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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Calhoun County, Georgia: Natural Disaster Risk and History

Calhoun County, Georgia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 16.3 out of 100, higher than about 16% of US counties, with drought, hurricanes and cold waves scoring highest of its 18 hazards and $3.8 million a year in expected losses.

OpenFEMA lists 13 federal disaster declarations that included Calhoun County since 1994, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 14 tornadoes touching Calhoun County from 1950 to 2025.

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Population 5,573 Buildings worth $1.3 billion Area 286 sq mi Risk rank in Georgia 121 of 159 FIPS 13037

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 86.6 $809,915 about 45 a year 1,169
HurricaneRelatively Low 78.7 $963,323 about once every 5.2 years 52
Cold waveRelatively Low 43.2 $448,096 about 2.2 a year 41
TornadoRelatively Low 43.0 $585,611 about once every 4.5 years 6
HailRelatively Low 35.5 $89,836 about 1.5 a year 56
EarthquakeVery Low 31.9 $55,029 about once every 800 years —
WildfireVery Low 29.3 $8,128 rarer than once in 1,000 years —
LightningRelatively Low 27.6 $60,180 about 72 a year 33,549 strikes
Heat waveVery Low 25.6 $61,757 about 4.6 a year 75
Strong windVery Low 15.9 $81,725 about 1.5 a year 58
Inland floodingVery Low 7.7 $638,887 about once every 7.0 years 4
Winter weatherVery Low 5.2 $2,278 about once every 2.4 years 8
Ice stormVery Low 4.1 $1,011 about once every 5.2 years 13
LandslideVery Low 3.9 $3 about once every 24 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 13

Most common: Hurricane 6, Severe Storm 3, Tropical Storm 2, Tornado 2.

DecadeDeclarationsIncident types
1990s2Severe Storm, Tornado
2000s3Hurricane ×2, Severe Storm
2010s6Hurricane ×4, Tornado, Severe Storm
2020s2Tropical Storm ×2

The last 10

Hurricane Isaias EM-3657-GA · Tropical Storm · declared 9 Oct 2026
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Hurricane Michael DR-4400-GA · Hurricane · declared 14 Oct 2018 · households could apply
Hurricane Michael EM-3406-GA · Hurricane · declared 10 Oct 2018
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4297-GA · Tornado · declared 26 Jan 2017 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds DR-4294-GA · Severe Storm · declared 25 Jan 2017 · households could apply
Severe Storms, Flooding, Tornadoes, and Straight-Line Winds DR-1833-GA · Severe Storm · declared 23 Apr 2009 · households could apply
Hurricane Katrina Evacuation EM-3218-GA · Hurricane · declared 5 Sep 2005

Widest declarations that included Calhoun County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Hurricane Michael (2018), Hurricane Irma (2017), Hurricane Katrina (2005), Tropical Storm Frances (2004).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 14

Tornadoes touching the county14
Strongest-rated(E)F2 ×4
Peak monthJanuary (5)
Deadliest13 Jan 2005, F1, 3 mi path, 2 killed, 5 injured
Longest path8 Nov 1957, F1, 25.7 mi path
Most recent9 Jan 2024, EF2, 21.7 mi path
Deaths / injuries on those paths2 / 17
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count4640000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count20400341

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Calhoun County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Calhoun County (this page)—Very Low16.3 Drought
Baker County 28 kmVery Low9.8 Hurricane
Randolph County 29 kmVery Low17.2 Drought
Terrell County 33 kmVery Low16.5 Drought
Early County 35 kmRelatively Low43.4 Hurricane
Clay County 35 kmVery Low8.5 Drought

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 94.9
Community resilienceVery Low 18.4
Community risk factor1.73
Expected annual loss, all hazards$3.8 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Calhoun County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Calhoun County

What natural disasters is Calhoun County, Georgia most at risk from?

Calhoun County, Georgia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 16.3 out of 100, higher than about 16% of US counties, with drought, hurricanes and cold waves scoring highest of its 18 hazards and $3.8 million a year in expected losses.

How many federal disaster declarations has Calhoun County had?

OpenFEMA lists 13 federal disaster declarations that included Calhoun County since 1994, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Calhoun County?

NOAA's Storm Prediction Center recorded 14 tornadoes touching Calhoun County from 1950 to 2025. The deadliest: 13 Jan 2005, F1, 3 mi path, 2 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.