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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Rabun County, Georgia: Natural Disaster Risk and History

Rabun County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 45.3 out of 100, higher than about 45% of US counties, with landslides, lightning and cold waves scoring highest of its 18 hazards and $10 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Rabun County since 1974, not counting 2 for COVID-19; the latest is EM-3642-GA (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 6 tornadoes touching Rabun County from 1950 to 2025.

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Population 16,845 Buildings worth $4.6 billion Area 381 sq mi Risk rank in Georgia 64 of 159 FIPS 13241

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 92.8 $58,086 about 1.3 a year —
LightningRelatively Moderate 80.6 $516,141 about 61 a year 62,240 strikes
Cold waveRelatively Moderate 75.7 $1.9 million about 1.2 a year 22
WildfireRelatively Low 64.1 $79,081 about once every 498 years —
HurricaneRelatively Low 61.6 $170,406 about once every 24 years 9
Ice stormRelatively Moderate 61.5 $101,058 about 1.2 a year 80
Inland floodingRelatively Low 58.1 $5.9 million about once a year 27
EarthquakeVery Low 50.3 $195,553 about once every 481 years —
TornadoRelatively Low 45.2 $741,385 about once every 5.7 years 4
HailRelatively Low 35.5 $103,643 about 4.1 a year 157
DroughtRelatively Low 33.6 $25,325 about 36 a year 1,099
Strong windRelatively Low 24.1 $157,215 about 2.2 a year 86
Winter weatherVery Low 10.7 $5,815 about 7.4 a year 141
Heat waveVery Low 2.3 $2 about once every 885 years 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Hurricane 8, Severe Storm 4, Tornado 2, Winter Storm 1.

DecadeDeclarationsIncident types
1970s2Flood, Tornado
1990s4Severe Storm, Hurricane, Tornado, Snowstorm
2000s4Hurricane ×3, Severe Storm
2010s4Hurricane ×2, Severe Ice Storm, Severe Storm
2020s5Hurricane ×2, Winter Storm, Tropical Storm, Severe Storm

The last 10

Severe Winter Storm EM-3642-GA · Winter Storm · declared 24 Jan 2026
Hurricane Helene DR-4830-GA · Hurricane · declared 30 Sep 2024 · households could apply
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Severe Storms and Tornadoes DR-4600-GA · Severe Storm · declared 5 May 2021
Tropical Storm Zeta DR-4579-GA · Hurricane · declared 12 Jan 2021
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Winter Storm EM-3368-GA · Severe Ice Storm · declared 11 Feb 2014
Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding DR-1973-GA · Severe Storm · declared 29 Apr 2011 · households could apply
Hurricane Katrina Evacuation EM-3218-GA · Hurricane · declared 5 Sep 2005

Widest declarations that included Rabun County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Helene (2024), Tropical Storm Zeta (2021), Hurricane Irma (2017), Hurricane Katrina (2005), Tropical Storm Frances (2004), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 6

Tornadoes touching the county6
Strongest-rated(E)F3 ×1
Peak monthApril (2)
Deadliest27 Apr 2011, EF3, 37 mi path, 1 killed, 1 injured
Longest path27 Apr 2011, EF3, 37 mi path, 1 killed, 1 injured
Most recent17 Aug 2021, EF0
Deaths / injuries on those paths1 / 7
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1311000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00220011

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Rabun County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Rabun County (this page)—Relatively Low45.3 Landslide
Macon County, NC 30 kmRelatively Low73.8 Landslide
Habersham County 30 kmVery Low38.9 Lightning
Towns County 31 kmVery Low39.6 Landslide
Oconee County, SC 34 kmRelatively Moderate85.6 Cold wave
Clay County, NC 37 kmVery Low26.9 Landslide

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 82.2
Community resilienceRelatively Low 23.7
Community risk factor1.49
Expected annual loss, all hazards$10 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Rabun County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Rabun County

What natural disasters is Rabun County, Georgia most at risk from?

Rabun County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 45.3 out of 100, higher than about 45% of US counties, with landslides, lightning and cold waves scoring highest of its 18 hazards and $10 million a year in expected losses.

How many federal disaster declarations has Rabun County had?

OpenFEMA lists 19 federal disaster declarations that included Rabun County since 1974, not counting 2 for COVID-19; the latest is EM-3642-GA (Severe Winter Storm, declared 24 January 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Rabun County?

NOAA's Storm Prediction Center recorded 6 tornadoes touching Rabun County from 1950 to 2025. The deadliest: 27 Apr 2011, EF3, 37 mi path, 1 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.