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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Cotton County, Oklahoma: Natural Disaster Risk and History

Cotton County, Oklahoma has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 4.9 out of 100, higher than about 4% of US counties, with drought, wildfires and ice storms scoring highest of its 18 hazards and $2.9 million a year in expected losses.

OpenFEMA lists 35 federal disaster declarations that included Cotton County since 1971, not counting 2 for COVID-19; the latest is DR-4776-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 30 April 2024). NOAA's Storm Prediction Center recorded 42 tornadoes touching Cotton County from 1950 to 2025.

Live weather alerts for Oklahoma All official warnings Latest FEMA declarations

Population 5,520 Buildings worth $1.2 billion Area 648 sq mi Risk rank in Oklahoma 77 of 77 FIPS 40033

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 73.6 $596,345 about 92 a year 2,604
WildfireRelatively Low 67.0 $131,015 about once every 273 years —
Ice stormRelatively Low 45.9 $66,608 about 1.1 a year 75
Heat waveVery Low 33.6 $154,655 about 16 a year 245
Strong windRelatively Low 31.6 $288,385 about 4 a year 154
EarthquakeVery Low 29.8 $69,370 about once every 735 years —
TornadoRelatively Low 28.3 $427,444 about once every 1.8 years 29
HailVery Low 24.0 $82,219 about 1 a year 384
HurricaneVery Low 21.9 $6,602 about once every 105 years 0
LandslideVery Low 20.7 $117 about once every 11 years —
Winter weatherVery Low 17.5 $14,209 about 7.4 a year 141
Cold waveVery Low 14.6 $137,686 about 1.2 a year 22
Inland floodingVery Low 6.5 $879,584 about once every 2.0 years 14
LightningVery Low 2.8 $8,717 about 51 a year 61,164 strikes
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 35

Most common: Severe Storm 18, Severe Ice Storm 7, Tornado 4, Flood 4.

DecadeDeclarationsIncident types
1970s3Tornado, Severe Storm, Flood
1980s2Flood ×2
1990s4Severe Storm ×3, Tornado
2000s14Severe Storm ×8, Severe Ice Storm ×4, Fire, Hurricane
2010s8Severe Storm ×5, Tornado, Flood, Severe Ice Storm
2020s4Severe Ice Storm ×2, Tornado, Severe Storm

The last 10

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4776-OK · Tornado · declared 30 Apr 2024 · households could apply
Severe Storms, Straight-Line Winds, and Tornadoes DR-4721-OK · Severe Storm · declared 19 Jul 2023
Severe Winter Storms DR-4587-OK · Severe Ice Storm · declared 24 Feb 2021 · households could apply
Severe Winter Storm EM-3555-OK · Severe Ice Storm · declared 17 Feb 2021
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4324-OK · Tornado · declared 25 Jul 2017
Severe Storms and Flooding DR-4274-OK · Flood · declared 15 Jul 2016
Severe Winter Storms and Flooding DR-4256-OK · Severe Storm · declared 10 Feb 2016
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4222-OK · Severe Storm · declared 26 May 2015 · households could apply
Severe Winter Storm EM-3316-OK · Severe Storm · declared 2 Feb 2011
Severe Winter Storm DR-1883-OK · Severe Ice Storm · declared 5 Mar 2010

Widest declarations that included Cotton County

  • Severe Winter Storms (2021, DR-4587-OK): 77 Oklahoma counties designated.
  • Severe Winter Storm (2021, EM-3555-OK): 77 Oklahoma counties designated.
  • Severe Winter Storm (2011, EM-3316-OK): 77 Oklahoma counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Oklahoma also had 24 statewide declarations with no county list.

Tornado record since 1950 42

Tornadoes touching the county42
Strongest-rated(E)F4 ×2
Peak monthMay (16)
Deadliest24 May 1957, F4, 21.6 mi path, 4 killed, 5 injured
Longest path17 Nov 1958, F3, 65.8 mi path, 0 killed, 4 injured
Most recent28 Aug 2025, EF0, 0.1 mi path
Deaths / injuries on those paths7 / 17
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count23844201
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count79438353

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Cotton County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Cotton County (this page)—Very Low4.9 Drought
Comanche County 42 kmRelatively Moderate86.2 Strong wind
Wichita County, TX 45 kmRelatively Moderate81.9 Hail
Tillman County 52 kmVery Low13.4 Drought
Stephens County 52 kmRelatively Low65.9 Hail
Jefferson County 53 kmVery Low20.9 Drought

Nearest by distance between county centres. Every county in Oklahoma, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 46.2
Community resilienceRelatively Low 35.4
Community risk factor1.11
Expected annual loss, all hazards$2.9 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Cotton County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Cotton County

What natural disasters is Cotton County, Oklahoma most at risk from?

Cotton County, Oklahoma has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 4.9 out of 100, higher than about 4% of US counties, with drought, wildfires and ice storms scoring highest of its 18 hazards and $2.9 million a year in expected losses.

How many federal disaster declarations has Cotton County had?

OpenFEMA lists 35 federal disaster declarations that included Cotton County since 1971, not counting 2 for COVID-19; the latest is DR-4776-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 30 April 2024). Another 24 Oklahoma declarations were made statewide without a county list.

How many tornadoes have hit Cotton County?

NOAA's Storm Prediction Center recorded 42 tornadoes touching Cotton County from 1950 to 2025. The deadliest: 24 May 1957, F4, 21.6 mi path, 4 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.