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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Cherokee County, South Carolina: Natural Disaster Risk and History

Cherokee County, South Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 69.7 out of 100, higher than about 69% of US counties, with ice storms, tornadoes and strong winds scoring highest of its 18 hazards and $23 million a year in expected losses.

OpenFEMA lists 22 federal disaster declarations that included Cherokee County since 1977, not counting 2 for COVID-19; the latest is EM-3632-SC (Severe Winter Storm, declared 23 January 2026). NOAA's Storm Prediction Center recorded 18 tornadoes touching Cherokee County from 1950 to 2025.

Live weather alerts for South Carolina All official warnings Latest FEMA declarations

Population 56,186 Buildings worth $14 billion Area 402 sq mi Risk rank in South Carolina 30 of 46 FIPS 45021

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormRelatively High 91.4 $877,320 about 2.1 a year 138
TornadoRelatively Moderate 82.6 $3.7 million about once every 4.2 years 19
Strong windRelatively Moderate 82.3 $1.2 million about 3.1 a year 116
Cold waveRelatively Moderate 80.2 $3.1 million about once every 3.8 years 5
LightningRelatively Moderate 77.2 $529,847 about 53 a year 125,015 strikes
EarthquakeRelatively Low 74.2 $885,624 about once every 476 years —
Inland floodingRelatively Low 72.5 $12 million about once every 2.5 years 11
HurricaneRelatively Low 71.0 $537,272 about once every 18 years 16
LandslideVery Low 55.9 $1,693 about once every 1.6 years —
HailRelatively Low 54.6 $263,042 about 5.6 a year 214
Heat waveRelatively Low 51.5 $331,454 about 1.7 a year 27
DroughtRelatively Low 49.6 $116,114 about 33 a year 1,064
WildfireVery Low 37.5 $18,020 rarer than once in 1,000 years —
Winter weatherRelatively Low 29.4 $23,813 about 4.4 a year 83
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 22

Most common: Hurricane 11, Severe Ice Storm 4, Tropical Storm 2, Severe Storm 2.

DecadeDeclarationsIncident types
1970s1Drought
1990s1Flood
2000s6Severe Ice Storm ×3, Hurricane ×2, Severe Storm
2010s7Hurricane ×5, Severe Storm, Severe Ice Storm
2020s7Hurricane ×4, Tropical Storm ×2, Winter Storm

The last 10

Severe Winter Storm EM-3632-SC · Winter Storm · declared 23 Jan 2026
Hurricane Helene DR-4829-SC · Hurricane · declared 29 Sep 2024 · households could apply
Hurricane Helene EM-3619-SC · Tropical Storm · declared 26 Sep 2024
Hurricane Debby EM-3606-SC · Tropical Storm · declared 5 Aug 2024
Hurricane Idalia EM-3597-SC · Hurricane · declared 31 Aug 2023
Hurricane Ian DR-4677-SC · Hurricane · declared 21 Nov 2022 · households could apply
Hurricane Ian EM-3585-SC · Hurricane · declared 29 Sep 2022
Hurricane Dorian EM-3421-SC · Hurricane · declared 1 Sep 2019
Hurricane Florence EM-3400-SC · Hurricane · declared 10 Sep 2018
Hurricane Irma DR-4346-SC · Hurricane · declared 16 Oct 2017

Widest declarations that included Cherokee County

  • Severe Winter Storm (2026, EM-3632-SC): 46 South Carolina counties designated.
  • Hurricane Helene (2024, EM-3619-SC): 46 South Carolina counties designated.
  • Hurricane Debby (2024, EM-3606-SC): 46 South Carolina counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Debby (2024), Hurricane Idalia (2023), Hurricane Ian (2022), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Irma (2017), Hurricane Matthew (2016), Hurricane Katrina (2005), Tropical Storm Frances (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. South Carolina also had 2 statewide declarations with no county list.

Tornado record since 1950 18

Tornadoes touching the county18
Strongest-rated(E)F2 ×3
Peak monthMay (4)
Deadliest27 Mar 1994, F1, 33 mi path, 0 killed, 4 injured
Longest path27 Mar 1994, F1, 33 mi path, 0 killed, 4 injured
Most recent22 May 2020, EF1, 12.7 mi path
Deaths / injuries on those paths0 / 6
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count31230000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count13119111

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Cherokee County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Cherokee County (this page)—Relatively Low69.7 Ice storm
Cleveland County, NC 32 kmRelatively Low70.0 Ice storm
Spartanburg County 36 kmRelatively Moderate90.6 Ice storm
Union County 40 kmRelatively Low58.2 Ice storm
York County 41 kmRelatively Moderate88.7 Ice storm
Rutherford County, NC 48 kmRelatively Low72.7 Strong wind

Nearest by distance between county centres. Every county in South Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 62.9
Community resilienceRelatively Low 26.3
Community risk factor1.27
Expected annual loss, all hazards$23 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Cherokee County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Cherokee County

What natural disasters is Cherokee County, South Carolina most at risk from?

Cherokee County, South Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 69.7 out of 100, higher than about 69% of US counties, with ice storms, tornadoes and strong winds scoring highest of its 18 hazards and $23 million a year in expected losses.

How many federal disaster declarations has Cherokee County had?

OpenFEMA lists 22 federal disaster declarations that included Cherokee County since 1977, not counting 2 for COVID-19; the latest is EM-3632-SC (Severe Winter Storm, declared 23 January 2026). Another 2 South Carolina declarations were made statewide without a county list.

How many tornadoes have hit Cherokee County?

NOAA's Storm Prediction Center recorded 18 tornadoes touching Cherokee County from 1950 to 2025. The deadliest: 27 Mar 1994, F1, 33 mi path, 0 killed, 4 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.