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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Macon County, North Carolina: Natural Disaster Risk and History

Macon County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 73.8 out of 100, higher than about 73% of US counties, with landslides, cold waves and lightning scoring highest of its 18 hazards and $24 million a year in expected losses.

OpenFEMA lists 15 federal disaster declarations that included Macon County since 1973, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). NOAA's Storm Prediction Center recorded 4 tornadoes touching Macon County from 1950 to 2025.

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Population 36,973 Buildings worth $9.7 billion Area 525 sq mi Risk rank in North Carolina 45 of 100 FIPS 37113

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively High 99.8 $3.5 million about 1.9 a year —
Cold waveRelatively High 93.4 $7.2 million about 3.4 a year 65
LightningRelatively Moderate 75.2 $452,615 about 59 a year 121,914 strikes
Ice stormRelatively Moderate 73.3 $198,947 about once every 1.2 years 56
Inland floodingRelatively Low 70.8 $10 million about 1.2 a year 34
EarthquakeRelatively Low 69.6 $576,560 about once every 360 years —
HurricaneRelatively Low 66.3 $307,556 about once every 30 years 7
TornadoRelatively Low 60.9 $1.4 million about once every 4.5 years 2
WildfireVery Low 58.5 $57,460 about once every 469 years —
Strong windRelatively Low 50.9 $426,245 about 2.8 a year 108
HailRelatively Low 47.1 $175,285 about 4 a year 151
Winter weatherRelatively Low 34.1 $27,002 about 12 a year 231
DroughtRelatively Low 32.9 $25,499 about 32 a year 1,022
Heat waveNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 15

Most common: Hurricane 7, Flood 3, Tropical Storm 2, Snowstorm 2.

DecadeDeclarationsIncident types
1970s1Flood
1990s3Snowstorm ×2, Flood
2000s3Hurricane ×3
2010s3Hurricane ×2, Flood
2020s5Tropical Storm ×2, Hurricane ×2, Winter Storm

The last 10

Severe Winter Storm EM-3637-NC · Winter Storm · declared 24 Jan 2026
Tropical Storm Helene DR-4827-NC · Tropical Storm · declared 28 Sep 2024 · households could apply
Hurricane Helene EM-3617-NC · Tropical Storm · declared 26 Sep 2024
Hurricane Ian EM-3586-NC · Hurricane · declared 1 Oct 2022
Hurricane Isaias EM-3534-NC · Hurricane · declared 2 Aug 2020
Hurricane Dorian EM-3423-NC · Hurricane · declared 3 Sep 2019
Hurricane Florence EM-3401-NC · Hurricane · declared 10 Sep 2018
Severe Storms, Flooding, Landslides, and Mudslides DR-4146-NC · Flood · declared 25 Sep 2013
Hurricane Katrina Evacuation EM-3222-NC · Hurricane · declared 5 Sep 2005
Hurricane Ivan DR-1553-NC · Hurricane · declared 18 Sep 2004 · households could apply

Widest declarations that included Macon County

  • Severe Winter Storm (2026, EM-3637-NC): 100 North Carolina counties designated.
  • Hurricane Helene (2024, EM-3617-NC): 100 North Carolina counties designated.
  • Hurricane Ian (2022, EM-3586-NC): 100 North Carolina counties designated.

Named storms in its declarations: Tropical Storm Helene (2024), Hurricane Helene (2024), Hurricane Ian (2022), Hurricane Isaias (2020), Hurricane Dorian (2019), Hurricane Florence (2018), Hurricane Katrina (2005), Hurricane Ivan (2004), Tropical Storm Frances (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. North Carolina also had 9 statewide declarations with no county list.

Tornado record since 1950 4

Tornadoes touching the county4
Strongest-rated(E)F1 ×3
Peak monthFebruary (1)
Deadliest—
Longest path18 Feb 1976, F1, 3.8 mi path
Most recent27 Apr 2011, EF0, 0.2 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1300000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00200110

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Macon County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Macon County (this page)—Relatively Low73.8 Landslide
Jackson County 30 kmRelatively Low80.5 Landslide
Rabun County, GA 30 kmRelatively Low45.3 Landslide
Clay County 32 kmVery Low26.9 Landslide
Swain County 38 kmRelatively Low49.1 Landslide
Towns County, GA 39 kmVery Low39.6 Landslide

Nearest by distance between county centres. Every county in North Carolina, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 73.7
Community resilienceRelatively Low 21.9
Community risk factor1.39
Expected annual loss, all hazards$24 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Macon County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Macon County

What natural disasters is Macon County, North Carolina most at risk from?

Macon County, North Carolina has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 73.8 out of 100, higher than about 73% of US counties, with landslides, cold waves and lightning scoring highest of its 18 hazards and $24 million a year in expected losses.

How many federal disaster declarations has Macon County had?

OpenFEMA lists 15 federal disaster declarations that included Macon County since 1973, not counting 2 for COVID-19; the latest is EM-3637-NC (Severe Winter Storm, declared 24 January 2026). Another 9 North Carolina declarations were made statewide without a county list.

How many tornadoes have hit Macon County?

NOAA's Storm Prediction Center recorded 4 tornadoes touching Macon County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.