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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lauderdale County, Alabama: Natural Disaster Risk and History

Lauderdale County, Alabama has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 85.5 out of 100, higher than about 85% of US counties, with strong winds, cold waves and earthquakes scoring highest of its 18 hazards and $54 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Lauderdale County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). NOAA's Storm Prediction Center recorded 45 tornadoes touching Lauderdale County from 1950 to 2025.

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Population 93,509 Buildings worth $19 billion Area 727 sq mi Risk rank in Alabama 13 of 67 FIPS 01077

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively High 94.1 $2.6 million about 5.1 a year 192
Cold waveRelatively High 93.5 $9.1 million about 1.3 a year 24
EarthquakeRelatively Moderate 92.5 $7.5 million about once every 283 years —
TornadoRelatively High 92.0 $7.9 million about once every 1.5 years 45
LightningRelatively High 86.7 $952,012 about 62 a year 216,235 strikes
Heat waveRelatively Moderate 84.6 $1.9 million about 8.9 a year 141
Inland floodingRelatively Moderate 84.2 $23 million about 3.4 a year 94
Ice stormRelatively Moderate 63.9 $150,683 about once every 1.1 years 63
HurricaneRelatively Low 61.1 $219,458 about once every 33 years 14
DroughtRelatively Low 53.7 $178,077 about 18 a year 665
Winter weatherRelatively Low 41.2 $44,697 about 4.4 a year 83
LandslideVery Low 40.7 $654 about once every 1.5 years —
HailVery Low 30.1 $112,000 about 4.1 a year 155
WildfireVery Low 23.8 $9,265 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Hurricane 7, Severe Storm 7, Snowstorm 1, Flood 1.

DecadeDeclarationsIncident types
1970s2Drought, Tornado
1990s5Severe Storm ×3, Snowstorm, Flood
2000s5Hurricane ×4, Severe Storm
2010s3Severe Storm ×2, Hurricane
2020s3Hurricane ×2, Severe Storm

The last 10

Hurricane Helene EM-3618-AL · Hurricane · declared 26 Sep 2024
Severe Storms, Straight-Line Winds, and Tornadoes DR-4710-AL · Severe Storm · declared 5 May 2023
Hurricane Sally EM-3545-AL · Hurricane · declared 14 Sep 2020
Hurricane Irma EM-3389-AL · Hurricane · declared 11 Sep 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-1971-AL · Severe Storm · declared 28 Apr 2011 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds EM-3319-AL · Severe Storm · declared 27 Apr 2011
Hurricane Gustav EM-3292-AL · Hurricane · declared 30 Aug 2008
Hurricane Katrina Evacuation EM-3237-AL · Hurricane · declared 10 Sep 2005
Hurricane Katrina DR-1605-AL · Hurricane · declared 29 Aug 2005 · households could apply
Hurricane Ivan DR-1549-AL · Hurricane · declared 15 Sep 2004 · households could apply

Widest declarations that included Lauderdale County

  • Hurricane Helene (2024, EM-3618-AL): 67 Alabama counties designated.
  • Hurricane Sally (2020, EM-3545-AL): 67 Alabama counties designated.
  • Hurricane Irma (2017, EM-3389-AL): 67 Alabama counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Sally (2020), Hurricane Irma (2017), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Ivan (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Alabama also had 1 statewide declaration with no county list.

Tornado record since 1950 45

Tornadoes touching the county45
Strongest-rated(E)F3 ×3
Peak monthMay (15)
Deadliest9 Mar 1964, F3, 5.2 mi path, 2 killed, 2 injured
Longest path17 Mar 1965, F3, 29.8 mi path, 0 killed, 22 injured
Most recent20 May 2025, EF1, 1.8 mi path
Deaths / injuries on those paths3 / 44
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count43173000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count4324313511

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lauderdale County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lauderdale County (this page)—Relatively Moderate85.5 Strong wind
Colbert County 26 kmRelatively Low80.7 Strong wind
Wayne County, TN 40 kmRelatively Low43.0 Earthquake
Lawrence County, TN 42 kmRelatively Low69.7 Tornado
Lawrence County 53 kmRelatively Low69.3 Tornado
Franklin County 54 kmRelatively Low67.7 Tornado

Nearest by distance between county centres. Every county in Alabama, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 46.9
Community resilienceRelatively High 61.0
Community risk factor1.10
Expected annual loss, all hazards$54 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lauderdale County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lauderdale County

What natural disasters is Lauderdale County, Alabama most at risk from?

Lauderdale County, Alabama has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 85.5 out of 100, higher than about 85% of US counties, with strong winds, cold waves and earthquakes scoring highest of its 18 hazards and $54 million a year in expected losses.

How many federal disaster declarations has Lauderdale County had?

OpenFEMA lists 18 federal disaster declarations that included Lauderdale County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). Another 1 Alabama declarations were made statewide without a county list.

How many tornadoes have hit Lauderdale County?

NOAA's Storm Prediction Center recorded 45 tornadoes touching Lauderdale County from 1950 to 2025. The deadliest: 9 Mar 1964, F3, 5.2 mi path, 2 killed, 2 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.