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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Union County, Georgia: Natural Disaster Risk and History

Union County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 52.5 out of 100, higher than about 52% of US counties, with landslides, cold waves and wildfires scoring highest of its 18 hazards and $12 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Union County since 1990, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 3 tornadoes touching Union County from 1950 to 2025.

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Population 24,618 Buildings worth $5.7 billion Area 332 sq mi Risk rank in Georgia 54 of 159 FIPS 13291

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 94.3 $72,826 about 1.1 a year —
Cold waveRelatively Moderate 81.1 $2.6 million about 2.4 a year 46
WildfireRelatively Low 71.9 $134,988 about once every 455 years —
LightningRelatively Moderate 69.6 $332,532 about 61 a year 66,043 strikes
EarthquakeRelatively Low 64.4 $397,259 about once every 317 years —
TornadoRelatively Low 63.2 $1.3 million about once every 6.0 years 3
Ice stormRelatively Moderate 61.5 $97,389 about 1.2 a year 79
Inland floodingRelatively Low 58.7 $5.8 million about once every 1.8 years 16
DroughtRelatively Low 56.2 $148,796 about 36 a year 1,015
HurricaneVery Low 56.2 $91,171 about once every 49 years 3
HailRelatively Low 51.3 $185,786 about 4.2 a year 158
Strong windRelatively Low 48.5 $355,701 about 2.9 a year 111
Winter weatherVery Low 16.3 $9,086 about 7.8 a year 148
Heat waveVery Low 6.6 $6,270 about once every 9.5 years 2
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Hurricane 6, Severe Storm 4, Tropical Storm 2, Winter Storm 1.

DecadeDeclarationsIncident types
1990s4Severe Storm ×2, Hurricane, Snowstorm
2000s3Hurricane ×2, Severe Storm
2010s4Hurricane ×2, Severe Storm, Severe Ice Storm
2020s4Tropical Storm ×2, Winter Storm, Hurricane

The last 10

Hurricane Isaias EM-3657-GA · Tropical Storm · declared 9 Oct 2026
Severe Winter Storm EM-3642-GA · Winter Storm · declared 24 Jan 2026
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Tropical Storm Zeta DR-4579-GA · Hurricane · declared 12 Jan 2021
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Storms and Flooding DR-4259-GA · Severe Storm · declared 26 Feb 2016
Severe Winter Storm EM-3368-GA · Severe Ice Storm · declared 11 Feb 2014
Hurricane Katrina Evacuation EM-3218-GA · Hurricane · declared 5 Sep 2005
Hurricane Ivan DR-1554-GA · Hurricane · declared 18 Sep 2004 · households could apply

Widest declarations that included Union County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Tropical Storm Zeta (2021), Hurricane Irma (2017), Hurricane Katrina (2005), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 3

Tornadoes touching the county3
Strongest-rated(E)F1 ×2
Peak monthJune (2)
Deadliest—
Longest path28 Jun 1994, F1, 16 mi path
Most recent7 May 1998, F0, 9 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1200000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00003000

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Union County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Union County (this page)—Relatively Low52.5 Landslide
Towns County 25 kmVery Low39.6 Landslide
Lumpkin County 29 kmRelatively Low44.9 Lightning
Fannin County 30 kmRelatively Low56.5 Landslide
White County 31 kmRelatively Low45.7 Cold wave
Clay County, NC 33 kmVery Low26.9 Landslide

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 85.5
Community resilienceRelatively Low 21.1
Community risk factor1.55
Expected annual loss, all hazards$12 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Union County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Union County

What natural disasters is Union County, Georgia most at risk from?

Union County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 52.5 out of 100, higher than about 52% of US counties, with landslides, cold waves and wildfires scoring highest of its 18 hazards and $12 million a year in expected losses.

How many federal disaster declarations has Union County had?

OpenFEMA lists 15 federal disaster declarations that included Union County since 1990, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Union County?

NOAA's Storm Prediction Center recorded 3 tornadoes touching Union County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.