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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lauderdale County, Tennessee: Natural Disaster Risk and History

Lauderdale County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 71.6 out of 100, higher than about 71% of US counties, with earthquakes, tornadoes and ice storms scoring highest of its 18 hazards and $20 million a year in expected losses.

OpenFEMA lists 22 federal disaster declarations that included Lauderdale County since 1973, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). NOAA's Storm Prediction Center recorded 25 tornadoes touching Lauderdale County from 1950 to 2025.

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Population 25,078 Buildings worth $4.3 billion Area 508 sq mi Risk rank in Tennessee 24 of 95 FIPS 47097

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
EarthquakeRelatively Moderate 95.5 $11 million about once every 78 years —
TornadoRelatively Moderate 84.4 $3.4 million about once every 2.5 years 17
Ice stormRelatively High 82.7 $342,810 about 1.3 a year 90
Heat waveRelatively Moderate 80.0 $1.0 million about 18 a year 295
LandslideRelatively Low 72.5 $4,960 about once every 1.2 years —
Cold waveRelatively Moderate 68.3 $1.3 million about 2.2 a year 42
Winter weatherRelatively Moderate 66.2 $75,598 about 6.6 a year 126
DroughtRelatively Moderate 64.8 $261,781 about 9.7 a year 308
LightningRelatively Moderate 64.4 $270,968 about 58 a year 55,104 strikes
HurricaneVery Low 50.1 $49,720 about once every 49 years 8
Strong windRelatively Low 28.1 $182,100 about 1.7 a year 65
Inland floodingVery Low 25.2 $2.0 million about once every 1.3 years 22
HailVery Low 23.8 $58,621 about 3.2 a year 123
WildfireVery Low 19.1 $4,747 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 22

Most common: Severe Storm 13, Flood 4, Winter Storm 2, Tornado 2.

DecadeDeclarationsIncident types
1970s3Flood ×2, Severe Storm
1990s6Severe Storm ×3, Tornado ×2, Flood
2000s4Severe Storm ×3, Hurricane
2010s3Severe Storm ×2, Flood
2020s6Severe Storm ×4, Winter Storm ×2

The last 10

Severe Winter Storm DR-4898-TN · Winter Storm · declared 6 Feb 2026 · households could apply
Severe Winter Storm EM-3635-TN · Winter Storm · declared 24 Jan 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4878-TN · Severe Storm · declared 19 Jun 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding EM-3625-TN · Severe Storm · declared 2 Apr 2025
Severe Storms, Straight-Line Winds, and Tornado DR-4712-TN · Severe Storm · declared 17 May 2023
Severe Winter Storm DR-4645-TN · Severe Storm · declared 11 Mar 2022
Severe Storms, Flooding, Landslides, and Mudslides DR-4427-TN · Flood · declared 17 Apr 2019
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-1979-TN · Severe Storm · declared 9 May 2011 · households could apply
Severe Storms, Flooding, Straight-Line Winds, and Tornadoes DR-1909-TN · Severe Storm · declared 4 May 2010 · households could apply
Hurricane Katrina Evacuation EM-3217-TN · Hurricane · declared 5 Sep 2005

Widest declarations that included Lauderdale County

  • Severe Winter Storm (2026, DR-4898-TN): 95 Tennessee counties designated.
  • Severe Winter Storm (2026, EM-3635-TN): 95 Tennessee counties designated.
  • Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (2025, EM-3625-TN): 95 Tennessee counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Tennessee also had 1 statewide declaration with no county list.

Tornado record since 1950 25

Tornadoes touching the county25
Strongest-rated(E)F3 ×1
Peak monthApril (8)
Deadliest13 Feb 1950, F2, 0.2 mi path, 9 killed, 1 injured
Longest path27 Nov 1994, F3, 16 mi path, 1 killed, 3 injured
Most recent5 Apr 2025, EF0, 1 mi path
Deaths / injuries on those paths10 / 21
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count101131000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count22715215

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lauderdale County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lauderdale County (this page)—Relatively Low71.6 Earthquake
Tipton County 31 kmRelatively Moderate81.0 Earthquake
Haywood County 37 kmRelatively Low64.7 Earthquake
Mississippi County, AR 38 kmRelatively Moderate89.2 Drought
Dyer County 39 kmRelatively Moderate86.6 Earthquake
Crockett County 45 kmRelatively Low52.6 Earthquake

Nearest by distance between county centres. Every county in Tennessee, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 87.9
Community resilienceRelatively Moderate 40.0
Community risk factor1.55
Expected annual loss, all hazards$20 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lauderdale County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lauderdale County

What natural disasters is Lauderdale County, Tennessee most at risk from?

Lauderdale County, Tennessee has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 71.6 out of 100, higher than about 71% of US counties, with earthquakes, tornadoes and ice storms scoring highest of its 18 hazards and $20 million a year in expected losses.

How many federal disaster declarations has Lauderdale County had?

OpenFEMA lists 22 federal disaster declarations that included Lauderdale County since 1973, not counting 2 for COVID-19; the latest is DR-4898-TN (Severe Winter Storm, declared 6 February 2026). Another 1 Tennessee declarations were made statewide without a county list.

How many tornadoes have hit Lauderdale County?

NOAA's Storm Prediction Center recorded 25 tornadoes touching Lauderdale County from 1950 to 2025. The deadliest: 13 Feb 1950, F2, 0.2 mi path, 9 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.