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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Jackson County, Alabama: Natural Disaster Risk and History

Jackson County, Alabama has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 79.0 out of 100, higher than about 79% of US counties, with tornadoes, lightning and strong winds scoring highest of its 18 hazards and $29 million a year in expected losses.

OpenFEMA lists 26 federal disaster declarations that included Jackson County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). NOAA's Storm Prediction Center recorded 60 tornadoes touching Jackson County from 1950 to 2025.

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Population 52,501 Buildings worth $12 billion Area 1,138 sq mi Risk rank in Alabama 24 of 67 FIPS 01071

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively High 92.4 $6.4 million about 1.1 a year 48
LightningRelatively High 88.9 $810,086 about 61 a year 206,597 strikes
Strong windRelatively High 88.0 $1.3 million about 5.6 a year 212
EarthquakeRelatively Low 85.6 $2.2 million about once every 287 years —
DroughtRelatively Moderate 83.4 $828,621 about 33 a year 1,001
Cold waveRelatively Moderate 83.3 $3.3 million about 1.6 a year 31
Winter weatherRelatively Moderate 80.2 $154,719 about 5 a year 95
Inland floodingRelatively Moderate 78.7 $13 million about 1.5 a year 43
LandslideRelatively Low 74.9 $6,549 about 1.3 a year —
Ice stormRelatively Moderate 66.4 $132,355 about once every 1.3 years 51
WildfireVery Low 61.2 $66,721 about once every 521 years —
HurricaneRelatively Low 59.4 $140,162 about once every 44 years 10
Heat waveRelatively Low 53.7 $323,817 about 4.1 a year 70
HailRelatively Low 47.3 $171,532 about 4.6 a year 173
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 26

Most common: Severe Storm 11, Hurricane 6, Tornado 3, Fire 2.

DecadeDeclarationsIncident types
1970s4Tornado ×2, Drought, Flood
1980s1Tornado
1990s5Severe Storm ×2, Fire, Snowstorm, Flood
2000s8Severe Storm ×4, Hurricane ×3, Fire
2010s5Severe Storm ×4, Hurricane
2020s3Hurricane ×2, Severe Storm

The last 10

Hurricane Helene EM-3618-AL · Hurricane · declared 26 Sep 2024
Hurricane Sally EM-3545-AL · Hurricane · declared 14 Sep 2020
Severe Thunderstorms DR-4555-AL · Severe Storm · declared 10 Jul 2020
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4426-AL · Severe Storm · declared 17 Apr 2019
Hurricane Irma EM-3389-AL · Hurricane · declared 11 Sep 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4251-AL · Severe Storm · declared 21 Jan 2016
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-1971-AL · Severe Storm · declared 28 Apr 2011 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds EM-3319-AL · Severe Storm · declared 27 Apr 2011
Severe Storms, Flooding, Tornadoes, and Straight-Line Winds DR-1836-AL · Severe Storm · declared 8 May 2009
Hurricane Gustav EM-3292-AL · Hurricane · declared 30 Aug 2008

Widest declarations that included Jackson County

  • Hurricane Helene (2024, EM-3618-AL): 67 Alabama counties designated.
  • Hurricane Sally (2020, EM-3545-AL): 67 Alabama counties designated.
  • Hurricane Irma (2017, EM-3389-AL): 67 Alabama counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Sally (2020), Hurricane Irma (2017), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Ivan (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Alabama also had 1 statewide declaration with no county list.

Tornado record since 1950 60

Tornadoes touching the county60
Strongest-rated(E)F4 ×3
Peak monthMay (20)
Deadliest30 Nov 2016, EF3, 13.5 mi path, 4 killed, 9 injured
Longest path3 Apr 1974, F3, 46.5 mi path, 2 killed, 7 injured
Most recent25 May 2025, EF0, 8.1 mi path
Deaths / injuries on those paths10 / 117
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count162687300
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count12453121617

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Jackson County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Jackson County (this page)—Relatively Low79.0 Tornado
DeKalb County 40 kmRelatively Low80.4 Strong wind
Franklin County, TN 43 kmRelatively Low57.5 Earthquake
Dade County, GA 46 kmVery Low33.2 Tornado
Madison County 50 kmRelatively High94.6 Tornado
Marion County, TN 52 kmRelatively Low58.2 Strong wind

Nearest by distance between county centres. Every county in Alabama, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 77.7
Community resilienceRelatively Low 27.1
Community risk factor1.43
Expected annual loss, all hazards$29 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Jackson County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Jackson County

What natural disasters is Jackson County, Alabama most at risk from?

Jackson County, Alabama has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 79.0 out of 100, higher than about 79% of US counties, with tornadoes, lightning and strong winds scoring highest of its 18 hazards and $29 million a year in expected losses.

How many federal disaster declarations has Jackson County had?

OpenFEMA lists 26 federal disaster declarations that included Jackson County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). Another 1 Alabama declarations were made statewide without a county list.

How many tornadoes have hit Jackson County?

NOAA's Storm Prediction Center recorded 60 tornadoes touching Jackson County from 1950 to 2025. The deadliest: 30 Nov 2016, EF3, 13.5 mi path, 4 killed, 9 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.