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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lake County, South Dakota: Natural Disaster Risk and History

Lake County, South Dakota has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 32.6 out of 100, higher than about 32% of US counties, with winter storms, ice storms and tornadoes scoring highest of its 18 hazards and $12 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Lake County since 1969, not counting 2 for COVID-19; the latest is DR-4807-SD (Severe Storms, Straight-Line Winds, and Flooding, declared 15 August 2024). NOAA's Storm Prediction Center recorded 28 tornadoes touching Lake County from 1950 to 2025.

Live weather alerts for South Dakota All official warnings Latest FEMA declarations

Population 11,059 Buildings worth $5.6 billion Area 581 sq mi Risk rank in South Dakota 24 of 66 FIPS 46079

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Winter weatherRelatively Moderate 82.7 $265,699 about 19 a year 362
Ice stormRelatively Moderate 77.9 $389,543 about once every 1.3 years 51
TornadoRelatively Moderate 73.0 $3.1 million about once every 2.3 years 19
HailRelatively Low 68.0 $570,412 about 5.5 a year 207
Cold waveRelatively Low 65.0 $1.9 million about 1 a year 194
WildfireVery Low 53.9 $65,498 rarer than once in 1,000 years —
DroughtRelatively Low 47.8 $139,414 about 8 a year 294
Strong windRelatively Low 44.9 $529,505 about 3.6 a year 138
Heat waveVery Low 38.6 $235,805 about 4.3 a year 72
Inland floodingVery Low 34.1 $4.4 million about once every 1.5 years 19
LandslideVery Low 27.9 $286 about once every 16 years —
EarthquakeVery Low 21.5 $36,040 rarer than once in 1,000 years —
LightningVery Low 7.7 $27,010 about 36 a year 40,831 strikes
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Flood 8, Severe Storm 7, Coastal Storm 1, Snowstorm 1.

DecadeDeclarationsIncident types
1960s1Flood
1970s1Drought
1980s1Flood
1990s6Severe Storm ×3, Flood ×2, Snowstorm
2000s2Severe Storm, Coastal Storm
2010s5Flood ×3, Severe Storm ×2
2020s2Flood, Severe Storm

The last 10

Severe Storms, Straight-Line Winds, and Flooding DR-4807-SD · Flood · declared 15 Aug 2024 · households could apply
Severe Storm, Straight-Line Winds, Tornadoes, and Flooding DR-4656-SD · Severe Storm · declared 29 Jun 2022
Severe Storms, Tornadoes, and Flooding DR-4469-SD · Severe Storm · declared 18 Nov 2019 · households could apply
Severe Winter Storm, Snowstorm, and Flooding DR-4440-SD · Flood · declared 7 Jun 2019 · households could apply
Flooding DR-1984-SD · Flood · declared 13 May 2011 · households could apply
Severe Storms and Flooding DR-1947-SD · Severe Storm · declared 2 Nov 2010
Flooding DR-1915-SD · Flood · declared 13 May 2010
Severe Storms, Tornadoes, and Flooding DR-1702-SD · Severe Storm · declared 22 May 2007 · households could apply
Hurricane Katrina Evacuation EM-3234-SD · Coastal Storm · declared 10 Sep 2005
Severe Flooding, Sever Winter Storms,heavy Rains High Winds DR-1173-SD · Flood · declared 7 Apr 1997 · households could apply

Widest declarations that included Lake County

  • Hurricane Katrina Evacuation (2005, EM-3234-SD): 66 South Dakota counties designated.
  • Severe Flooding, Sever Winter Storms,heavy Rains High Winds (1997, DR-1173-SD): 66 South Dakota counties designated.
  • Severe Winter Storms and Blizzard Conditions (1997, DR-1156-SD): 66 South Dakota counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. South Dakota also had 18 statewide declarations with no county list.

Tornado record since 1950 28

Tornadoes touching the county28
Strongest-rated(E)F4 ×1
Peak monthJune (13)
Deadliest7 Jun 1993, F4, 10 mi path, 0 killed, 4 injured
Longest path29 Jun 1956, F2, 18.6 mi path, 0 killed, 1 injured
Most recent24 May 2021, unrated, 3.3 mi path
Deaths / injuries on those paths0 / 6
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count9863101
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count24536431

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lake County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lake County (this page)—Very Low32.6 Winter weather
Moody County 37 kmVery Low26.9 Ice storm
Miner County 38 kmVery Low3.4 Drought
McCook County 43 kmRelatively Low43.4 Winter weather
Brookings County 47 kmRelatively Low50.1 Winter weather
Minnehaha County 47 kmRelatively Moderate89.5 Ice storm

Nearest by distance between county centres. Every county in South Dakota, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 25.9
Community resilienceRelatively High 74.2
Community risk factor0.94
Expected annual loss, all hazards$12 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lake County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lake County

What natural disasters is Lake County, South Dakota most at risk from?

Lake County, South Dakota has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 32.6 out of 100, higher than about 32% of US counties, with winter storms, ice storms and tornadoes scoring highest of its 18 hazards and $12 million a year in expected losses.

How many federal disaster declarations has Lake County had?

OpenFEMA lists 18 federal disaster declarations that included Lake County since 1969, not counting 2 for COVID-19; the latest is DR-4807-SD (Severe Storms, Straight-Line Winds, and Flooding, declared 15 August 2024). Another 18 South Dakota declarations were made statewide without a county list.

How many tornadoes have hit Lake County?

NOAA's Storm Prediction Center recorded 28 tornadoes touching Lake County from 1950 to 2025. The deadliest: 7 Jun 1993, F4, 10 mi path, 0 killed, 4 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.