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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Elk County, Pennsylvania: Natural Disaster Risk and History

Elk County, Pennsylvania has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 45.2 out of 100, higher than about 45% of US counties, with lightning, landslides and inland (river and flash) flooding scoring highest of its 18 hazards and $15 million a year in expected losses.

OpenFEMA lists 8 federal disaster declarations that included Elk County since 1972, not counting 2 for COVID-19; the latest is DR-4815-PA (Tropical Storm Debby, declared 11 September 2024). NOAA's Storm Prediction Center recorded 16 tornadoes touching Elk County from 1950 to 2025.

Live weather alerts for Pennsylvania All official warnings Latest FEMA declarations

Population 30,973 Buildings worth $9.4 billion Area 840 sq mi Risk rank in Pennsylvania 58 of 67 FIPS 42047

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LightningRelatively Moderate 78.9 $747,452 about 36 a year 62,965 strikes
LandslideRelatively Low 70.2 $6,619 about once every 1.4 years —
Inland floodingRelatively Low 68.0 $13 million about once every 2.3 years 12
Winter weatherRelatively Moderate 67.5 $129,178 about 19 a year 357
HurricaneRelatively Low 63.7 $333,177 about once every 20 years 18
AvalancheVery Low 59.1 $1,452 about once every 100 years 0
Strong windRelatively Low 37.9 $418,752 about 2 a year 77
Cold waveRelatively Low 28.9 $423,613 about 4 a year 76
EarthquakeVery Low 27.6 $63,062 rarer than once in 1,000 years —
TornadoVery Low 18.1 $219,873 about once every 5.1 years 15
Ice stormVery Low 15.5 $10,766 about once every 3.4 years 20
Heat waveVery Low 7.9 $12,935 about once every 2.4 years 8
HailVery Low 5.9 $17,822 about 1.2 a year 47
WildfireVery Low 5.9 $2,008 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — — 0
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 8

Most common: Hurricane 3, Flood 2, Tropical Storm 1, Severe Storm 1.

DecadeDeclarationsIncident types
1970s1Flood
1990s2Flood, Snowstorm
2000s3Hurricane ×2, Severe Storm
2010s1Hurricane
2020s1Tropical Storm

The last 8

Tropical Storm Debby DR-4815-PA · Tropical Storm · declared 11 Sep 2024 · households could apply
Hurricane Sandy EM-3356-PA · Hurricane · declared 29 Oct 2012
Hurricane Katrina EM-3235-PA · Hurricane · declared 10 Sep 2005
Tropical Depression Ivan DR-1557-PA · Hurricane · declared 19 Sep 2004 · households could apply
Severe Storms and Flooding Associated With Tropical Depression Frances DR-1555-PA · Severe Storm · declared 19 Sep 2004 · households could apply
Severe Storms and Flooding DR-1093-PA · Flood · declared 21 Jan 1996 · households could apply
Severe Snowfall & Winter Storm EM-3105-PA · Snowstorm · declared 16 Mar 1993
Tropical Storm Agnes DR-340-PA · Flood · declared 23 Jun 1972 · households could apply

Widest declarations that included Elk County

  • Hurricane Sandy (2012, EM-3356-PA): 67 Pennsylvania counties designated.
  • Hurricane Katrina (2005, EM-3235-PA): 67 Pennsylvania counties designated.
  • Tropical Depression Ivan (2004, DR-1557-PA): 67 Pennsylvania counties designated.

Named storms in its declarations: Tropical Storm Debby (2024), Hurricane Sandy (2012), Hurricane Katrina (2005), Tropical Depression Ivan (2004), Tropical Depression Frances (2004), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Pennsylvania also had 5 statewide declarations with no county list.

Tornado record since 1950 16

Tornadoes touching the county16
Strongest-rated(E)F4 ×1
Peak monthMay (7)
Deadliest31 May 1985, F4, 29 mi path, 4 killed, 40 injured
Longest path31 May 1985, F4, 29 mi path, 4 killed, 40 injured
Most recent16 Mar 2025, EF1, 0.5 mi path
Deaths / injuries on those paths5 / 61
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count21021100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01022443

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Elk County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Elk County (this page)—Relatively Low45.2 Lightning
Cameron County 37 kmVery Low12.6 Landslide
McKean County 43 kmRelatively Low53.8 Winter weather
Jefferson County 44 kmRelatively Low57.9 Lightning
Clearfield County 49 kmRelatively Low67.1 Winter weather
Forest County 50 kmVery Low19.9 Lightning

Nearest by distance between county centres. Every county in Pennsylvania, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 29.6
Community resilienceVery High 88.5
Community risk factor0.96
Expected annual loss, all hazards$15 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Elk County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Elk County

What natural disasters is Elk County, Pennsylvania most at risk from?

Elk County, Pennsylvania has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 45.2 out of 100, higher than about 45% of US counties, with lightning, landslides and inland (river and flash) flooding scoring highest of its 18 hazards and $15 million a year in expected losses.

How many federal disaster declarations has Elk County had?

OpenFEMA lists 8 federal disaster declarations that included Elk County since 1972, not counting 2 for COVID-19; the latest is DR-4815-PA (Tropical Storm Debby, declared 11 September 2024). Another 5 Pennsylvania declarations were made statewide without a county list.

How many tornadoes have hit Elk County?

NOAA's Storm Prediction Center recorded 16 tornadoes touching Elk County from 1950 to 2025. The deadliest: 31 May 1985, F4, 29 mi path, 4 killed, 40 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.