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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Rock County, Wisconsin: Natural Disaster Risk and History

Rock County, Wisconsin has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 86.4 out of 100, higher than about 86% of US counties, with hail, tornadoes and cold waves scoring highest of its 18 hazards and $73 million a year in expected losses.

OpenFEMA lists 14 federal disaster declarations that included Rock County since 1973, not counting 2 for COVID-19; the latest is DR-4923-WI (Severe Storms, Tornadoes, and Flooding, declared 30 June 2026). NOAA's Storm Prediction Center recorded 36 tornadoes touching Rock County from 1950 to 2025.

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Population 163,608 Buildings worth $41 billion Area 734 sq mi Risk rank in Wisconsin 7 of 72 FIPS 55105

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HailRelatively High 95.6 $3.9 million about 4.3 a year 165
TornadoRelatively High 94.3 $13 million about once every 1.7 years 23
Cold waveRelatively High 94.1 $13 million about 5.4 a year 102
Inland floodingRelatively Moderate 87.6 $38 million about 2.1 a year 59
Strong windRelatively High 86.2 $2.0 million about 5.5 a year 208
LightningRelatively High 84.7 $1.1 million about 39 a year 206,060 strikes
Heat waveRelatively Moderate 80.8 $1.9 million about 3.6 a year 53
Winter weatherRelatively Moderate 61.2 $114,313 about 14 a year 267
LandslideVery Low 60.1 $3,279 about once every 7.5 years —
EarthquakeVery Low 59.3 $528,543 rarer than once in 1,000 years —
Ice stormRelatively Low 57.9 $146,999 about once every 1.6 years 43
DroughtRelatively Low 48.0 $151,897 about 6.6 a year 259
WildfireVery Low 26.8 $14,389 rarer than once in 1,000 years —
HurricaneVery Low 14.9 $4,481 about once every 174 years 2
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 14

Most common: Severe Storm 7, Flood 3, Snowstorm 2, Hurricane 1.

DecadeDeclarationsIncident types
1970s4Flood ×2, Severe Storm, Drought
1990s3Severe Storm ×3
2000s6Severe Storm ×3, Snowstorm ×2, Hurricane
2020s1Flood

The last 10

Severe Storms, Tornadoes, and Flooding DR-4923-WI · Flood · declared 30 Jun 2026 · households could apply
Severe Storms, Tornadoes, and Flooding DR-1768-WI · Severe Storm · declared 14 Jun 2008 · households could apply
Record Snow and Near Record Snow EM-3285-WI · Snowstorm · declared 19 Mar 2008
Severe Storms and Flooding DR-1719-WI · Severe Storm · declared 26 Aug 2007 · households could apply
Hurricane Katrina Evacuation EM-3249-WI · Hurricane · declared 13 Sep 2005
Severe Storms and Flooding DR-1526-WI · Severe Storm · declared 18 Jun 2004 · households could apply
Snow EM-3163-WI · Snowstorm · declared 24 Jan 2001
Severe Storms and Flooding DR-1238-WI · Severe Storm · declared 12 Aug 1998 · households could apply
Severe Storms, Tornadoes & Flooding DR-994-WI · Severe Storm · declared 2 Jul 1993 · households could apply
Severe Storms, Tornadoes & Flooding DR-874-WI · Severe Storm · declared 13 Jul 1990 · households could apply

Widest declarations that included Rock County

  • Hurricane Katrina Evacuation (2005, EM-3249-WI): 72 Wisconsin counties designated.
  • Drought (1976, EM-3014-WI): 66 Wisconsin counties designated.
  • Severe Storms, Tornadoes & Flooding (1993, DR-994-WI): 47 Wisconsin counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Wisconsin also had 1 statewide declaration with no county list.

Tornado record since 1950 36

Tornadoes touching the county36
Strongest-rated(E)F3 ×1
Peak monthMay (9)
Deadliest27 Mar 1991, F2, 32 mi path, 1 killed, 5 injured
Longest path27 Mar 1991, F2, 32 mi path, 1 killed, 5 injured
Most recent15 Jul 2024, EF0, 1.2 mi path
Deaths / injuries on those paths1 / 49
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count131391000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count175235310

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Rock County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Rock County (this page)—Relatively Moderate86.4 Hail
Winnebago County, IL 38 kmRelatively Moderate92.4 Cold wave
Walworth County 43 kmRelatively Low74.8 Hail
Green County 43 kmRelatively Low46.4 Hail
Boone County, IL 44 kmRelatively Low57.3 Hail
Jefferson County 46 kmRelatively Low75.8 Hail

Nearest by distance between county centres. Every county in Wisconsin, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 18.4
Community resilienceVery High 81.2
Community risk factor0.87
Expected annual loss, all hazards$73 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Rock County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Rock County

What natural disasters is Rock County, Wisconsin most at risk from?

Rock County, Wisconsin has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 86.4 out of 100, higher than about 86% of US counties, with hail, tornadoes and cold waves scoring highest of its 18 hazards and $73 million a year in expected losses.

How many federal disaster declarations has Rock County had?

OpenFEMA lists 14 federal disaster declarations that included Rock County since 1973, not counting 2 for COVID-19; the latest is DR-4923-WI (Severe Storms, Tornadoes, and Flooding, declared 30 June 2026). Another 1 Wisconsin declarations were made statewide without a county list.

How many tornadoes have hit Rock County?

NOAA's Storm Prediction Center recorded 36 tornadoes touching Rock County from 1950 to 2025. The deadliest: 27 Mar 1991, F2, 32 mi path, 1 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.