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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Bedford County, Virginia: Natural Disaster Risk and History

Bedford County, Virginia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 51.2 out of 100, higher than about 51% of US counties, with hurricanes, lightning and drought scoring highest of its 18 hazards and $18 million a year in expected losses.

OpenFEMA lists 28 federal disaster declarations that included Bedford County since 1969, not counting 2 for COVID-19; the latest is EM-3631-VA (Severe Winter Storm, declared 23 January 2026). NOAA's Storm Prediction Center recorded 12 tornadoes touching Bedford County from 1950 to 2025.

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Population 79,441 Buildings worth $16 billion Area 784 sq mi Risk rank in Virginia 34 of 133 FIPS 51019

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively Low 73.0 $826,821 about once every 16 years 20
LightningRelatively Moderate 71.4 $554,409 about 43 a year 86,146 strikes
DroughtRelatively Moderate 70.9 $582,635 about 6 a year 210
Inland floodingRelatively Low 68.3 $13 million about 1.6 a year 44
WildfireRelatively Low 66.6 $141,229 about once every 909 years —
LandslideRelatively Low 62.6 $3,396 about 1.7 a year —
Strong windRelatively Moderate 61.0 $795,525 about 3.2 a year 123
EarthquakeRelatively Low 60.2 $484,186 about once every 820 years —
Winter weatherRelatively Low 57.7 $89,272 about 9.1 a year 173
AvalancheVery Low 57.6 $1,296 about once every 100 years 0
Ice stormRelatively Low 43.9 $67,354 about 1.5 a year 102
Cold waveRelatively Low 33.0 $512,311 about 1.4 a year 26
Heat waveVery Low 31.2 $153,429 about once a year 16
HailVery Low 26.9 $108,503 about 3.6 a year 137
TornadoVery Low 25.1 $388,699 about once every 6.8 years 12
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 28

Most common: Severe Storm 7, Hurricane 6, Flood 5, Snowstorm 4.

DecadeDeclarationsIncident types
1960s1Hurricane
1970s5Flood ×3, Drought ×2
1980s1Flood
1990s7Snowstorm ×3, Severe Storm ×2, Hurricane, Flood
2000s4Hurricane ×2, Severe Storm ×2
2010s4Hurricane ×2, Severe Storm, Snowstorm
2020s6Severe Storm ×2, Tropical Storm ×2, Winter Storm, Severe Ice Storm

The last 10

Severe Winter Storm EM-3631-VA · Winter Storm · declared 23 Jan 2026
Severe Winter Storms and Flooding DR-4863-VA · Severe Storm · declared 4 Apr 2025
Tropical Storm Helene DR-4831-VA · Tropical Storm · declared 1 Oct 2024 · households could apply
Post-Tropical Cyclone Helene EM-3621-VA · Tropical Storm · declared 29 Sep 2024
Severe Winter Storm and Snowstorm DR-4644-VA · Severe Storm · declared 11 Mar 2022
Severe Winter Storms DR-4602-VA · Severe Ice Storm · declared 10 May 2021
Hurricane Florence EM-3403-VA · Hurricane · declared 11 Sep 2018
Hurricane Sandy EM-3359-VA · Hurricane · declared 29 Oct 2012
Severe Storms and Straight-Line Winds DR-4072-VA · Severe Storm · declared 27 Jul 2012
Severe Winter Storm and Snowstorm DR-1874-VA · Snowstorm · declared 16 Feb 2010

Widest declarations that included Bedford County

  • Severe Winter Storm (2026, EM-3631-VA): 133 Virginia counties designated.
  • Hurricane Florence (2018, EM-3403-VA): 133 Virginia counties designated.
  • Hurricane Sandy (2012, EM-3359-VA): 133 Virginia counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Florence (2018), Hurricane Sandy (2012), Hurricane Katrina (2005), Hurricane Isabel (2003), Hurricane Fran (1996), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Virginia also had 3 statewide declarations with no county list.

Tornado record since 1950 12

Tornadoes touching the county12
Strongest-rated(E)F2 ×4
Peak monthApril (4)
Deadliest28 Apr 2002, F2, 10 mi path, 0 killed, 12 injured
Longest path28 Apr 2002, F2, 10 mi path, 0 killed, 12 injured
Most recent27 Sep 2024, EF1, 1.2 mi path
Deaths / injuries on those paths0 / 15
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1740000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00003342

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Bedford County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Bedford County (this page)—Relatively Low51.2 Hurricane
Lynchburg City 31 kmRelatively Low49.3 Strong wind
Botetourt County 37 kmVery Low18.1 Landslide
Roanoke City 39 kmRelatively Low72.9 Strong wind
Campbell County 40 kmVery Low32.0 Lightning
Amherst County 46 kmVery Low21.0 Hurricane

Nearest by distance between county centres. Every county in Virginia, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 31.1
Community resilienceRelatively Moderate 57.1
Community risk factor0.99
Expected annual loss, all hazards$18 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Bedford County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Bedford County

What natural disasters is Bedford County, Virginia most at risk from?

Bedford County, Virginia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 51.2 out of 100, higher than about 51% of US counties, with hurricanes, lightning and drought scoring highest of its 18 hazards and $18 million a year in expected losses.

How many federal disaster declarations has Bedford County had?

OpenFEMA lists 28 federal disaster declarations that included Bedford County since 1969, not counting 2 for COVID-19; the latest is EM-3631-VA (Severe Winter Storm, declared 23 January 2026). Another 3 Virginia declarations were made statewide without a county list.

How many tornadoes have hit Bedford County?

NOAA's Storm Prediction Center recorded 12 tornadoes touching Bedford County from 1950 to 2025. The deadliest: 28 Apr 2002, F2, 10 mi path, 0 killed, 12 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.