Clear Creek County, Colorado: Natural Disaster Risk and History
Clear Creek County, Colorado has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 46.7 out of 100, higher than about 46% of US counties, with avalanches, wildfires and landslides scoring highest of its 18 hazards and $21 million a year in expected losses.
OpenFEMA lists 7 federal disaster declarations that included Clear Creek County since 1969, not counting 2 for COVID-19; the latest is DR-4145-CO (Severe Storms, Flooding, Landslides, and Mudslides, declared 14 September 2013). NOAA's Storm Prediction Center recorded 2 tornadoes touching Clear Creek County from 1950 to 2025.
Live weather alerts for Colorado All official warnings Latest FEMA declarations
Population 9,391 Buildings worth $2.7 billion Area 400 sq mi Risk rank in Colorado 27 of 64 FIPS 08019
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Avalanche | Very High | 98.0 | $7.8 million | about once every 1.2 years | 26 |
| Wildfire | Relatively Moderate | 94.0 | $3.8 million | about once every 114 years | — |
| Landslide | Relatively Moderate | 88.1 | $63,929 | about once every 2.9 years | — |
| Hail | Relatively Moderate | 74.6 | $964,688 | about 5.9 a year | 223 |
| Lightning | Relatively Moderate | 67.8 | $638,970 | about 64 a year | 54,346 strikes |
| Inland flooding | Relatively Low | 40.0 | $6.8 million | about once every 4.0 years | 7 |
| Winter weather | Relatively Low | 32.6 | $46,964 | about 36 a year | 692 |
| Volcanic activity | Very Low | 28.7 | $2 | rarer than once in 1,000 years | 1 |
| Earthquake | Very Low | 25.7 | $65,626 | rarer than once in 1,000 years | — |
| Tornado | Very Low | 18.7 | $300,213 | about once every 4.8 years | 2 |
| Ice storm | Very Low | 11.0 | $7,860 | about once every 67 years | 0 |
| Strong wind | Very Low | 10.3 | $106,453 | about once every 1.2 years | 32 |
| Cold wave | Very Low | 4.1 | $9,572 | about once every 3.1 years | 6.2 |
| Drought | No Rating | 0.0 | — | about 25 a year | 791 |
| Heat wave | No Rating | 0.0 | — | — | 0 |
| Coastal flooding | Not Applicable | — | — | — | — |
| Hurricane | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 7
Most common: Flood 4, Coastal Storm 1, Snowstorm 1, Fire 1.
| Decade | Declarations | Incident types |
|---|---|---|
| 1960s | 1 | Flood |
| 1990s | 1 | Flood |
| 2000s | 3 | Coastal Storm, Snowstorm, Fire |
| 2010s | 2 | Flood ×2 |
The last 7
Widest declarations that included Clear Creek County
- Hurricane Katrina Evacuation (2005, EM-3224-CO): 64 Colorado counties designated.
- Wildfires (2002, DR-1421-CO): 58 Colorado counties designated.
- Snow (2003, EM-3185-CO): 29 Colorado counties designated.
Named storms in its declarations: Hurricane Katrina (2005).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Colorado also had 12 statewide declarations with no county list.
Tornado record since 1950 2
| Tornadoes touching the county | 2 |
|---|---|
| Strongest-rated | (E)F0 ×2 |
| Peak month | July (1) |
| Deadliest | — |
| Longest path | 18 Aug 2007, EF0, 0.1 mi path |
| Most recent | 28 Jul 2012, EF0, 0.1 mi path |
| Deaths / injuries on those paths | 0 / 0 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 2 | 0 | 0 | 0 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Clear Creek County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Clear Creek County (this page) | — | Relatively Low | 46.7 | Avalanche |
| Gilpin County | 21 km | Very Low | 6.4 | Wildfire |
| Jefferson County | 36 km | Relatively High | 94.9 | Hail |
| Summit County | 41 km | Relatively Low | 60.2 | Avalanche |
| Boulder County | 51 km | Relatively Moderate | 90.7 | Lightning |
| Broomfield County | 58 km | Very Low | 34.7 | Hail |
Nearest by distance between county centres. Every county in Colorado, ranked.
Vulnerability and resilience
| Social vulnerability | Very Low 10.6 |
|---|---|
| Community resilience | Relatively Moderate 51.5 |
| Community risk factor | 0.75 |
| Expected annual loss, all hazards | $21 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Clear Creek County's main hazards
- Right now: National Weather Service alerts for Colorado · all official warnings on Global Incident Tracker.
- Avalanche: Official warnings now
- Wildfire: US wildfires now · Wildfire smoke: what protects you
- Landslide: Landslides recorded
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Clear Creek County
What natural disasters is Clear Creek County, Colorado most at risk from?
Clear Creek County, Colorado has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 46.7 out of 100, higher than about 46% of US counties, with avalanches, wildfires and landslides scoring highest of its 18 hazards and $21 million a year in expected losses.
How many federal disaster declarations has Clear Creek County had?
OpenFEMA lists 7 federal disaster declarations that included Clear Creek County since 1969, not counting 2 for COVID-19; the latest is DR-4145-CO (Severe Storms, Flooding, Landslides, and Mudslides, declared 14 September 2013). Another 12 Colorado declarations were made statewide without a county list.
How many tornadoes have hit Clear Creek County?
NOAA's Storm Prediction Center recorded 2 tornadoes touching Clear Creek County from 1950 to 2025.
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.