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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lumpkin County, Georgia: Natural Disaster Risk and History

Lumpkin County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 44.9 out of 100, higher than about 44% of US counties, with lightning, landslides and ice storms scoring highest of its 18 hazards and $13 million a year in expected losses.

OpenFEMA lists 22 federal disaster declarations that included Lumpkin County since 1974, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 12 tornadoes touching Lumpkin County from 1950 to 2025.

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Population 33,448 Buildings worth $6.9 billion Area 287 sq mi Risk rank in Georgia 65 of 159 FIPS 13187

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LightningVery High 97.6 $2.5 million about 61 a year 55,831 strikes
LandslideRelatively Low 78.1 $12,102 about once every 1.1 years —
Ice stormRelatively Moderate 64.3 $149,821 about 1.6 a year 110
TornadoRelatively Low 61.7 $1.8 million about once every 6.3 years 14
Cold waveRelatively Low 60.1 $1.3 million about 2.4 a year 45
EarthquakeVery Low 57.6 $376,419 about once every 431 years —
Inland floodingRelatively Low 50.5 $6.3 million about once every 2.3 years 12
DroughtRelatively Low 50.1 $134,986 about 38 a year 1,106
WildfireVery Low 46.0 $34,045 about once every 781 years —
HurricaneVery Low 43.1 $36,512 about once every 45 years 4
HailRelatively Low 43.0 $185,751 about 4.9 a year 186
Strong windRelatively Low 35.8 $331,628 about 2.6 a year 100
Winter weatherVery Low 14.8 $11,141 about 7.4 a year 140
Heat waveVery Low 14.5 $30,828 about once every 2.4 years 8
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 22

Most common: Hurricane 7, Severe Storm 4, Tornado 3, Tropical Storm 2.

DecadeDeclarationsIncident types
1970s3Drought, Flood, Tornado
1990s5Tornado ×2, Severe Storm, Hurricane, Snowstorm
2000s3Hurricane ×2, Severe Storm
2010s5Hurricane ×2, Severe Ice Storm ×2, Severe Storm
2020s6Tropical Storm ×2, Hurricane ×2, Winter Storm, Severe Storm

The last 10

Hurricane Isaias EM-3657-GA · Tropical Storm · declared 9 Oct 2026
Severe Winter Storm EM-3642-GA · Winter Storm · declared 24 Jan 2026
Hurricane Helene DR-4830-GA · Hurricane · declared 30 Sep 2024 · households could apply
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Severe Storms and Tornadoes DR-4600-GA · Severe Storm · declared 5 May 2021
Tropical Storm Zeta DR-4579-GA · Hurricane · declared 12 Jan 2021
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Winter Storm DR-4215-GA · Severe Ice Storm · declared 20 Apr 2015
Severe Winter Storm EM-3368-GA · Severe Ice Storm · declared 11 Feb 2014

Widest declarations that included Lumpkin County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Tropical Storm Zeta (2021), Hurricane Irma (2017), Hurricane Katrina (2005), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 12

Tornadoes touching the county12
Strongest-rated(E)F4 ×1
Peak monthApril (5)
Deadliest3 Apr 1974, F4, 17.7 mi path, 6 killed, 30 injured
Longest path27 Mar 1994, F3, 44 mi path, 3 killed, 45 injured
Most recent4 May 2021, EF0, 4.7 mi path
Deaths / injuries on those paths14 / 112
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2504100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00304131

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lumpkin County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lumpkin County (this page)—Relatively Low44.9 Lightning
Dawson County 21 kmVery Low21.9 Lightning
White County 25 kmRelatively Low45.7 Cold wave
Union County 29 kmRelatively Low52.5 Landslide
Hall County 33 kmRelatively Moderate84.3 Tornado
Forsyth County 40 kmRelatively Moderate86.1 Tornado

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 48.3
Community resilienceRelatively Moderate 40.3
Community risk factor1.13
Expected annual loss, all hazards$13 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lumpkin County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lumpkin County

What natural disasters is Lumpkin County, Georgia most at risk from?

Lumpkin County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 44.9 out of 100, higher than about 44% of US counties, with lightning, landslides and ice storms scoring highest of its 18 hazards and $13 million a year in expected losses.

How many federal disaster declarations has Lumpkin County had?

OpenFEMA lists 22 federal disaster declarations that included Lumpkin County since 1974, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Lumpkin County?

NOAA's Storm Prediction Center recorded 12 tornadoes touching Lumpkin County from 1950 to 2025. The deadliest: 3 Apr 1974, F4, 17.7 mi path, 6 killed, 30 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.