Georgia Natural Disaster Risk by County
Of Georgia's 159 counties, 0 have a Very High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025); the highest is Chatham County (score 97.4 of 100), and expected losses across the state total $3.3 billion a year.
OpenFEMA lists 80 federal disaster, emergency and fire management declarations for Georgia since 1953 (not counting COVID-19); the latest is EM-3657-GA, Hurricane Isaias, declared 9 October 2026.
Live weather alerts for Georgia Latest FEMA declarations All official warnings
Most exposed counties, hazard by hazard
Top 10 by FEMA hazard risk scoreHurricane 159 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Chatham County | Very High | $189 million |
| 2 | Liberty County | Relatively High | $51 million |
| 3 | Glynn County | Relatively High | $21 million |
| 4 | McIntosh County | Relatively High | $13 million |
| 5 | Tattnall County | Relatively High | $12 million |
| 6 | Bryan County | Relatively High | $21 million |
| 7 | Bulloch County | Relatively Moderate | $12 million |
| 8 | Thomas County | Relatively Moderate | $8.7 million |
| 9 | Lowndes County | Relatively Moderate | $8.8 million |
| 10 | Camden County | Relatively Moderate | $10 million |
Tornado 159 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Cobb County | Relatively High | $36 million |
| 2 | Gwinnett County | Relatively High | $23 million |
| 3 | Fulton County | Relatively High | $22 million |
| 4 | DeKalb County | Relatively High | $15 million |
| 5 | Clayton County | Relatively High | $13 million |
| 6 | Richmond County | Relatively High | $10 million |
| 7 | Cherokee County | Relatively High | $16 million |
| 8 | Floyd County | Relatively High | $10.0 million |
| 9 | Forsyth County | Relatively High | $16 million |
| 10 | Hall County | Relatively High | $11 million |
Inland flooding 159 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Fulton County | Relatively High | $164 million |
| 2 | Gwinnett County | Relatively High | $145 million |
| 3 | DeKalb County | Relatively High | $97 million |
| 4 | Cobb County | Relatively High | $125 million |
| 5 | Chatham County | Relatively Moderate | $42 million |
| 6 | Forsyth County | Relatively Moderate | $58 million |
| 7 | Cherokee County | Relatively Moderate | $46 million |
| 8 | Clayton County | Relatively Moderate | $30 million |
| 9 | Dougherty County | Relatively Moderate | $22 million |
| 10 | Muscogee County | Relatively Moderate | $26 million |
Coastal flooding 11 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Chatham County | Very High | $13 million |
| 2 | Glynn County | Relatively High | $4.5 million |
| 3 | Camden County | Relatively Moderate | $1.4 million |
| 4 | McIntosh County | Relatively Moderate | $721,775 |
| 5 | Bryan County | Relatively Moderate | $896,989 |
| 6 | Liberty County | Relatively Low | $203,831 |
| 7 | Effingham County | Very Low | $2,095 |
| 8 | Brantley County | Very Low | $316 |
| 9 | Long County | Very Low | $368 |
| 10 | Wayne County | Very Low | $145 |
Wildfire 159 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Chatham County | Relatively Moderate | $2.0 million |
| 2 | Glynn County | Relatively Moderate | $1.5 million |
| 3 | McIntosh County | Relatively Low | $589,185 |
| 4 | Camden County | Relatively Low | $748,856 |
| 5 | Bryan County | Relatively Low | $526,421 |
| 6 | Carroll County | Relatively Low | $391,064 |
| 7 | Fannin County | Relatively Low | $222,332 |
| 8 | Liberty County | Relatively Low | $396,415 |
| 9 | Floyd County | Relatively Low | $210,442 |
| 10 | Ware County | Relatively Low | $176,204 |
Earthquake 159 rated
| # | County | Rating | Loss a year |
|---|---|---|---|
| 1 | Fulton County | Relatively Moderate | $22 million |
| 2 | DeKalb County | Relatively Moderate | $13 million |
| 3 | Chatham County | Relatively Moderate | $12 million |
| 4 | Gwinnett County | Relatively Moderate | $10 million |
| 5 | Cobb County | Relatively Moderate | $10 million |
| 6 | Whitfield County | Relatively Moderate | $4.9 million |
| 7 | Richmond County | Relatively Low | $4.5 million |
| 8 | Bulloch County | Relatively Low | $3.1 million |
| 9 | Floyd County | Relatively Low | $2.4 million |
| 10 | Clayton County | Relatively Low | $2.6 million |
Every Georgia county, highest overall risk first
159| # | County | Overall risk | Score | Loss a year | Top hazard | Declarations | Tornadoes |
|---|---|---|---|---|---|---|---|
| 1 | Chatham County | Relatively High | 97.4 | $277 million | Hurricane | 17 | 31 |
| 2 | Fulton County | Relatively High | 95.8 | $235 million | Lightning | 20 | 40 |
| 3 | Gwinnett County | Relatively High | 95.4 | $211 million | Lightning | 13 | 12 |
| 4 | Cobb County | Relatively High | 94.4 | $210 million | Tornado | 18 | 33 |
| 5 | DeKalb County | Relatively Moderate | 94.3 | $153 million | Lightning | 16 | 16 |
| 6 | Richmond County | Relatively Moderate | 87.4 | $57 million | Strong wind | 13 | 9 |
| 7 | Clayton County | Relatively Moderate | 86.7 | $60 million | Tornado | 14 | 12 |
| 8 | Forsyth County | Relatively Moderate | 86.1 | $90 million | Tornado | 16 | 10 |
| 9 | Cherokee County | Relatively Moderate | 85.3 | $78 million | Tornado | 18 | 31 |
| 10 | Hall County | Relatively Moderate | 84.3 | $57 million | Tornado | 18 | 32 |
| 11 | Glynn County | Relatively Moderate | 83.7 | $40 million | Hurricane | 18 | 26 |
| 12 | Liberty County | Relatively Moderate | 83.0 | $68 million | Hurricane | 16 | 15 |
| 13 | Dougherty County | Relatively Moderate | 82.8 | $36 million | Lightning | 16 | 19 |
| 14 | Floyd County | Relatively Moderate | 82.0 | $40 million | Tornado | 18 | 21 |
| 15 | Muscogee County | Relatively Moderate | 81.6 | $39 million | Lightning | 12 | 12 |
| 16 | Whitfield County | Relatively Moderate | 81.5 | $38 million | Tornado | 15 | 8 |
| 17 | Henry County | Relatively Low | 79.4 | $52 million | Tornado | 15 | 24 |
| 18 | Bibb County | Relatively Low | 78.5 | $33 million | Heat wave | 14 | 24 |
| 19 | Columbia County | Relatively Low | 76.8 | $52 million | Tornado | 12 | 6 |
| 20 | Decatur County | Relatively Low | 75.9 | $23 million | Hurricane | 18 | 28 |
| 21 | Bulloch County | Relatively Low | 75.4 | $33 million | Hurricane | 20 | 17 |
| 22 | Lowndes County | Relatively Low | 72.6 | $30 million | Hurricane | 16 | 22 |
| 23 | Walker County | Relatively Low | 72.0 | $30 million | Tornado | 18 | 13 |
| 24 | Houston County | Relatively Low | 70.5 | $33 million | Heat wave | 15 | 26 |
| 25 | Carroll County | Relatively Low | 70.5 | $32 million | Tornado | 21 | 27 |
| 26 | Colquitt County | Relatively Low | 70.5 | $20 million | Hurricane | 19 | 41 |
| 27 | Paulding County | Relatively Low | 70.0 | $40 million | Tornado | 18 | 9 |
| 28 | Tattnall County | Relatively Low | 68.4 | $20 million | Hurricane | 21 | 13 |
| 29 | Gilmer County | Relatively Low | 68.1 | $19 million | Landslide | 19 | 17 |
| 30 | Gordon County | Relatively Low | 67.2 | $28 million | Drought | 17 | 19 |
| 31 | Clarke County | Relatively Low | 67.0 | $29 million | Ice storm | 12 | 7 |
| 32 | Bryan County | Relatively Low | 66.6 | $33 million | Hurricane | 19 | 9 |
| 33 | McIntosh County | Relatively Low | 66.6 | $17 million | Hurricane | 20 | 7 |
| 34 | Thomas County | Relatively Low | 66.0 | $20 million | Hurricane | 19 | 20 |
| 35 | Douglas County | Relatively Low | 65.7 | $34 million | Tornado | 17 | 11 |
| 36 | Coweta County | Relatively Low | 65.6 | $32 million | Tornado | 14 | 32 |
| 37 | Bartow County | Relatively Low | 65.3 | $33 million | Tornado | 18 | 28 |
| 38 | Catoosa County | Relatively Low | 64.6 | $27 million | Tornado | 16 | 6 |
| 39 | Polk County | Relatively Low | 64.1 | $15 million | Tornado | 16 | 11 |
| 40 | Mitchell County | Relatively Low | 63.0 | $15 million | Hurricane | 17 | 28 |
| 41 | Fayette County | Relatively Low | 61.3 | $32 million | Lightning | 13 | 12 |
| 42 | Troup County | Relatively Low | 59.9 | $17 million | Hurricane | 13 | 22 |
| 43 | Coffee County | Relatively Low | 59.6 | $15 million | Hurricane | 19 | 27 |
| 44 | Effingham County | Relatively Low | 59.1 | $25 million | Hurricane | 15 | 15 |
| 45 | Fannin County | Relatively Low | 56.5 | $14 million | Landslide | 17 | 9 |
| 46 | Rockdale County | Relatively Low | 56.2 | $22 million | Ice storm | 15 | 8 |
| 47 | Tift County | Relatively Low | 56.0 | $16 million | Hurricane | 18 | 26 |
| 48 | Walton County | Relatively Low | 55.0 | $22 million | Ice storm | 12 | 13 |
| 49 | Camden County | Relatively Low | 54.5 | $21 million | Hurricane | 19 | 24 |
| 50 | Chattooga County | Relatively Low | 54.4 | $12 million | Tornado | 14 | 6 |
| 51 | Putnam County | Relatively Low | 53.3 | $12 million | Drought | 13 | 7 |
| 52 | Sumter County | Relatively Low | 53.2 | $12 million | Drought | 13 | 27 |
| 53 | Grady County | Relatively Low | 53.0 | $13 million | Hurricane | 16 | 22 |
| 54 | Union County | Relatively Low | 52.5 | $12 million | Landslide | 15 | 3 |
| 55 | Crisp County | Relatively Low | 52.3 | $11 million | Drought | 15 | 14 |
| 56 | Murray County | Relatively Low | 51.5 | $16 million | Earthquake | 14 | 12 |
| 57 | Newton County | Relatively Low | 50.6 | $23 million | Ice storm | 19 | 17 |
| 58 | Laurens County | Relatively Low | 50.5 | $14 million | Drought | 17 | 34 |
| 59 | Appling County | Relatively Low | 50.2 | $12 million | Hurricane | 18 | 19 |
| 60 | Baldwin County | Relatively Low | 50.0 | $14 million | Drought | 12 | 8 |
| 61 | Ware County | Relatively Low | 49.4 | $12 million | Hurricane | 22 | 20 |
| 62 | White County | Relatively Low | 45.7 | $14 million | Cold wave | 20 | 10 |
| 63 | Barrow County | Relatively Low | 45.6 | $18 million | Lightning | 13 | 5 |
| 64 | Rabun County | Relatively Low | 45.3 | $10 million | Landslide | 19 | 6 |
| 65 | Lumpkin County | Relatively Low | 44.9 | $13 million | Lightning | 22 | 12 |
| 66 | Dodge County | Relatively Low | 44.8 | $10.0 million | Cold wave | 15 | 18 |
| 67 | Wayne County | Relatively Low | 44.6 | $11 million | Hurricane | 17 | 15 |
| 68 | Screven County | Relatively Low | 43.9 | $9.5 million | Hurricane | 19 | 23 |
| 69 | Early County | Relatively Low | 43.4 | $8.5 million | Hurricane | 14 | 36 |
| 70 | Toombs County | Very Low | 42.7 | $11 million | Hurricane | 21 | 11 |
| 71 | Brooks County | Very Low | 42.1 | $8.5 million | Lightning | 18 | 15 |
| 72 | Jackson County | Very Low | 41.9 | $19 million | Ice storm | 13 | 10 |
| 73 | Spalding County | Very Low | 40.9 | $14 million | Strong wind | 17 | 25 |
| 74 | Emanuel County | Very Low | 39.9 | $8.9 million | Hurricane | 20 | 14 |
| 75 | Towns County | Very Low | 39.6 | $7.8 million | Landslide | 13 | 1 |
| 76 | Berrien County | Very Low | 39.3 | $8.6 million | Hurricane | 18 | 14 |
| 77 | Habersham County | Very Low | 38.9 | $12 million | Lightning | 19 | 17 |
| 78 | Burke County | Very Low | 37.3 | $9.3 million | Hurricane | 18 | 23 |
| 79 | Greene County | Very Low | 37.2 | $8.8 million | Hurricane | 14 | 5 |
| 80 | Worth County | Very Low | 36.5 | $8.6 million | Drought | 18 | 37 |
| 81 | Hart County | Very Low | 35.4 | $9.3 million | Ice storm | 12 | 11 |
| 82 | Pickens County | Very Low | 34.8 | $11 million | Landslide | 21 | 13 |
| 83 | Cook County | Very Low | 34.8 | $8.6 million | Hurricane | 16 | 20 |
| 84 | Stephens County | Very Low | 33.4 | $8.3 million | Ice storm | 16 | 10 |
| 85 | Dade County | Very Low | 33.2 | $8.4 million | Tornado | 19 | 5 |
| 86 | Franklin County | Very Low | 33.1 | $8.2 million | Ice storm | 14 | 13 |
| 87 | Macon County | Very Low | 32.1 | $5.9 million | Drought | 14 | 12 |
| 88 | Elbert County | Very Low | 30.8 | $6.9 million | Ice storm | 14 | 14 |
| 89 | Seminole County | Very Low | 29.5 | $8.9 million | Hurricane | 11 | 7 |
| 90 | Lee County | Very Low | 29.4 | $12 million | Hurricane | 13 | 16 |
| 91 | Madison County | Very Low | 28.9 | $7.8 million | Ice storm | 13 | 10 |
| 92 | Jeff Davis County | Very Low | 28.2 | $6.4 million | Hurricane | 18 | 8 |
| 93 | Haralson County | Very Low | 27.6 | $7.7 million | Wildfire | 16 | 21 |
| 94 | Charlton County | Very Low | 26.7 | $5.4 million | Hurricane | 19 | 11 |
| 95 | Jefferson County | Very Low | 25.8 | $6.6 million | Drought | 17 | 15 |
| 96 | Bleckley County | Very Low | 25.7 | $6.6 million | Heat wave | 14 | 20 |
| 97 | Ben Hill County | Very Low | 25.4 | $5.2 million | Hurricane | 13 | 14 |
| 98 | McDuffie County | Very Low | 25.0 | $6.2 million | Hail | 13 | 9 |
| 99 | Washington County | Very Low | 23.8 | $6.1 million | Drought | 14 | 23 |
| 100 | Telfair County | Very Low | 23.5 | $5.1 million | Hurricane | 16 | 13 |
| 101 | Pierce County | Very Low | 22.7 | $8.7 million | Hurricane | 17 | 16 |
| 102 | Peach County | Very Low | 22.5 | $7.5 million | Drought | 15 | 14 |
| 103 | Dawson County | Very Low | 21.9 | $9.3 million | Lightning | 18 | 7 |
| 104 | Evans County | Very Low | 21.9 | $5.6 million | Hurricane | 15 | 4 |
| 105 | Harris County | Very Low | 20.8 | $8.4 million | Lightning | 13 | 23 |
| 106 | Miller County | Very Low | 20.8 | $5.4 million | Hurricane | 13 | 14 |
| 107 | Clinch County | Very Low | 20.7 | $4.6 million | Hurricane | 18 | 9 |
| 108 | Bacon County | Very Low | 20.6 | $5.5 million | Hurricane | 17 | 19 |
| 109 | Butts County | Very Low | 20.5 | $6.1 million | Strong wind | 17 | 10 |
| 110 | Oconee County | Very Low | 19.4 | $12 million | Ice storm | 12 | 12 |
| 111 | Morgan County | Very Low | 19.4 | $8.2 million | Hurricane | 11 | 7 |
| 112 | Meriwether County | Very Low | 19.2 | $4.8 million | Drought | 16 | 29 |
| 113 | Monroe County | Very Low | 18.7 | $6.8 million | Hurricane | 19 | 19 |
| 114 | Brantley County | Very Low | 18.3 | $7.0 million | Hurricane | 21 | 8 |
| 115 | Pulaski County | Very Low | 18.2 | $4.6 million | Drought | 14 | 15 |
| 116 | Randolph County | Very Low | 17.2 | $4.3 million | Drought | 11 | 15 |
| 117 | Upson County | Very Low | 17.1 | $6.1 million | Hurricane | 21 | 21 |
| 118 | Turner County | Very Low | 16.6 | $4.3 million | Hurricane | 14 | 10 |
| 119 | Terrell County | Very Low | 16.5 | $4.7 million | Drought | 9 | 11 |
| 120 | Jones County | Very Low | 16.4 | $5.7 million | Heat wave | 15 | 13 |
| 121 | Calhoun County | Very Low | 16.3 | $3.8 million | Drought | 13 | 14 |
| 122 | Dooly County | Very Low | 14.9 | $6.1 million | Drought | 15 | 20 |
| 123 | Irwin County | Very Low | 13.6 | $5.6 million | Hurricane | 12 | 12 |
| 124 | Wilcox County | Very Low | 13.2 | $4.2 million | Drought | 16 | 14 |
| 125 | Wilkes County | Very Low | 12.9 | $3.8 million | Hurricane | 15 | 5 |
| 126 | Heard County | Very Low | 12.8 | $3.5 million | Hurricane | 18 | 11 |
| 127 | Banks County | Very Low | 12.4 | $5.9 million | Hurricane | 16 | 10 |
| 128 | Hancock County | Very Low | 11.9 | $2.9 million | Hurricane | 13 | 9 |
| 129 | Candler County | Very Low | 11.6 | $4.3 million | Hurricane | 20 | 6 |
| 130 | Jenkins County | Very Low | 10.8 | $3.9 million | Hurricane | 19 | 10 |
| 131 | Taylor County | Very Low | 10.1 | $2.9 million | Drought | 14 | 20 |
| 132 | Baker County | Very Low | 9.8 | $2.9 million | Hurricane | 18 | 10 |
| 133 | Johnson County | Very Low | 9.3 | $2.8 million | Drought | 17 | 11 |
| 134 | Twiggs County | Very Low | 8.5 | $2.7 million | Drought | 15 | 22 |
| 135 | Clay County | Very Low | 8.5 | $2.4 million | Drought | 13 | 7 |
| 136 | Quitman County | Very Low | 8.3 | $2.3 million | Drought | 10 | 3 |
| 137 | Oglethorpe County | Very Low | 8.1 | $4.2 million | Hurricane | 13 | 6 |
| 138 | Jasper County | Very Low | 8.1 | $3.6 million | Drought | 15 | 6 |
| 139 | Long County | Very Low | 8.0 | $5.5 million | Hurricane | 16 | 5 |
| 140 | Pike County | Very Low | 8.0 | $3.7 million | Drought | 20 | 15 |
| 141 | Lamar County | Very Low | 7.8 | $3.8 million | Hurricane | 17 | 14 |
| 142 | Montgomery County | Very Low | 7.8 | $3.0 million | Hurricane | 19 | 6 |
| 143 | Atkinson County | Very Low | 7.3 | $3.6 million | Hurricane | 17 | 10 |
| 144 | Lanier County | Very Low | 6.8 | $3.2 million | Hurricane | 15 | 8 |
| 145 | Marion County | Very Low | 6.7 | $2.3 million | Drought | 12 | 11 |
| 146 | Wheeler County | Very Low | 6.4 | $2.2 million | Hurricane | 16 | 9 |
| 147 | Stewart County | Very Low | 5.9 | $1.8 million | Hurricane | 15 | 11 |
| 148 | Lincoln County | Very Low | 5.5 | $2.8 million | Ice storm | 11 | 9 |
| 149 | Warren County | Very Low | 5.3 | $1.9 million | Hurricane | 11 | 6 |
| 150 | Wilkinson County | Very Low | 4.6 | $2.8 million | Hurricane | 14 | 13 |
| 151 | Crawford County | Very Low | 3.9 | $3.3 million | Drought | 18 | 14 |
| 152 | Talbot County | Very Low | 2.9 | $1.4 million | Hurricane | 15 | 19 |
| 153 | Webster County | Very Low | 2.4 | $1.6 million | Drought | 15 | 5 |
| 154 | Treutlen County | Very Low | 2.1 | $2.0 million | Hurricane | 17 | 9 |
| 155 | Chattahoochee County | Very Low | 2.0 | $2.6 million | Lightning | 10 | 11 |
| 156 | Glascock County | Very Low | 0.9 | $1.0 million | Hurricane | 11 | 4 |
| 157 | Taliaferro County | Very Low | 0.7 | $601,203 | Hurricane | 14 | 0 |
| 158 | Schley County | Very Low | 0.6 | $1.2 million | Hurricane | 11 | 6 |
| 159 | Echols County | Very Low | 0.5 | $1.1 million | Hurricane | 17 | 4 |
Score: FEMA's national percentile (higher = more risk). Declarations: federal declarations that named the county since 1953, not counting COVID-19. Tornadoes: NOAA SPC tornadoes that touched the county, 1950–2025.
Latest federal declarations in Georgia
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What this page shows, and what it misses
FEMA's National Risk Index compares every US county with every other for 18 natural hazards, combining expected losses with social vulnerability and community resilience. It is a planning-level estimate for nationwide comparison, not a flood-zone map and not the risk to any one property — for flood zones use FEMA's Flood Map Service Center ↗. Federal declarations exclude state declarations and SBA or USDA designations.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Georgia
Which county in Georgia has the highest natural disaster risk?
Of Georgia's 159 counties, 0 have a Very High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025); the highest is Chatham County (score 97.4 of 100), and expected losses across the state total $3.3 billion a year.
Which Georgia counties are most at risk from tornadoes?
By FEMA's National Risk Index tornado risk score: Cobb County, Gwinnett County, Fulton County. These are planning-level estimates for whole counties, not maps of individual properties.
Which Georgia counties are most at risk from hurricanes?
By FEMA's National Risk Index hurricane risk score: Chatham County, Liberty County, Glynn County. These are planning-level estimates for whole counties, not maps of individual properties.
How many FEMA disaster declarations has Georgia had?
OpenFEMA lists 80 federal disaster, emergency and fire management declarations for Georgia since 1953 (not counting COVID-19); the latest is EM-3657-GA, Hurricane Isaias, declared 9 October 2026.