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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Charlton County, Georgia: Natural Disaster Risk and History

Charlton County, Georgia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 26.7 out of 100, higher than about 26% of US counties, with hurricanes, wildfires and heat waves scoring highest of its 18 hazards and $5.4 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Charlton County since 1977, not counting 2 for COVID-19; the latest is DR-4830-GA (Hurricane Helene, declared 30 September 2024). NOAA's Storm Prediction Center recorded 11 tornadoes touching Charlton County from 1950 to 2025.

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Population 12,459 Buildings worth $1.8 billion Area 790 sq mi Risk rank in Georgia 94 of 159 FIPS 13049

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively Moderate 88.0 $3.3 million about once every 3.7 years 91
WildfireRelatively Low 72.2 $125,439 about once every 362 years —
Heat waveRelatively Low 46.1 $187,582 about 5 a year 87
LightningRelatively Low 42.1 $106,365 about 77 a year 94,543 strikes
EarthquakeVery Low 35.8 $70,964 about once every 787 years —
TornadoRelatively Low 27.2 $257,194 about once every 2.5 years 10
Ice stormVery Low 21.4 $11,124 about once every 11 years 6
DroughtVery Low 19.5 $2,159 about 26 a year 770
Coastal floodingVery Low 18.4 $73 about once every 83 years —
Strong windRelatively Low 17.8 $93,979 about once a year 40
Inland floodingVery Low 16.2 $1.2 million about once every 4.0 years 7
Cold waveVery Low 9.5 $41,942 about 1.3 a year 24
LandslideVery Low 7.4 $9 about once every 10 years —
HailVery Low 7.3 $12,673 about 2 a year 75
Winter weatherVery Low 4.2 $1,767 about once every 3.8 years 5
AvalancheNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Hurricane 9, Fire 4, Tropical Storm 3, Severe Storm 1.

DecadeDeclarationsIncident types
1970s1Drought
1990s2Severe Storm, Snowstorm
2000s4Fire ×2, Hurricane ×2
2010s7Hurricane ×5, Fire ×2
2020s5Tropical Storm ×3, Hurricane ×2

The last 10

Hurricane Helene DR-4830-GA · Hurricane · declared 30 Sep 2024 · households could apply
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Tropical Storm Debby DR-4821-GA · Tropical Storm · declared 24 Sep 2024 · households could apply
Hurricane Debby EM-3607-GA · Tropical Storm · declared 5 Aug 2024
Hurricane Idalia DR-4738-GA · Hurricane · declared 7 Sep 2023 · households could apply
Hurricane Dorian EM-3422-GA · Hurricane · declared 1 Sep 2019
Hurricane Michael EM-3406-GA · Hurricane · declared 10 Oct 2018
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
West Mims Fire FM-5181-GA · Fire · declared 8 May 2017

Widest declarations that included Charlton County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Helene (2024), Tropical Storm Debby (2024), Hurricane Debby (2024), Hurricane Idalia (2023), Hurricane Dorian (2019), Hurricane Michael (2018), Hurricane Irma (2017), Hurricane Matthew (2016), Hurricane Katrina (2005), Tropical Storm Frances (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 11

Tornadoes touching the county11
Strongest-rated(E)F1 ×3
Peak monthMarch (4)
Deadliest31 Mar 1961, F1, 3.3 mi path, 0 killed, 1 injured
Longest path2 Feb 1996, F0, 8 mi path
Most recent16 Mar 2025, EF0, 6.8 mi path
Deaths / injuries on those paths0 / 1
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count8300000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count01003412

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Charlton County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Charlton County (this page)—Very Low26.7 Hurricane
Nassau County, FL 37 kmRelatively Low59.3 Hurricane
Ware County 41 kmRelatively Low49.4 Hurricane
Camden County 47 kmRelatively Low54.5 Hurricane
Brantley County 48 kmVery Low18.3 Hurricane
Baker County, FL 52 kmVery Low13.3 Wildfire

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 90.3
Community resilienceVery Low 4.6
Community risk factor1.71
Expected annual loss, all hazards$5.4 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Charlton County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Charlton County

What natural disasters is Charlton County, Georgia most at risk from?

Charlton County, Georgia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 26.7 out of 100, higher than about 26% of US counties, with hurricanes, wildfires and heat waves scoring highest of its 18 hazards and $5.4 million a year in expected losses.

How many federal disaster declarations has Charlton County had?

OpenFEMA lists 19 federal disaster declarations that included Charlton County since 1977, not counting 2 for COVID-19; the latest is DR-4830-GA (Hurricane Helene, declared 30 September 2024). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Charlton County?

NOAA's Storm Prediction Center recorded 11 tornadoes touching Charlton County from 1950 to 2025. The deadliest: 31 Mar 1961, F1, 3.3 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.