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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Cook County, Georgia: Natural Disaster Risk and History

Cook County, Georgia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 34.8 out of 100, higher than about 34% of US counties, with hurricanes, lightning and drought scoring highest of its 18 hazards and $8.6 million a year in expected losses.

OpenFEMA lists 16 federal disaster declarations that included Cook County since 1977, not counting 2 for COVID-19; the latest is DR-4830-GA (Hurricane Helene, declared 30 September 2024). NOAA's Storm Prediction Center recorded 20 tornadoes touching Cook County from 1950 to 2025.

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Population 17,209 Buildings worth $4.0 billion Area 236 sq mi Risk rank in Georgia 82 of 159 FIPS 13075

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively Moderate 86.2 $3.4 million about once every 3.8 years 67
LightningRelatively Moderate 56.9 $234,263 about 72 a year 75,156 strikes
DroughtRelatively Low 55.8 $167,629 about 24 a year 749
TornadoRelatively Low 53.0 $1.1 million about once every 7.8 years 13
Cold waveRelatively Low 47.8 $675,819 about 1.6 a year 30
WildfireVery Low 45.6 $27,766 rarer than once in 1,000 years —
EarthquakeVery Low 43.9 $150,671 about once every 847 years —
Heat waveVery Low 38.1 $161,958 about 4.6 a year 74
Strong windRelatively Low 27.6 $207,032 about 1.4 a year 53
Inland floodingVery Low 27.0 $2.4 million about once every 4.7 years 6
HailVery Low 23.9 $67,875 about 1.6 a year 60
Winter weatherVery Low 12.9 $8,065 about once every 2.7 years 7
Ice stormVery Low 4.0 $1,263 about once every 67 years 0
LandslideVery Low 3.2 $3 about once every 35 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 16

Most common: Hurricane 8, Tropical Storm 3, Severe Storm 2, Tornado 1.

DecadeDeclarationsIncident types
1970s1Drought
1990s2Severe Storm, Snowstorm
2000s3Hurricane ×2, Severe Storm
2010s5Hurricane ×4, Tornado
2020s5Tropical Storm ×3, Hurricane ×2

The last 10

Hurricane Helene DR-4830-GA · Hurricane · declared 30 Sep 2024 · households could apply
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Tropical Storm Debby DR-4821-GA · Tropical Storm · declared 24 Sep 2024 · households could apply
Hurricane Debby EM-3607-GA · Tropical Storm · declared 5 Aug 2024
Hurricane Idalia DR-4738-GA · Hurricane · declared 7 Sep 2023 · households could apply
Hurricane Michael DR-4400-GA · Hurricane · declared 14 Oct 2018 · households could apply
Hurricane Michael EM-3406-GA · Hurricane · declared 10 Oct 2018
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4297-GA · Tornado · declared 26 Jan 2017 · households could apply

Widest declarations that included Cook County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Helene (2024), Tropical Storm Debby (2024), Hurricane Debby (2024), Hurricane Idalia (2023), Hurricane Michael (2018), Hurricane Irma (2017), Hurricane Katrina (2005), Tropical Storm Frances (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 20

Tornadoes touching the county20
Strongest-rated(E)F3 ×1
Peak monthApril (7)
Deadliest22 Jan 2017, EF3, 24.7 mi path, 11 killed, 45 injured
Longest path23 Apr 2020, EF1, 37.2 mi path
Most recent22 Jan 2023, EF2, 5.9 mi path
Deaths / injuries on those paths11 / 46
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count61031000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11711234

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Cook County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Cook County (this page)—Very Low34.8 Hurricane
Berrien County 23 kmVery Low39.3 Hurricane
Colquitt County 32 kmRelatively Low70.5 Hurricane
Tift County 35 kmRelatively Low56.0 Hurricane
Lanier County 37 kmVery Low6.8 Hurricane
Brooks County 38 kmVery Low42.1 Lightning

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 69.3
Community resilienceRelatively Low 20.8
Community risk factor1.34
Expected annual loss, all hazards$8.6 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Cook County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Cook County

What natural disasters is Cook County, Georgia most at risk from?

Cook County, Georgia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 34.8 out of 100, higher than about 34% of US counties, with hurricanes, lightning and drought scoring highest of its 18 hazards and $8.6 million a year in expected losses.

How many federal disaster declarations has Cook County had?

OpenFEMA lists 16 federal disaster declarations that included Cook County since 1977, not counting 2 for COVID-19; the latest is DR-4830-GA (Hurricane Helene, declared 30 September 2024). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Cook County?

NOAA's Storm Prediction Center recorded 20 tornadoes touching Cook County from 1950 to 2025. The deadliest: 22 Jan 2017, EF3, 24.7 mi path, 11 killed, 45 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.