Center recorded 35 tornadoes touching Lorain County from 1950 to 2025. The deadliest: 11 Apr 1965, F4, 22 mi path, 18 killed, 200 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.