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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Baker County, Florida: Natural Disaster Risk and History

Baker County, Florida has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 13.3 out of 100, higher than about 13% of US counties, with wildfires, hurricanes and heat waves scoring highest of its 18 hazards and $6.3 million a year in expected losses.

OpenFEMA lists 38 federal disaster declarations that included Baker County since 1973, not counting 2 for COVID-19; the latest is EM-3655-FL (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 12 tornadoes touching Baker County from 1950 to 2025.

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Population 27,852 Buildings worth $3.8 billion Area 595 sq mi Risk rank in Florida 65 of 67 FIPS 12003

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
WildfireRelatively Low 76.2 $328,493 about once every 299 years —
HurricaneRelatively Low 74.5 $1.0 million about once every 4.7 years 69
Heat waveRelatively Low 57.4 $586,608 about 4.1 a year 73
LightningRelatively Low 46.7 $234,139 about 8 a year 64,870 strikes
EarthquakeVery Low 36.0 $132,096 about once every 935 years —
TornadoRelatively Low 31.5 $625,872 about once every 3.3 years 8
Inland floodingVery Low 22.7 $3.0 million about once every 1.6 years 17
Cold waveVery Low 17.2 $201,807 about 1.8 a year 35
DroughtVery Low 16.6 $1,709 about 18 a year 504
HailVery Low 8.8 $29,071 about 2 a year 76
Strong windVery Low 8.0 $65,339 about 1.2 a year 45
LandslideVery Low 3.1 $4 about once every 14 years —
Winter weatherVery Low 2.8 $1,985 about once every 9.5 years 2
Coastal floodingNo Rating 0.0 — about once every 83 years —
AvalancheNot Applicable — — — —
Ice stormNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 38

Most common: Hurricane 17, Severe Storm 9, Fire 5, Tropical Storm 4.

DecadeDeclarationsIncident types
1970s1Flood
1990s7Fire ×3, Severe Storm ×3, Tornado
2000s10Hurricane ×4, Severe Storm ×3, Fire ×2, Freezing
2010s7Hurricane ×6, Severe Storm
2020s13Hurricane ×7, Tropical Storm ×4, Severe Storm ×2

The last 10

Hurricane Isaias EM-3655-FL · Tropical Storm · declared 9 Oct 2026
Hurricane Milton DR-4834-FL · Hurricane · declared 11 Oct 2024 · households could apply
Hurricane Milton EM-3622-FL · Hurricane · declared 7 Oct 2024
Hurricane Helene DR-4828-FL · Hurricane · declared 28 Sep 2024 · households could apply
Hurricane Debby DR-4806-FL · Tropical Storm · declared 10 Aug 2024 · households could apply
Tropical Storm Debby EM-3605-FL · Tropical Storm · declared 3 Aug 2024
Severe Storms, Straight-Line Winds, and Tornadoes DR-4794-FL · Severe Storm · declared 17 Jun 2024 · households could apply
Hurricane Idalia DR-4734-FL · Hurricane · declared 31 Aug 2023 · households could apply
Tropical Storm Idalia EM-3596-FL · Tropical Storm · declared 28 Aug 2023
Hurricane Nicole DR-4680-FL · Hurricane · declared 13 Dec 2022 · households could apply

Widest declarations that included Baker County

  • Hurricane Ian (2022, DR-4673-FL): 67 Florida counties designated.
  • Tropical Storm Ian (2022, EM-3584-FL): 67 Florida counties designated.
  • Hurricane Dorian (2019, EM-3419-FL): 67 Florida counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Milton (2024), Hurricane Helene (2024), Hurricane Debby (2024), Tropical Storm Debby (2024), Hurricane Idalia (2023), Tropical Storm Idalia (2023), Hurricane Nicole (2022), Hurricane Ian (2022), Tropical Storm Ian (2022), Tropical Storm Elsa (2021), Hurricane Dorian (2019), Hurricane Michael (2018), Hurricane Irma (2017), Hurricane Matthew (2016), Hurricane Hermine (2016), Tropical Storm Debby (2012), Tropical Storm Fay (2008), Hurricane Katrina (2005), Hurricane Jeanne (2004), Hurricane Frances (2004), Tropical Storm Bonnie (2004), Tropical Storm Josephine (1996).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Florida also had 31 statewide declarations with no county list.

Tornado record since 1950 12

Tornadoes touching the county12
Strongest-rated(E)F2 ×2
Peak monthMay (4)
Deadliest12 May 1974, F2, 17.5 mi path, 0 killed, 1 injured
Longest path12 May 1974, F2, 17.5 mi path, 0 killed, 1 injured
Most recent16 Mar 2025, EF1, 2.7 mi path
Deaths / injuries on those paths0 / 2
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count8220000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00412311

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Baker County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Baker County (this page)—Very Low13.3 Wildfire
Union County 33 kmVery Low10.9 Hurricane
Columbia County 34 kmRelatively Low69.7 Lightning
Bradford County 44 kmVery Low36.9 Hurricane
Charlton County, GA 52 kmVery Low26.7 Hurricane
Nassau County 55 kmRelatively Low59.3 Hurricane

Nearest by distance between county centres. Every county in Florida, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 24.4
Community resilienceRelatively High 71.8
Community risk factor0.93
Expected annual loss, all hazards$6.3 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Baker County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Baker County

What natural disasters is Baker County, Florida most at risk from?

Baker County, Florida has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 13.3 out of 100, higher than about 13% of US counties, with wildfires, hurricanes and heat waves scoring highest of its 18 hazards and $6.3 million a year in expected losses.

How many federal disaster declarations has Baker County had?

OpenFEMA lists 38 federal disaster declarations that included Baker County since 1973, not counting 2 for COVID-19; the latest is EM-3655-FL (Hurricane Isaias, declared 9 October 2026). Another 31 Florida declarations were made statewide without a county list.

How many tornadoes have hit Baker County?

NOAA's Storm Prediction Center recorded 12 tornadoes touching Baker County from 1950 to 2025. The deadliest: 12 May 1974, F2, 17.5 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.