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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Gilmer County, Georgia: Natural Disaster Risk and History

Gilmer County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 68.1 out of 100, higher than about 68% of US counties, with landslides, cold waves and lightning scoring highest of its 18 hazards and $19 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Gilmer County since 1974, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). NOAA's Storm Prediction Center recorded 17 tornadoes touching Gilmer County from 1950 to 2025.

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Population 31,286 Buildings worth $7.8 billion Area 435 sq mi Risk rank in Georgia 29 of 159 FIPS 13123

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LandslideRelatively Moderate 95.9 $117,523 about 1.6 a year —
Cold waveRelatively Moderate 80.7 $2.7 million about 2.4 a year 46
LightningRelatively Moderate 80.3 $521,170 about 61 a year 77,503 strikes
Inland floodingRelatively Moderate 75.3 $12 million about once every 1.1 years 25
TornadoRelatively Moderate 75.3 $2.2 million about once every 4.2 years 10
EarthquakeRelatively Low 72.0 $653,594 about once every 355 years —
WildfireRelatively Low 71.3 $135,299 about once every 671 years —
DroughtRelatively Low 62.2 $229,856 about 38 a year 1,099
HurricaneRelatively Low 59.6 $141,333 about once every 57 years 6
Strong windRelatively Moderate 59.0 $509,296 about 3.4 a year 131
HailRelatively Low 58.0 $252,839 about 5.3 a year 200
Ice stormRelatively Low 53.1 $69,651 about once every 1.3 years 53
Winter weatherRelatively Low 30.6 $21,663 about 7.5 a year 143
Heat waveVery Low 7.0 $7,258 about once every 9.5 years 2
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Hurricane 7, Severe Storm 4, Tropical Storm 2, Severe Ice Storm 2.

DecadeDeclarationsIncident types
1970s2Flood, Tornado
1990s3Hurricane, Snowstorm, Severe Storm
2000s3Hurricane ×2, Severe Storm
2010s5Hurricane ×2, Severe Ice Storm ×2, Severe Storm
2020s6Tropical Storm ×2, Hurricane ×2, Winter Storm, Severe Storm

The last 10

Hurricane Isaias EM-3657-GA · Tropical Storm · declared 9 Oct 2026
Severe Winter Storm EM-3642-GA · Winter Storm · declared 24 Jan 2026
Hurricane Helene DR-4830-GA · Hurricane · declared 30 Sep 2024 · households could apply
Hurricane Helene EM-3616-GA · Tropical Storm · declared 26 Sep 2024
Severe Storms and Tornadoes DR-4600-GA · Severe Storm · declared 5 May 2021
Tropical Storm Zeta DR-4579-GA · Hurricane · declared 12 Jan 2021
Hurricane Irma DR-4338-GA · Hurricane · declared 15 Sep 2017 · households could apply
Hurricane Irma EM-3387-GA · Hurricane · declared 8 Sep 2017
Severe Storms and Flooding DR-4259-GA · Severe Storm · declared 26 Feb 2016
Severe Winter Storm DR-4165-GA · Severe Ice Storm · declared 6 Mar 2014

Widest declarations that included Gilmer County

  • Hurricane Helene (2024, EM-3616-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, DR-4338-GA): 159 Georgia counties designated.
  • Hurricane Irma (2017, EM-3387-GA): 159 Georgia counties designated.

Named storms in its declarations: Hurricane Isaias (2026), Hurricane Helene (2024), Tropical Storm Zeta (2021), Hurricane Irma (2017), Hurricane Katrina (2005), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Georgia also had 6 statewide declarations with no county list.

Tornado record since 1950 17

Tornadoes touching the county17
Strongest-rated(E)F2 ×2
Peak monthMay (5)
Deadliest3 Apr 1974, F2, 15.6 mi path, 0 killed, 5 injured
Longest path16 Mar 1973, F1, 20 mi path
Most recent8 May 2024, EF1, 0.8 mi path
Deaths / injuries on those paths0 / 10
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count7820000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00601064

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Gilmer County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Gilmer County (this page)—Relatively Low68.1 Landslide
Fannin County 23 kmRelatively Low56.5 Landslide
Pickens County 25 kmVery Low34.8 Landslide
Murray County 29 kmRelatively Low51.5 Earthquake
Dawson County 38 kmVery Low21.9 Lightning
Lumpkin County 43 kmRelatively Low44.9 Lightning

Nearest by distance between county centres. Every county in Georgia, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 78.7
Community resilienceVery Low 14.4
Community risk factor1.46
Expected annual loss, all hazards$19 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Gilmer County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Gilmer County

What natural disasters is Gilmer County, Georgia most at risk from?

Gilmer County, Georgia has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 68.1 out of 100, higher than about 68% of US counties, with landslides, cold waves and lightning scoring highest of its 18 hazards and $19 million a year in expected losses.

How many federal disaster declarations has Gilmer County had?

OpenFEMA lists 19 federal disaster declarations that included Gilmer County since 1974, not counting 2 for COVID-19; the latest is EM-3657-GA (Hurricane Isaias, declared 9 October 2026). Another 6 Georgia declarations were made statewide without a county list.

How many tornadoes have hit Gilmer County?

NOAA's Storm Prediction Center recorded 17 tornadoes touching Gilmer County from 1950 to 2025. The deadliest: 3 Apr 1974, F2, 15.6 mi path, 0 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.