White County, Georgia: Natural Disaster Risk and History
White County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 45.7 out of 100, higher than about 45% of US counties, with cold waves, strong winds and landslides scoring highest of its 18 hazards and $14 million a year in expected losses.
OpenFEMA lists 20 federal disaster declarations that included White County since 1977, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 10 tornadoes touching White County from 1950 to 2025.
Live weather alerts for Georgia All official warnings Latest FEMA declarations
Population 27,990 Buildings worth $6.8 billion Area 245 sq mi Risk rank in Georgia 62 of 159 FIPS 13311
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Cold wave | Relatively Moderate | 81.0 | $3.8 million | about 2.4 a year | 45 |
| Strong wind | Relatively Moderate | 77.4 | $1.2 million | about 2.6 a year | 97 |
| Landslide | Relatively Low | 70.3 | $5,993 | about once every 1.4 years | — |
| Ice storm | Relatively Moderate | 68.6 | $199,511 | about 1.7 a year | 113 |
| Lightning | Relatively Moderate | 65.2 | $404,080 | about 62 a year | 58,423 strikes |
| Tornado | Relatively Low | 61.3 | $1.8 million | about once every 7.5 years | 10 |
| Earthquake | Relatively Low | 59.9 | $442,458 | about once every 415 years | — |
| Hurricane | Very Low | 58.3 | $163,385 | about once every 44 years | 5 |
| Wildfire | Very Low | 50.9 | $49,191 | about once every 893 years | — |
| Inland flooding | Relatively Low | 46.2 | $5.8 million | about once every 1.3 years | 22 |
| Hail | Relatively Low | 44.6 | $208,395 | about 4.7 a year | 180 |
| Drought | Relatively Low | 41.8 | $77,304 | about 38 a year | 1,141 |
| Heat wave | Very Low | 13.9 | $30,480 | about once every 2.4 years | 8 |
| Winter weather | Very Low | 12.3 | $9,633 | about 7.4 a year | 140 |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 20
Most common: Hurricane 7, Severe Storm 4, Severe Ice Storm 3, Tropical Storm 2.
| Decade | Declarations | Incident types |
|---|---|---|
| 1970s | 1 | Drought |
| 1990s | 4 | Severe Storm, Hurricane, Tornado, Snowstorm |
| 2000s | 3 | Hurricane ×2, Severe Storm |
| 2010s | 6 | Severe Ice Storm ×3, Hurricane ×2, Severe Storm |
| 2020s | 6 | Tropical Storm ×2, Hurricane ×2, Winter Storm, Severe Storm |
The last 10
Widest declarations that included White County
- Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
- Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
- Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.
Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Tropical Storm Zeta (2021), Hurricane Irma (2017), Hurricane Katrina (2005), Hurricane Ivan (2004), Hurricane Opal (1995).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.
Tornado record since 1950 10
| Tornadoes touching the county | 10 |
|---|---|
| Strongest-rated | (E)F3 ×4 |
| Peak month | March (4) |
| Deadliest | 20 Mar 1998, F3, 4 mi path, 12 killed, 171 injured |
| Longest path | 27 Mar 1994, F3, 44 mi path, 3 killed, 45 injured |
| Most recent | 17 Mar 2018, EF1, 5.1 mi path |
| Deaths / injuries on those paths | 19 / 232 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 3 | 2 | 1 | 4 | 0 | 0 | 0 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 0 | 1 | 0 | 0 | 4 | 3 | 2 | 0 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How White County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| White County (this page) | — | Relatively Low | 45.7 | Cold wave |
| Habersham County | 20 km | Very Low | 38.9 | Lightning |
| Lumpkin County | 25 km | Relatively Low | 44.9 | Lightning |
| Towns County | 30 km | Very Low | 39.6 | Landslide |
| Union County | 31 km | Relatively Low | 52.5 | Landslide |
| Hall County | 37 km | Relatively Moderate | 84.3 | Tornado |
Nearest by distance between county centres. Every county in Georgia, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively Moderate 40.2 |
|---|---|
| Community resilience | Relatively Low 23.3 |
| Community risk factor | 1.07 |
| Expected annual loss, all hazards | $14 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for White County's main hazards
- Right now: National Weather Service alerts for Georgia · all official warnings on Global Incident Tracker.
- Cold wave: Carbon monoxide in winter · Power outages now
- Strong wind: Power outages now
- Landslide: Landslides recorded
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about White County
What natural disasters is White County, Georgia most at risk from?
White County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 45.7 out of 100, higher than about 45% of US counties, with cold waves, strong winds and landslides scoring highest of its 18 hazards and $14 million a year in expected losses.
How many federal disaster declarations has White County had?
OpenFEMA lists 20 federal disaster declarations that included White County since 1977, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.
How many tornadoes have hit White County?
NOAA's Storm Prediction Center recorded 10 tornadoes touching White County from 1950 to 2025. The deadliest: 20 Mar 1998, F3, 4 mi path, 12 killed, 171 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.