Charlottesville City, Virginia: Natural Disaster Risk and History
Charlottesville City, Virginia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 24.3 out of 100, higher than about 24% of US counties, with strong winds, earthquakes and hurricanes scoring highest of its 18 hazards and $10 million a year in expected losses.
OpenFEMA lists 11 federal disaster declarations that included Charlottesville City since 1972, not counting 2 for COVID-19; the latest is EM-3631-VA (Severe Winter Storm, declared 23 January 2026). NOAA's Storm Prediction Center recorded 1 tornado touching Charlottesville City from 1950 to 2025.
Live weather alerts for Virginia All official warnings Latest FEMA declarations
Population 46,443 Buildings worth $8.4 billion Area 10 sq mi Risk rank in Virginia 70 of 133 FIPS 51540
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Strong wind | Relatively High | 84.4 | $1.9 million | about 3 a year | 113 |
| Earthquake | Relatively Low | 70.9 | $1.0 million | about once every 556 years | — |
| Hurricane | Relatively Low | 69.5 | $684,856 | about once every 14 years | 18 |
| Heat wave | Relatively Low | 63.9 | $857,012 | about 3.9 a year | 70 |
| Lightning | Relatively Low | 50.1 | $286,757 | about 41 a year | 33,094 strikes |
| Inland flooding | Very Low | 33.3 | $4.7 million | about once every 1.6 years | 18 |
| Winter weather | Relatively Low | 32.3 | $40,588 | about 9.3 a year | 177 |
| Hail | Very Low | 25.7 | $117,780 | about 2.4 a year | 92 |
| Ice storm | Very Low | 25.7 | $29,833 | about once every 1.1 years | 63 |
| Tornado | Very Low | 24.3 | $422,876 | about once every 347 years | 1 |
| Landslide | Very Low | 16.3 | $91 | about once every 32 years | — |
| Cold wave | Very Low | 8.4 | $70,388 | about 1.6 a year | 30 |
| Wildfire | Very Low | 0.3 | $136 | rarer than once in 1,000 years | — |
| Drought | No Rating | 0.0 | — | about 3.5 a year | 91 |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 11
Most common: Hurricane 5, Snowstorm 3, Winter Storm 1, Severe Storm 1.
| Decade | Declarations | Incident types |
|---|---|---|
| 1970s | 1 | Flood |
| 1990s | 3 | Snowstorm ×2, Hurricane |
| 2000s | 2 | Hurricane ×2 |
| 2010s | 4 | Hurricane ×2, Severe Storm, Snowstorm |
| 2020s | 1 | Winter Storm |
The last 10
Widest declarations that included Charlottesville City
- Severe Winter Storm (2026, EM-3631-VA): 133 Virginia counties designated.
- Hurricane Florence (2018, EM-3403-VA): 133 Virginia counties designated.
- Hurricane Sandy (2012, EM-3359-VA): 133 Virginia counties designated.
Named storms in its declarations: Hurricane Florence (2018), Hurricane Sandy (2012), Hurricane Katrina (2005), Hurricane Isabel (2003), Hurricane Fran (1996), Tropical Storm Agnes (1972).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Virginia also had 3 statewide declarations with no county list.
Tornado record since 1950 1
| Tornadoes touching the county | 1 |
|---|---|
| Strongest-rated | (E)F1 ×1 |
| Peak month | May (1) |
| Deadliest | 13 May 2000, F1, 4 mi path, 0 killed, 1 injured |
| Longest path | 13 May 2000, F1, 4 mi path, 0 killed, 1 injured |
| Most recent | 13 May 2000, F1, 4 mi path, 0 killed, 1 injured |
| Deaths / injuries on those paths | 0 / 1 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Charlottesville City compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Charlottesville City (this page) | — | Very Low | 24.3 | Strong wind |
| Albemarle County | 6 km | Relatively Low | 78.1 | Strong wind |
| Fluvanna County | 28 km | Very Low | 13.5 | Hurricane |
| Greene County | 29 km | Very Low | 9.3 | Hurricane |
| Waynesboro City | 37 km | Very Low | 10.3 | Hurricane |
| Nelson County | 45 km | Very Low | 34.1 | Landslide |
Nearest by distance between county centres. Every county in Virginia, ranked.
Vulnerability and resilience
| Social vulnerability | Very Low 16.6 |
|---|---|
| Community resilience | Very High 92.5 |
| Community risk factor | 0.85 |
| Expected annual loss, all hazards | $10 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Charlottesville City's main hazards
- Right now: National Weather Service alerts for Virginia · all official warnings on Global Incident Tracker.
- Strong wind: Power outages now
- Earthquake: Earthquakes today · Earthquake safety guide
- Hurricane: Is there a hurricane now? · Cyclone preparation
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Charlottesville City
What natural disasters is Charlottesville City, Virginia most at risk from?
Charlottesville City, Virginia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 24.3 out of 100, higher than about 24% of US counties, with strong winds, earthquakes and hurricanes scoring highest of its 18 hazards and $10 million a year in expected losses.
How many federal disaster declarations has Charlottesville City had?
OpenFEMA lists 11 federal disaster declarations that included Charlottesville City since 1972, not counting 2 for COVID-19; the latest is EM-3631-VA (Severe Winter Storm, declared 23 January 2026). Another 3 Virginia declarations were made statewide without a county list.
How many tornadoes have hit Charlottesville City?
NOAA's Storm Prediction Center recorded 1 tornado touching Charlottesville City from 1950 to 2025. The deadliest: 13 May 2000, F1, 4 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.